印度追求金融獨立：十年進步，前進之路

總理莫迪強調印度渴望在未來十年實現財務獨立。他在印度儲備銀行成立 90 週年慶典上發表講話，強調了國家的經濟進步以及印度儲備銀行滿足年輕人願望並為新興行業制定創新政策的必要性。莫迪也強調了保持通膨控制和成長之間平衡的重要性，呼籲印度央行開發一種可以引領全球潮流的模式，確保印度盧比在全球範圍內的可及性和可接受性。

India's Quest for Financial Aatmanirbharta: A Decade of Progress and the Path Ahead

印度對金融Aatmanirbharta的追求：十年的進步與未來的道路

Mumbai, April 1 (SocialNews.XYZ): India's Prime Minister Narendra Modi has exhorted the nation to strive for 'financial Aatmanirbharta' (self-reliance) over the next decade, a bold vision that seeks to unshackle the Indian economy from global headwinds and propel it towards sustainable growth and prosperity.

孟買，4 月1 日(SocialNews.XYZ)：印度總理莫迪勸告該國在未來十年努力實現「金融Aatmanirbharta」（自力更生），這是一個大膽的願景，旨在使印度經濟擺脫全球逆風和經濟的束縛。推動其實現永續成長和繁榮。

Addressing the 90th anniversary celebrations of the Reserve Bank of India (RBI), Prime Minister Modi hailed the remarkable progress made by the Indian economy in recent years. He attributed this transformation to the unwavering commitment of the government to comprehensive reforms, strategic policy decisions, and a deep understanding of the nation's aspirations.

莫迪總理在印度儲備銀行成立90週年慶祝活動上發表講話，讚揚印度經濟近年來的顯著進步。他將這一轉變歸因於政府堅定不移地致力於全面改革、戰略決策以及對國家願望的深刻理解。

"India is among the youngest nations in the world," the Prime Minister remarked, "and our policies have unlocked new frontiers of growth, such as green energy, digital technology, defence exports, MSMEs, space exploration, and tourism. The RBI must rise to the challenge of meeting the aspirations of our youth by developing 'out-of-the-box' policies that foster innovation and empower emerging sectors."

總理表示：「印度是世界上最年輕的國家之一，我們的政策開闢了新的成長領域，例如綠色能源、數位技術、國防出口、中小微型企業、太空探索和旅遊業。印度儲備銀行必須通過制定促進創新和賦權新興行業的'開箱即用'政策，迎接滿足年輕人願望的挑戰。”

Recognizing the global dilemma of balancing inflation control with economic growth, Prime Minister Modi urged the RBI to lead the way in developing a model that strikes this delicate equilibrium. He emphasized that such a model could not only benefit India but also serve as a beacon of guidance for other nations, particularly in the Global South.

莫迪總理意識到平衡通膨控制與經濟成長的全球困境，並敦促印度央行帶頭開發實現這種微妙平衡的模式。他強調，這種模式不僅可以使印度受益，還可以成為其他國家，特別是南半球國家的指導燈塔。

"India is on its way to becoming a global growth engine," the Prime Minister asserted, "and in the next ten years, we will strive to enhance our financial resilience, minimizing the impact of global developments on our economy."

總理斷言：“印度正在成為全球成長引擎，在未來十年中，我們將努力增強我們的金融彈性，盡量減少全球發展對我們經濟的影響。”

Prime Minister Modi recalled the challenges faced by the Indian banking system during the RBI's 80th anniversary celebrations in 2014. He highlighted the alarming levels of non-performing assets (NPAs) that plagued the banking sector at the time.

莫迪總理回顧了 2014 年印度央行成立 80 週年慶典期間印度銀行體系面臨的挑戰。他強調了當時困擾銀行業的不良資產 (NPA) 的驚人水平。

"Through a combination of clarity in policy, decisive actions, and comprehensive reforms," the Prime Minister recounted, "we have transformed the Indian banking system into a robust and sustainable force. The once moribund system is now thriving, posting record profits and extending unprecedented credit."

