SMBC和Circle聯手探索金融市場中的Stablecoin用例

該計劃將著重於開發發行和循環這些數字資產的框架，並分析監管方面的考慮和潛在的現實應用程序。

Japan’s Sumitomo Mitsui Banking Corp. (SMBC) is joining forces with Circle, the issuer of the USD coin (USDC) stablecoin, to explore the potential of USDC in Japan’s financial markets.

日本的Sumitomo Mitsui Banking Corp.（SMBC）與USD Coin（USDC）Stablecoin的發行人Circle聯手，以探索USDC在日本金融市場上的潛力。

The initiative will focus on developing a framework for issuing and circulating these digital assets, as well as analysing regulatory considerations and potential real-world applications.

該計劃將著重於開發發行和循環這些數字資產的框架，並分析監管方面的考慮和潛在的現實應用程序。

Exploring stablecoin use cases in financial markets

在金融市場探索穩定的用例

A primary aspect of the collaboration involves examining how stablecoins could facilitate settlements for tokenized assets, including government bonds, corporate debt, and real estate.

合作的一個主要方面是研究穩定幣如何促進令牌資產的和解，包括政府債券，公司債務和房地產。

While the companies have yet to provide a timeline for potential implementation, the effort aligns with noticeable industry interest in leveraging stablecoins for financial transactions.

儘管兩家公司尚未提供潛在實施的時間表，但這種努力與在利用Stablecoins進行金融交易的行業興趣保持一致。

Stablecoins, digital assets tied to fiat currencies such as the JPY or USD, have seen significant growth, with their market capitalisation rising nearly 50% over the past year to approximately USD 228 billion according to Coindeks.

與菲亞特貨幣（如JPY或USD）相關的數字資產的Stablecoins已有顯著增長，其市值在過去一年中增長了近50％，達到約2280億美元。

Beyond their role in cryptocurrency markets, they are increasingly used for payments and remittances due to their efficiency compared to traditional banking institutions. Various financial entities, including global asset managers and government institutions, are making moves to establish a presence in this sector.

除了在加密貨幣市場中的作用外，由於與傳統的銀行機構相比，它們越來越多地用於付款和匯款。包括全球資產經理和政府機構在內的各種金融實體正在採取行動，在該行業建立存在。

Japan has been advancing its regulatory framework for stablecoins, recognising them as electronic payment instruments under the revised Payment Services Act in 2023. SMBC has previously engaged in multiple digital asset initiatives. In 2022, it established a digital asset custody service, and a year earlier, it collaborated with asset tokenization firm Securitize to conduct tests on security token issuance.

日本一直在推進其針對Stablecoins的監管框架，並根據2023年修訂的付款服務法所承認它們是電子支付工具。 SMBC以前從事過多個數字資產計劃。在2022年，它建立了數字資產監護服務，一年前，它與資產令牌化公司Securitize合作，以進行安全令牌發行測試。

In March 2025, Circle, a major stablecoin issuer, introduced its USDC token in Japan after obtaining the necessary regulatory approvals, partnering with a subsidiary of financial services provider SBI Holdings.

2025年3月，主要的Stablecoin發行人Circle在獲得必要的監管機構批准後，在日本引入了USDC令牌，並與金融服務提供商SBI Holdings的子公司合作。

Circle and SBI Holdings first established their partnership in 2023, aiming to advance stablecoin distribution, banking integrations, and Web3 technology development within the Japanese market. This announcement represends a continuation of these efforts, with a focus on increasing USDC liquidity and strengthening Japan’s digital finance infrastructure.

Circle和SBI Holdings首先在2023年建立了合作夥伴關係，旨在推進日本市場內的Stablecoin分銷，銀行整合和Web3技術開發。該公告代表了這些努力的延續，重點是增加USDC流動性並加強日本的數字金融基礎設施。