Fidelity Investments介紹了IRA，允許投資者購買比特幣，以太和Litecoin

Fidelity Investments推出了一個個人退休帳戶（IRA），該帳戶允許私人投資者根據其以Web3為中心的子公司投資加密貨幣

Fidelity Investments, a subsidiary of Fidelity Bank, has introduced an individual retirement account (IRA) that permits private investors to invest in cryptocurrencies.

富達銀行的子公司Fidelity Investments推出了一個個人退休帳戶（IRA），該帳戶允許私人投資者投資加密貨幣。

According to the company’s website, investors can add virtual assets to their retirement portfolio through Fidelity Crypto for IRAs. However, only Bitcoin, Ether, and Litecoin are the assets available now.

根據該公司的網站，投資者可以通過Fidelity Crypto為IRAS添加虛擬資產。但是，只有比特幣，以太和萊特幣是現在可用的資產。

There are three types of account registrations for IRAs: Fidelity Crypto Rollover IRA, Fidelity Crypto Traditional IRA, and Fidelity Crypto Roth IRA.

IRA有三種類型的帳戶註冊：Fidelity Crypto Crollover Rollover IRA，Fidelity Crypto傳統IRA和Fidelity Crypto Roth IRA。

Access to these accounts is also restricted. The restrictions indicate that an investor must be a citizen of the U.S. and at least 18 years old.

對這些帳戶的訪問也受到限制。限製表明，投資者必須是美國的公民，至少18歲。

“At Fidelity, we are committed to offering investment products and solutions in response to the evolving needs and interests of our customers, providing them with the education and support they need to make informed decisions for their financial futures,” a Fidelity representative was quoted as saying.

“在Fidelity上，我們致力於為客戶的不斷發展的需求和利益提供投資產品和解決方案，為他們提供了為財務期貨做出明智決定的教育和支持，” Fidelity代表說。

The introduction of IRAs with a crypto focus from Fidelity comes after the introduction of a number of digital asset investment vehicles, including Volatility Shares’ two exchange-traded funds that track the performance of Solana and proposed funds that track Litecoin, BNB, PENGU, and other tokens.

在引入了許多數字資產投資工具之後，引入了以Fidelity為重點的IRA，包括波動性股票的兩項交易所交易資金，這些資金跟踪Solana的性能和擬議的資金，以跟踪Litecoin，BNB，Pengu，Pengu和其他代幣。

According to market capitalization, Bitcoin, Ethereum, and Litecoin rank first, second, and twenty-third, respectively.

根據市值，比特幣，以太坊和萊特幣分別排名第一，第二和二十三。

Before introducing these IRAs, Fidelity Investments had previously concentrated on the token market

在推出這些IRA之前，Fidelity Investments先前專注於代幣市場

Fidelity and competitors race to enter the stablecoin market

忠誠和競爭對手競賽進入Stablecoin市場

Fidelity Investments was also reviewing the tokenized U.S. Treasury market and testing its own stablecoin in March. This move started after Fidelity filed a request to launch a tokenized version of its U.S. dollar money market fund a few days ago.

富達投資還在審查了令牌化的美國財政市場，並在三月份測試了自己的穩定幣。這一舉動始於幾天前Fidelity提出要求推出其美元貨幣市場基金的令牌版本的請求。

An insider said Fidelity Digital Assets was testing a stablecoin it had developed. However, another source cited Fidelity Investments—a $5 trillion asset manager with a crypto focus—as saying it did not currently plan to launch the token.

一位內部人士說，富達數字資產正在測試其開發的穩定幣。但是，另一位消息人士列舉了Fidelity Investments（5萬億美元的資產經理，以加密貨幣為重點），因為它目前不打算推出令牌。

In January, cryptocurrency custodian BitGo introduced its USDS stablecoin, and the Trump-affiliated World Liberty Financial decentralized finance project announced on March 25 that it would introduce a USD1 stablecoin that is dollar-pegged.

一月份，加密貨幣保管人Bitgo引入了USDS Stablecoin，而由特朗普的世界自由金融分散的金融項目宣布，該項目將於3月25日宣布，它將引入一美元的美元穩定股份。

It is worth noting that stablecoins have seen increased usage and expansion among cryptocurrency owners since they were first introduced in 2014.

值得注意的是，自2014年首次引入加密貨幣所有者以來，加密貨幣所有者的使用和擴展增加了。

Several companies, including Fidelity, with a background in launching dollar-backed tokens in the U.S., are competing to enter the space ahead of lawmakers’ efforts to establish clearer rules for stablecoin issuers.

包括Fidelity在內的幾家公司在美國推出美元支持的代幣背景，正在競爭在議員制定努力為Stablecoin發行人制定更明確的規則之前進入該空間。

President Trump similarly called for “simple, common-sense rules” for stablecoins at a New York crypto conference. He said the tokens would aid “the dominance of the U.S. dollar.”

特朗普總統同樣在紐約加密大會上同樣呼籲對Stablecoins制定“簡單，常識性的規則”。他說，令牌將有助於“美元的統治地位”。

Last month, the U.S. Senate Banking Committee voted to advance the bipartisan Genius Act, legislation that would create new stablecoin regulations. However, the bill isn’t expected to gain much support in the Senate.

上個月，美國參議院銀行委員會投票決定推進《兩黨天才法》，即將製定新的Stablecoin法規的立法。但是，預計該法案不會在參議院獲得太大支持。