印度儲備銀行 (RBI) 慶祝堅定不移為印度服務 90 週年

在孟買舉行的 RBI@90 開幕式上，莫迪總理慶祝了​​印度儲備銀行成立 90 週年。他強調其歷史意義，並讚揚印度儲備銀行在獨立前和獨立後時代堅定不移的承諾和專業。他強調了印度儲備銀行在印度成為「Viksit Bharat」的願望中的關鍵作用，並強調了快速成長、信任和穩定的重要性。莫迪總理承認銀行體系在 2014 年面臨挑戰，並將這一轉變歸功於政府的全面改革，包括承認、解決和資本重組。

Reserve Bank of India Marks 90 Years of Unwavering Service to the Nation

印度儲備銀行慶祝堅定不移為國家服務 90 週年

Mumbai, April 1, 2024 - In a momentous celebration befitting its transformative journey, the Reserve Bank of India (RBI) commemorated its 90th anniversary today, with Prime Minister Narendra Modi gracing the grand occasion. Amidst an assemblage of dignitaries and luminaries, the Prime Minister unveiled a commemorative coin, symbolizing the institution's unwavering stewardship of the nation's financial landscape.

孟買，2024 年 4 月 1 日 - 印度儲備銀行 (RBI) 今天慶祝成立 90 週年，總理莫迪 (Narendra Modi) 出席了這一盛會，與其變革之旅相契合。在眾多政要和名人中，總理揭開了紀念幣的面紗，象徵著該機構對國家金融格局的堅定不移的管理。

Addressing the august gathering, Prime Minister Modi extolled the RBI's remarkable legacy, spanning both the pre and post-independence eras. He lauded the institution for its professionalism and unwavering commitment, which have earned it global recognition and respect.

莫迪總理在莊嚴的集會上發表講話時讚揚了印度儲備銀行在獨立前後的卓越遺產。他讚揚該機構的專業精神和堅定不移的承諾，這為其贏得了全球的認可和尊重。

"As we embark on the next decade, the RBI's role as a catalyst for India's economic resurgence becomes paramount," Prime Minister Modi emphasized. "We must prioritize rapid growth while safeguarding trust and ensuring stability." Extending his well wishes, he expressed confidence in the RBI's ability to navigate the challenges and realize its ambitious goals.

莫迪總理強調：“當我們進入下一個十年時，印度央行作為印度經濟復甦催化劑的作用變得至關重要。” “我們必須優先考慮快速成長，同時維護信任和確保穩定。”他表達了良好的祝愿，並對印度央行應對挑戰和實現宏偉目標的能力充滿信心。

Recalling the RBI's 80th anniversary in 2014, the Prime Minister highlighted the significant strides made in addressing the challenges faced by the banking system at that time. "Through a comprehensive strategy of recognition, resolution, and recapitalization, we have witnessed a remarkable transformation," he said.

回顧 2014 年印度央行成立 80 週年，總理強調了在應對當時銀行體系面臨的挑戰方面取得的重大進展。他說：“透過全面的認識、解決和資本重組策略，我們見證了顯著的轉變。”

"The once-troubled banking system is now a beacon of strength and resilience, posting record profits and driving economic growth," Prime Minister Modi continued. He credited the government's clarity of vision and decisive actions, including a massive capital infusion of 3.5 lakh crore into public sector banks and the introduction of the Insolvency and Bankruptcy Code, for this remarkable turnaround.

莫迪總理繼續說道：“曾經陷入困境的銀行體系現在已成為實力和韌性的燈塔，創造了創紀錄的利潤並推動了經濟增長。”他將這一顯著的轉變歸功於政府清晰的願景和果斷的行動，包括向公共部門銀行注入 35 億盧比的巨額資本以及引入《無力償債和破產法》。

"Today, gross NPAs have plummeted from 11.25 percent in 2018 to below 3 percent in September 2023," the Prime Minister reported. "The twin balance sheet problem is no longer a threat to our financial stability." He commended the RBI's invaluable contribution to this extraordinary transformation.

總理報告稱：“如今，不良資產總額已從 2018 年的 11.25% 驟降至 2023 年 9 月的 3% 以下。” “雙重資產負債表問題不再對我們的金融穩定構成威脅。”他讚揚印度儲備銀行對這一非凡轉變的寶貴貢獻。

Prime Minister Modi emphasized that the RBI's impact extends far beyond the realm of finance. Its policies and initiatives have a tangible impact on the lives of ordinary citizens. He cited the extraordinary success of UPI, which now processes over 1200 crore monthly transactions, making India a global leader in digital payments.

莫迪總理強調，印度央行的影響遠遠超出了金融領域。其政策和舉措對一般公民的生活產生了切實的影響。他列舉了 UPI 的非凡成功，該公司目前每月處理超過 120 億盧比的交易，使印度成為數位支付領域的全球領導者。

"Over the past decade, we have witnessed a profound connection between our central bank, banking system, and the marginalized beneficiaries at the last mile," the Prime Minister noted. "Financial inclusion has been a cornerstone of our government's efforts."

