印度追求金融独立：十年进步，前进之路

总理纳伦德拉·莫迪强调印度渴望在未来十年实现财务独立。他在印度储备银行成立 90 周年庆典上发表讲话，强调了国家的经济进步以及印度储备银行满足年轻人愿望并为新兴行业制定创新政策的必要性。莫迪还强调了保持通胀控制和增长之间平衡的重要性，呼吁印度央行开发一种可以引领全球潮流的模式，确保印度卢比在全球范围内的可及性和可接受性。

India's Quest for Financial Aatmanirbharta: A Decade of Progress and the Path Ahead

印度对金融Aatmanirbharta的追求：十年的进步和未来的道路

Mumbai, April 1 (SocialNews.XYZ): India's Prime Minister Narendra Modi has exhorted the nation to strive for 'financial Aatmanirbharta' (self-reliance) over the next decade, a bold vision that seeks to unshackle the Indian economy from global headwinds and propel it towards sustainable growth and prosperity.

孟买，4 月 1 日 (SocialNews.XYZ)：印度总理纳伦德拉·莫迪劝告该国在未来十年努力实现“金融 Aatmanirbharta”（自力更生），这是一个大胆的愿景，旨在使印度经济摆脱全球逆风和经济的束缚。推动其实现可持续增长和繁荣。

Addressing the 90th anniversary celebrations of the Reserve Bank of India (RBI), Prime Minister Modi hailed the remarkable progress made by the Indian economy in recent years. He attributed this transformation to the unwavering commitment of the government to comprehensive reforms, strategic policy decisions, and a deep understanding of the nation's aspirations.

莫迪总理在印度储备银行成立90周年庆祝活动上发表讲话，赞扬印度经济近年来取得的显着进步。他将这一转变归因于政府坚定不移地致力于全面改革、战略决策以及对国家愿望的深刻理解。

"India is among the youngest nations in the world," the Prime Minister remarked, "and our policies have unlocked new frontiers of growth, such as green energy, digital technology, defence exports, MSMEs, space exploration, and tourism. The RBI must rise to the challenge of meeting the aspirations of our youth by developing 'out-of-the-box' policies that foster innovation and empower emerging sectors."

总理表示：“印度是世界上最年轻的国家之一，我们的政策开辟了新的增长领域，例如绿色能源、数字技术、国防出口、中小微企业、太空探索和旅游业。印度储备银行必须通过制定促进创新和赋权新兴行业的‘开箱即用’政策，迎接满足年轻人愿望的挑战。”

Recognizing the global dilemma of balancing inflation control with economic growth, Prime Minister Modi urged the RBI to lead the way in developing a model that strikes this delicate equilibrium. He emphasized that such a model could not only benefit India but also serve as a beacon of guidance for other nations, particularly in the Global South.

莫迪总理认识到平衡通胀控制与经济增长的全球困境，敦促印度央行带头开发一种实现这种微妙平衡的模型。他强调，这种模式不仅可以使印度受益，还可以成为其他国家，特别是南半球国家的指导灯塔。

"India is on its way to becoming a global growth engine," the Prime Minister asserted, "and in the next ten years, we will strive to enhance our financial resilience, minimizing the impact of global developments on our economy."

总理断言：“印度正在成为全球增长引擎，在未来十年中，我们将努力增强我们的金融弹性，尽量减少全球发展对我们经济的影响。”

Prime Minister Modi recalled the challenges faced by the Indian banking system during the RBI's 80th anniversary celebrations in 2014. He highlighted the alarming levels of non-performing assets (NPAs) that plagued the banking sector at the time.

莫迪总理回顾了 2014 年印度央行成立 80 周年庆典期间印度银行体系面临的挑战。他强调了当时困扰银行业的不良资产 (NPA) 的惊人水平。

"Through a combination of clarity in policy, decisive actions, and comprehensive reforms," the Prime Minister recounted, "we have transformed the Indian banking system into a robust and sustainable force. The once moribund system is now thriving, posting record profits and extending unprecedented credit."

