印度储备银行 (RBI) 庆祝其坚定不移为印度服务 90 周年

在孟买举行的 RBI@90 开幕式上，莫迪总理庆祝了印度储备银行成立 90 周年。他强调其历史意义，并赞扬印度储备银行在独立前和独立后时代坚定不移的承诺和专业精神。他强调了印度储备银行在印度成为“Viksit Bharat”的愿望中的关键作用，并强调了快速增长、信任和稳定的重要性。莫迪总理承认银行体系在 2014 年面临挑战，并将这一转变归功于政府的全面改革，包括承认、解决和资本重组。

Reserve Bank of India Marks 90 Years of Unwavering Service to the Nation

印度储备银行庆祝坚定不移为国家服务 90 周年

Mumbai, April 1, 2024 - In a momentous celebration befitting its transformative journey, the Reserve Bank of India (RBI) commemorated its 90th anniversary today, with Prime Minister Narendra Modi gracing the grand occasion. Amidst an assemblage of dignitaries and luminaries, the Prime Minister unveiled a commemorative coin, symbolizing the institution's unwavering stewardship of the nation's financial landscape.

孟买，2024 年 4 月 1 日 - 印度储备银行 (RBI) 今天庆祝成立 90 周年，总理纳伦德拉·莫迪 (Narendra Modi) 出席了这一盛会，与其变革之旅相契合。在众多政要和名人中，总理揭开了纪念币的面纱，象征着该机构对国家金融格局的坚定不移的管理。

Addressing the august gathering, Prime Minister Modi extolled the RBI's remarkable legacy, spanning both the pre and post-independence eras. He lauded the institution for its professionalism and unwavering commitment, which have earned it global recognition and respect.

莫迪总理在庄严的集会上发表讲话时赞扬了印度储备银行在独立前后的卓越遗产。他赞扬该机构的专业精神和坚定不移的承诺，这为其赢得了全球的认可和尊重。

"As we embark on the next decade, the RBI's role as a catalyst for India's economic resurgence becomes paramount," Prime Minister Modi emphasized. "We must prioritize rapid growth while safeguarding trust and ensuring stability." Extending his well wishes, he expressed confidence in the RBI's ability to navigate the challenges and realize its ambitious goals.

莫迪总理强调：“当我们进入下一个十年时，印度央行作为印度经济复苏催化剂的作用变得至关重要。” “我们必须优先考虑快速增长，同时维护信任和确保稳定。”他表达了良好的祝愿，并对印度央行应对挑战和实现宏伟目标的能力充满信心。

Recalling the RBI's 80th anniversary in 2014, the Prime Minister highlighted the significant strides made in addressing the challenges faced by the banking system at that time. "Through a comprehensive strategy of recognition, resolution, and recapitalization, we have witnessed a remarkable transformation," he said.

回顾 2014 年印度央行成立 80 周年，总理强调了在应对当时银行体系面临的挑战方面取得的重大进展。他说：“通过全面的认识、解决和资本重组战略，我们见证了显着的转变。”

"The once-troubled banking system is now a beacon of strength and resilience, posting record profits and driving economic growth," Prime Minister Modi continued. He credited the government's clarity of vision and decisive actions, including a massive capital infusion of 3.5 lakh crore into public sector banks and the introduction of the Insolvency and Bankruptcy Code, for this remarkable turnaround.

莫迪总理继续说道：“曾经陷入困境的银行体系现在已成为实力和韧性的灯塔，创造了创纪录的利润并推动了经济增长。”他将这一显着的转变归功于政府清晰的愿景和果断的行动，包括向公共部门银行注入 35 亿卢比的巨额资本以及引入《无力偿债和破产法》。

"Today, gross NPAs have plummeted from 11.25 percent in 2018 to below 3 percent in September 2023," the Prime Minister reported. "The twin balance sheet problem is no longer a threat to our financial stability." He commended the RBI's invaluable contribution to this extraordinary transformation.

总理报告称：“如今，不良资产总额已从 2018 年的 11.25% 骤降至 2023 年 9 月的 3% 以下。” “双重资产负债表问题不再对我们的金融稳定构成威胁。”他赞扬印度储备银行对这一非凡转变做出的宝贵贡献。

Prime Minister Modi emphasized that the RBI's impact extends far beyond the realm of finance. Its policies and initiatives have a tangible impact on the lives of ordinary citizens. He cited the extraordinary success of UPI, which now processes over 1200 crore monthly transactions, making India a global leader in digital payments.

莫迪总理强调，印度央行的影响远远超出了金融领域。其政策和举措对普通公民的生活产生了切实的影响。他列举了 UPI 的非凡成功，该公司目前每月处理超过 120 亿卢比的交易，使印度成为数字支付领域的全球领导者。

"Over the past decade, we have witnessed a profound connection between our central bank, banking system, and the marginalized beneficiaries at the last mile," the Prime Minister noted. "Financial inclusion has been a cornerstone of our government's efforts."