總理回顧：「透過明確的政策、果斷的行動和全面的改革，我們已將印度銀行體系轉變為強大且可持續的力量。曾經瀕臨崩潰的體系現在正在蓬勃發展，利潤創歷史新高，並擴大了印度銀行體系的影響力。”前所未有的信用。”

The Prime Minister attributed this transformation to the unwavering focus on recognition, resolution, and recapitalization of distressed assets, supported by a substantial capital infusion of Rs 3.5 lakh crore into public sector banks. He also lauded the effectiveness of the Insolvency and Bankruptcy Code (IBC) in resolving non-performing loans.

總理將這種轉變歸因於對不良資產的確認、解決和資本重組的堅定不移的關注，並得到了向公共部門銀行注入 35 億盧比的大量資本的支持。他也讚揚《破產法》（IBC）在解決不良貸款方面的有效性。

"Over 27,000 applications involving underlying defaults exceeding Rs 9 lakh crore were resolved before entering the IBC process," Prime Minister Modi stated. "As a result, gross NPAs of banks, which once stood at 11.25%, have plummeted to below 3% as of September 2023. The RBI's role in facilitating this remarkable turnaround has been commendable."

莫迪總理表示：“超過 27,000 份涉及潛在違約金額超過 90 億盧比的申請在進入 IBC 流程之前已解決。” 「因此，截至 2023 年 9 月，銀行的不良資產總額曾一度為 11.25%，已降至 3% 以下。印度央行在促進這一顯著轉變方面所發揮的作用值得稱讚。”

The Prime Minister further highlighted the groundbreaking achievements of the past decade, including the proliferation of Jan Dhan accounts, the transformative reach of the Kisan Credit Card, the financial inclusion of the underprivileged, and the exponential growth of digital payments, with over 1,200 crore transactions processed monthly.

總理進一步強調了過去十年的突破性成就，包括 Jan Dhan 帳戶的激增、Kisan 信用卡的變革性影響力、對弱勢群體的金融包容性以及數字支付的指數級增長（交易量超過 120 億盧比）每月處理。

"Innovation is the lifeblood of progress," the Prime Minister emphasized. "Our bankers and regulatory bodies must prepare for the burgeoning needs of new and traditional sectors, such as space, tourism, green energy, defence exports, and the MSME sector, which is the backbone of India's manufacturing industry."

“創新是進步的命脈”，總理強調。 “我們的銀行家和監管機構必須為新興和傳統行業不斷增長的需求做好準備，例如太空、旅遊、綠色能源、國防出口以及作為印度製造業支柱的中小微企業部門。”

To commemorate the historic occasion, Prime Minister Modi released a commemorative coin marking the RBI's 90th anniversary in the presence of Finance Minister Nirmala Sitharaman, Ministers of State for Finance Bhagwat Karad and Pankaj Chaudhary, Maharashtra Governor Ramesh Bais, Chief Minister Eknath Shinde, Deputy CMs Devendra Fadnavis and Ajit Pawar, and RBI Governor Shaktikanta Das, among other dignitaries.

為了紀念這一歷史性時刻，莫迪總理在財政部長Nirmala Sitharaman、財政部長Bhagwat Karad 和Pankaj Chaudhary、馬哈拉施特拉邦州長Ramesh Bais、首席部長Eknath Shinde 和副首席部長的見證下發行了紀念印度央行成立90 週年的紀念幣Devendra Fadnavis 和 Ajit Pawar，以及印度儲備銀行行長 Shaktikanta Das 等政要。

India's quest for financial Aatmanirbharta is not merely an aspiration but a strategic imperative. By diversifying its economy, reducing its dependence on global supply chains, and empowering its youth with financial literacy and entrepreneurial opportunities, India can pave the way for a future where its economic destiny lies firmly in its own hands.

印度追求金融自由不僅是一種願望，也是戰略需求。透過實現經濟多元化，減少對全球供應鏈的依賴，並賦予年輕人金融知識和創業機會，印度可以為經濟命運牢牢掌握在自己手中的未來鋪路。

The journey towards financial independence will undoubtedly be fraught with challenges, but the unwavering commitment of the government, the expertise of the RBI, and the indomitable spirit of the Indian people will undoubtedly guide India towards its cherished goal.

邁向金融獨立的道路無疑充滿挑戰，但政府堅定不移的承諾、印度儲備銀行的專業知識以及印度人民不屈不撓的精神無疑將引導印度實現其所珍視的目標。