总理回顾道：“通过明确的政策、果断的行动和全面的改革，我们已将印度银行体系转变为强大且可持续的力量。曾经濒临崩溃的体系现在正在蓬勃发展，利润创历史新高，并扩大了印度银行体系的影响力。”前所未有的信用。”

The Prime Minister attributed this transformation to the unwavering focus on recognition, resolution, and recapitalization of distressed assets, supported by a substantial capital infusion of Rs 3.5 lakh crore into public sector banks. He also lauded the effectiveness of the Insolvency and Bankruptcy Code (IBC) in resolving non-performing loans.

总理将这种转变归因于对不良资产的确认、解决和资本重组的坚定不移的关注，并得到了向公共部门银行注入 35 亿卢比的大量资本的支持。他还赞扬《破产法》（IBC）在解决不良贷款方面的有效性。

"Over 27,000 applications involving underlying defaults exceeding Rs 9 lakh crore were resolved before entering the IBC process," Prime Minister Modi stated. "As a result, gross NPAs of banks, which once stood at 11.25%, have plummeted to below 3% as of September 2023. The RBI's role in facilitating this remarkable turnaround has been commendable."

莫迪总理表示：“超过 27,000 份涉及潜在违约金额超过 90 亿卢比的申请在进入 IBC 流程之前已得到解决。” “因此，截至 2023 年 9 月，银行的不良资产总额曾一度为 11.25%，已降至 3% 以下。印度央行在促进这一显着转变方面所发挥的作用值得称赞。”

The Prime Minister further highlighted the groundbreaking achievements of the past decade, including the proliferation of Jan Dhan accounts, the transformative reach of the Kisan Credit Card, the financial inclusion of the underprivileged, and the exponential growth of digital payments, with over 1,200 crore transactions processed monthly.

总理进一步强调了过去十年的突破性成就，包括 Jan Dhan 账户的激增、Kisan 信用卡的变革性影响力、对弱势群体的金融包容性以及数字支付的指数级增长（交易量超过 120 亿卢比）每月处理。

"Innovation is the lifeblood of progress," the Prime Minister emphasized. "Our bankers and regulatory bodies must prepare for the burgeoning needs of new and traditional sectors, such as space, tourism, green energy, defence exports, and the MSME sector, which is the backbone of India's manufacturing industry."

“创新是进步的命脉”，总理强调。 “我们的银行家和监管机构必须为新兴和传统行业不断增长的需求做好准备，例如太空、旅游、绿色能源、国防出口以及作为印度制造业支柱的中小微企业部门。”

To commemorate the historic occasion, Prime Minister Modi released a commemorative coin marking the RBI's 90th anniversary in the presence of Finance Minister Nirmala Sitharaman, Ministers of State for Finance Bhagwat Karad and Pankaj Chaudhary, Maharashtra Governor Ramesh Bais, Chief Minister Eknath Shinde, Deputy CMs Devendra Fadnavis and Ajit Pawar, and RBI Governor Shaktikanta Das, among other dignitaries.

为了纪念这一历史性时刻，莫迪总理在财政部长 Nirmala Sitharaman、财政部长 Bhagwat Karad 和 Pankaj Chaudhary、马哈拉施特拉邦州长 Ramesh Bais、首席部长 Eknath Shinde 和副首席部长的见证下发行了纪念印度央行成立 90 周年的纪念币Devendra Fadnavis 和 Ajit Pawar，以及印度储备银行行长 Shaktikanta Das 等政要。

India's quest for financial Aatmanirbharta is not merely an aspiration but a strategic imperative. By diversifying its economy, reducing its dependence on global supply chains, and empowering its youth with financial literacy and entrepreneurial opportunities, India can pave the way for a future where its economic destiny lies firmly in its own hands.

印度追求金融自由不仅是一种愿望，而且是战略需要。通过实现经济多元化，减少对全球供应链的依赖，并赋予年轻人金融知识和创业机会，印度可以为经济命运牢牢掌握在自己手中的未来铺平道路。

The journey towards financial independence will undoubtedly be fraught with challenges, but the unwavering commitment of the government, the expertise of the RBI, and the indomitable spirit of the Indian people will undoubtedly guide India towards its cherished goal.

迈向金融独立的道路无疑充满挑战，但政府坚定不移的承诺、印度储备银行的专业知识以及印度人民不屈不挠的精神无疑将引导印度实现其所珍视的目标。