總理指出：“在過去的十年中，我們見證了我們的央行、銀行體系和最後一英里的邊緣化受益人之間的深刻聯繫。” “普惠金融一直是我們政府努力的基石。”

Looking ahead, the Prime Minister outlined the key priorities for the next decade. He stressed the need to embrace digital transactions while addressing the challenges of a cashless economy. Financial inclusion and empowerment must be deepened to ensure that all citizens have access to banking services.

展望未來，總理概述了未來十年的主要優先事項。他強調需要擁抱數位交易，同時應對無現金經濟的挑戰。必須深化金融包容性和賦權，以確保所有公民都能獲得銀行服務。

"In a diverse nation like India, we must enhance 'ease of doing banking' and provide tailored services that cater to the unique needs of our citizens," he said. "Artificial intelligence and machine learning will play a pivotal role in shaping the future of banking."

他說：“在印度這樣一個多元化的國家，我們必須提高‘辦理銀行業務的便利性’並提供量身定制的服務，以滿足公民的獨特需求。” “人工智慧和機器學習將在塑造銀行業的未來方面發揮關鍵作用。”

Recognizing India's youthful demographic, Prime Minister Modi urged the RBI to play a critical role in fulfilling the aspirations of the country's youth. He highlighted the government's initiatives to open up new sectors and create opportunities for young Indians.

莫迪總理認識到印度的年輕人口，敦促印度央行在實現該國年輕人的願望方面發揮關鍵作用。他強調了政府開放新領域並為印度年輕人創造機會的措施。

"MSMEs are the backbone of our manufacturing sector," the Prime Minister said. "We must continue to support them through innovative policies, such as the Credit Guarantee Scheme implemented during the COVID-19 pandemic." He urged the RBI to devise out-of-the-box solutions to ensure credit availability for aspiring entrepreneurs in emerging sectors.

「中小微型企業是我們製造業的支柱，」總理說。 “我們必須繼續透過創新政策支持他們，例如在 COVID-19 大流行期間實施的信用擔保計劃。”他敦促印度央行製定開箱即用的解決方案，以確保新興產業有抱負的企業家獲得信貸。

Emphasizing the importance of innovation in the 21st century, the Prime Minister encouraged the RBI to prepare for cutting-edge technologies. He urged bankers and regulators to anticipate the needs of both traditional and emerging sectors, such as space and tourism.

總理強調 21 世紀創新的重要性，鼓勵印度央行為尖端技術做好準備。他敦促銀行家和監管機構預測傳統產業和新興產業（例如太空和旅遊業）的需求。

"Ayodhya is poised to become the world's largest religious tourism center," he said, citing expert projections. "We must adapt our financial services to cater to the needs of pilgrims and businesses in this burgeoning sector."

他引述專家的預測說：“阿約提亞有望成為世界上最大的宗教旅遊中心。” “我們必須調整我們的金融服務，以滿足這個新興行業朝聖者和企業的需求。”

Prime Minister Modi lauded the government's efforts to promote financial inclusion and digital payments, which have increased transparency and empowered small businesses and street vendors. "This information must be harnessed to unlock their financial potential," he stressed.

莫迪總理讚揚政府為促進金融包容性和數位支付所做的努力，這些努力提高了透明度並賦予了小型企業和街頭小販權力。 「必須利用這些資訊來釋放他們的財務潛力，」他強調。

In closing, the Prime Minister emphasized the imperative of enhancing India's economic self-reliance in the years ahead. "India is becoming a global growth engine, contributing 15 percent to global GDP growth," he said. "We must strive to make the Rupee more accessible and acceptable worldwide."

最後，總理強調了未來幾年加強印度經濟自力更生的必要性。 「印度正在成為全球成長引擎，對全球GDP成長的貢獻率為15%，」他說。 “我們必須努力讓盧比在全世界範圍內更容易使用和接受。”

"The excessive economic expansion and rising debt levels witnessed in many countries pose a threat to global stability," he warned. "I urge the RBI to study these trends and assess their implications for India's growth prospects."

他警告說：“許多國家經濟過度擴張和債務水平上升對全球穩定構成威脅。” “我敦促印度央行研究這些趨勢並評估它們對印度增長前景的影響。”

The 90th anniversary of the Reserve Bank of India marks a significant milestone in the nation's financial history. As the institution enters its next decade, it is well-positioned to continue its legacy of service and innovation, ensuring a prosperous and inclusive future for all Indians.

印度儲備銀行成立 90 週年標誌著該國金融史上的一個重要里程碑。隨著該機構進入下一個十年，它已準備好繼續其服務和創新傳統，確保所有印度人擁有繁榮和包容的未來。