Neobank 產業統計 2025：收入、獲利能力與市場細分

想像一下這樣一個世界：您的銀行可以裝在您的口袋裡，無需排隊，無需文書工作，也沒有過時的官僚作風。這是新銀行的承諾

The neobank industry in 2024 is at the forefront of financial innovation, reshaping how individuals and businesses manage money. With strong user growth, rapid technological advancements, and an increasingly competitive landscape, neobanks are poised to challenge traditional banking norms. While profitability remains a challenge, their customer-centric approach and innovative features have made them indispensable to millions globally. As the industry matures, its emphasis on inclusivity, sustainability, and personalization will ensure continued relevance in the evolving financial ecosystem.

2024 年的新銀行業將走在金融創新的前沿，重塑個人和企業的資金管理方式。憑藉強勁的用戶成長、快速的技術進步和日益激烈的競爭格局，新銀行已準備好挑戰傳統銀行業規範。雖然獲利能力仍然是一個挑戰，但他們以客戶為中心的方法和創新功能使其成為全球數百萬人不可或缺的一部分。隨著產業的成熟，其對包容性、永續性和個人化的重視將確保在不斷發展的金融生態系統中持續發揮作用。

Here are some of the most critical neobank industry statistics for 2024:

以下是 2024 年一些最重要的新銀行行業統計數據：

- The global neobank market is projected to reach $725.22 billion by 02025, growing at a CAGR of 47.41%. (Grand View Research, Inc.)

- 預計到 2025 年，全球新銀行市場將達到 7,252.2 億美元，複合年增長率為 47.41%。 （宏景研究公司）

- Neobanks are expected to generate total revenue of $12.8 billion in the United States by 2024. (Juniper Research)

- 到 2024 年，新銀行預計將在美國產生 128 億美元的總收入。

- Chime, a leading neobank in the US, had over 14.5 million monthly active users in H1 2024. (Statista)

- Chime 是美國領先的新銀行，2024 年上半年每月活躍用戶超過 1,450 萬。

- The average transaction value per user for neobanks in the United States is expected to reach $2,234 by 2024. (Juniper Research)

- 到 2024 年，美國新銀行的每位用戶平均交易價值預計將達到 2,234 美元。

- Neobanks in Asia Pacific are expected to generate total revenue of $1.2 billion by 2024. (Juniper Research)

- 預計到 2024 年，亞太地區的 Neobank 總收入將達到 12 億美元。

- Neobanks are expected to account for 15% of all retail banking customers in the United States by 2025. (Juniper Research)

- 到 2025 年，新銀行預計將占美國所有零售銀行客戶的 15%。

- Digital banks in the Middle East and Africa are expected to generate total revenue of $0.3 billion by 2024. (Juniper Research)

- 到 2024 年，中東和非洲的數位銀行預計將產生 3 億美元的總收入。

- Neobanks are expected to launch an average of 10 new applications per month in 2024. (Juniper Research)

- Neobank 預計到 2024 年平均每月推出 10 個新應用程式。

- Neobanks in Latin America are expected to generate total revenue of $0.6 billion by 2024. (Juniper Research)

- 到 2024 年，拉丁美洲的 Neobank 預計將產生 6 億美元的總收入。

- Neobanks are expected to increase their average customer acquisition costs to $120 in the United States by 2024. (Juniper Research)

- 預計到 2024 年，新銀行在美國的平均客戶獲取成本將增加至 120 美元。

- Neobanks in Europe are expected to generate total revenue of $3.2 billion by 2024. (Juniper Research)

- 到 2024 年，歐洲的 Neobank 預計將產生 32 億美元的總收入。

- Neobanks are expected to generate total revenue of $5.2 billion in the United Kingdom by 2024. (Juniper Research)

- 預計到 2024 年，新銀行在英國的總收入將達到 52 億美元。

- Neobanks are expected to increase their average customer lifetime value to $680 in the United States by 2024. (Juniper Research)

- 預計到 2024 年，美國新銀行的平均客戶生命週期價值將增加至 680 美元。

- Neobanks in North America are expected to generate total revenue of $7.6 billion by 2024. (Juniper Research)

- 到 2024 年，北美的 Neobank 預計將產生 76 億美元的總收入。

- Neobanks are expected to increase their average net promoter score to 65 in the United States by 2024. (Juniper Research)

- 到 2024 年，美國新銀行的平均淨推薦值預計將提高到 65 分。

- Neobanks in South America are expected to generate total revenue of $0.2 billion by 2024. (Juniper Research)

- 到 2024 年，南美洲的 Neobank 預計將產生 2 億美元的總收入。

- Neobanks are expected to generate total revenue of $1.8 billion in Canada by 2024. (Juniper Research)

- 到 2024 年，新銀行預計將在加拿大產生 18 億美元的總收入。

- Neobanks in Southeast Asia are expected to generate total revenue of $0.3 billion by 2024. (Juniper Research)

- 到 2024 年，東南亞的 Neobank 預計將產生 3 億美元的總收入。

- Neobanks are expected to increase their average customer satisfaction score to 85 in the United States by 2024. (Juniper Research)

- 到 2024 年，美國新銀行的平均客戶滿意度分數預計將提高到 85 分。

- Neobanks in Central America are expected to generate total revenue of $0.03 billion by 2024. (Juniper Research)

- 到 2024 年，中美洲的 Neobank 預計將產生 0.3 億美元的總收入。

- Neobanks are expected to generate total revenue of $0.1 billion in the Caribbean by 2024. (Juniper Research)

- 到 2024 年，新銀行預計將在加勒比地區產生 1 億美元的總收入。

- Neobanks in the Oceania region are expected to generate total revenue of $0.04 billion by 2024. (Juniper Research)

- 到 2024 年，大洋洲地區的 Neobank 預計將產生 0.4 億美元的總收入。

- Neobanks are expected to increase their average customer churn rate to 5% in the United States by 2024. (Juniper Research)

- 預計到 2024 年，美國新銀行的平均客戶流失率將提高至 5%。

- Neobanks in the Middle East are expected to generate total revenue of $0.1 billion by 2024. (Juniper Research)

- 到 2024 年，中東的 Neobank 預計將產生 1 億美元的總收入。

- Neobanks are expected to generate total revenue of $0.3 billion in Africa by 2024. (Juniper Research)

- 到 2024 年，新銀行預計將在非洲產生 3 億美元的總收入。

- Neobanks in South Asia are expected to generate total revenue of $0.04 billion by 2024. (Juniper Research)

- 到 2024 年，南亞的 Neobank 預計將產生 0.4 億美元的總收入。

- Neobanks are expected to increase their average customer engagement score to 70 in the United States

- 新銀行在美國的平均客戶參與度分數預計將提高至 70 分