总理指出：“在过去的十年中，我们见证了我们的央行、银行体系和最后一英里的边缘化受益人之间的深刻联系。” “普惠金融一直是我们政府努力的基石。”

Looking ahead, the Prime Minister outlined the key priorities for the next decade. He stressed the need to embrace digital transactions while addressing the challenges of a cashless economy. Financial inclusion and empowerment must be deepened to ensure that all citizens have access to banking services.

展望未来，总理概述了未来十年的主要优先事项。他强调需要拥抱数字交易，同时应对无现金经济的挑战。必须深化金融包容性和赋权，以确保所有公民都能获得银行服务。

"In a diverse nation like India, we must enhance 'ease of doing banking' and provide tailored services that cater to the unique needs of our citizens," he said. "Artificial intelligence and machine learning will play a pivotal role in shaping the future of banking."

他说：“在印度这样一个多元化的国家，我们必须提高‘办理银行业务的便利性’并提供量身定制的服务，以满足公民的独特需求。” “人工智能和机器学习将在塑造银行业的未来方面发挥关键作用。”

Recognizing India's youthful demographic, Prime Minister Modi urged the RBI to play a critical role in fulfilling the aspirations of the country's youth. He highlighted the government's initiatives to open up new sectors and create opportunities for young Indians.

莫迪总理认识到印度的年轻人口，敦促印度央行在实现该国年轻人的愿望方面发挥关键作用。他强调了政府开放新领域并为印度年轻人创造机会的举措。

"MSMEs are the backbone of our manufacturing sector," the Prime Minister said. "We must continue to support them through innovative policies, such as the Credit Guarantee Scheme implemented during the COVID-19 pandemic." He urged the RBI to devise out-of-the-box solutions to ensure credit availability for aspiring entrepreneurs in emerging sectors.

“中小微企业是我们制造业的支柱，”总理说。 “我们必须继续通过创新政策支持他们，例如在 COVID-19 大流行期间实施的信用担保计划。”他敦促印度央行制定开箱即用的解决方案，以确保新兴行业有抱负的企业家获得信贷。

Emphasizing the importance of innovation in the 21st century, the Prime Minister encouraged the RBI to prepare for cutting-edge technologies. He urged bankers and regulators to anticipate the needs of both traditional and emerging sectors, such as space and tourism.

总理强调 21 世纪创新的重要性，鼓励印度央行为尖端技术做好准备。他敦促银行家和监管机构预测传统行业和新兴行业（例如太空和旅游业）的需求。

"Ayodhya is poised to become the world's largest religious tourism center," he said, citing expert projections. "We must adapt our financial services to cater to the needs of pilgrims and businesses in this burgeoning sector."

他援引专家的预测说：“阿约提亚有望成为世界上最大的宗教旅游中心。” “我们必须调整我们的金融服务，以满足这个新兴行业朝圣者和企业的需求。”

Prime Minister Modi lauded the government's efforts to promote financial inclusion and digital payments, which have increased transparency and empowered small businesses and street vendors. "This information must be harnessed to unlock their financial potential," he stressed.

莫迪总理赞扬政府为促进金融包容性和数字支付所做的努力，这些努力提高了透明度并赋予了小企业和街头小贩权力。 “必须利用这些信息来释放他们的财务潜力，”他强调。

In closing, the Prime Minister emphasized the imperative of enhancing India's economic self-reliance in the years ahead. "India is becoming a global growth engine, contributing 15 percent to global GDP growth," he said. "We must strive to make the Rupee more accessible and acceptable worldwide."

最后，总理强调了未来几年加强印度经济自力更生的必要性。 “印度正在成为全球增长引擎，对全球GDP增长的贡献率为15%，”他说。 “我们必须努力让卢比在全世界范围内更容易使用和接受。”

"The excessive economic expansion and rising debt levels witnessed in many countries pose a threat to global stability," he warned. "I urge the RBI to study these trends and assess their implications for India's growth prospects."

他警告说：“许多国家经济过度扩张和债务水平上升对全球稳定构成威胁。” “我敦促印度央行研究这些趋势并评估它们对印度增长前景的影响。”

The 90th anniversary of the Reserve Bank of India marks a significant milestone in the nation's financial history. As the institution enters its next decade, it is well-positioned to continue its legacy of service and innovation, ensuring a prosperous and inclusive future for all Indians.

印度储备银行成立 90 周年标志着该国金融史上的一个重要里程碑。随着该机构进入下一个十年，它已做好准备继续其服务和创新传统，确保所有印度人拥有繁荣和包容的未来。