馬丁·劉易斯（Martin Lewis）為73歲以下的人分享了緊急建議，以檢查其國民保險記錄。

在英國早上好時，消費者冠軍敦促觀眾在截止日期之前檢查自己的地位，以增加其國家養老金的數万英鎊。

Martin Lewis has shared urgent advice for anyone aged under 73 to check their National Insurance record.

馬丁·劉易斯（Martin Lewis）為73歲以下的人分享了緊急建議，以檢查其國民保險記錄。

On Friday's Good Morning Britain, the consumer champion urged viewers to check their status and either buy any missing years or request a call back by April 5.

在周五的早安英國，消費者冠軍敦促觀眾檢查自己的身份，並在4月5日之前購買任何失踪年份，或者在4月5日之前要求回電。

This is the deadline for people to be able to pay back any missing National Insurance to top up their State Pension.

這是人們能夠償還任何丟失的國家保險以補充其國家養老金的截止日期。

After that, contributions can usually only be made for the previous six years, although this year, there's an extension on time limits to 2019.

此後，通常只能在過去的六年中做出捐款，儘管今年，時間限製到2019年。

This means that anyone who has years to pay in that they want to keep will need to make sure they contact the Department for Work and Pensions (DWP) by Friday.

這意味著任何有多年付款的人都需要保留，需要確保他們在星期五之前與部門聯繫以進行工作和退休金（DWP）。

However, many people are struggling to get through on the phone.

但是，許多人都在努力通過電話。

Now, a form has been placed on the gov.uk website, which can be used by those who are struggling to contact the DWP by phone to pay voluntary NI contributions.

現在，已經在gov.uk網站上貼上了一份表格，那些努力通過電話與DWP聯繫以支付自願捐款的人可以使用該表格。

The reader will need to input their email address and will then receive a call back to discuss payment.

讀者將需要輸入他們的電子郵件地址，然後接到回音以討論付款。

The form can be accessed here: Pay National Insurance contributions for missing years to top up your State Pension - GOV.UK

該表格可以在此處訪問：支付丟失年份的國家保險捐款，以補充您的州養老金-Gov.uk

The government said that if you submit a request via the form by the 5 April 2025 deadline, they will still be able to process your request and contact you, even if the deadline has passed.

政府表示，如果您在2025年4月5日之前通過該表格提交請求，即使截止日期已經過去，他們仍然可以處理您的請求並與您聯繫。

A Government spokesperson said: “We are advising people to check their National Insurance record regularly and contact us if they need to make any contributions to fill in any gaps in their coverage.

政府發言人說：“我們建議人們定期檢查其國民保險記錄，並與我們聯繫，如果他們需要做出任何貢獻以填補承保範圍的任何空白。

“Our new online tool will mean that savers will be able to make top-up payments after the April 5 deadline, provided they complete the call back request form ahead of that date.

“我們的新在線工具將意味著儲蓄者將在4月5日的截止日期之前付款，只要他們在該日期之前填寫回電請求表。

“This will enable us to ensure no one misses out, and to suitably manage demand as the deadline approaches.

“這將使我們能夠確保沒有人錯過，並隨著截止日期的臨近而適當地管理需求。

“We also encourage people under state pension age to check whether it is beneficial for them to pay voluntary national insurance contributions by using our online checker.”

“我們還鼓勵州養老金年齡的人們檢查他們是否有利於他們使用我們的在線檢查員支付自願的國家保險捐款。”

The Government said it always prioritises resources to deal with foreseen busy periods and this will include reviewing its resources before the deadline.

政府表示，它始終將資源優先考慮，以應對預見的繁忙期，這將包括在截止日期之前審查其資源。

Sir Steve Webb, a former Liberal Democrat pensions minister who is now a partner at pension consultants LCP (Lane Clark & Peacock) said: “After the chaos in the run-up to previous deadlines, it is good that the Government has planned ahead to make sure that people do not miss out simply because they cannot get through on official phonelines to discuss state pension top-ups.

前自由民主黨養老金部長史蒂夫·韋伯爵士（Steve Sebb）現在是養老金顧問LCP（Lane Clark＆Peacock）的合夥人，他說：“在以前的截止日期的混亂中，政府已經計劃提前計劃，以確保人們不能僅僅因為官方的語音來討論州養老金的養老金加班，這是很好的。

“For many people a state pension top-up will be excellent value.

“對於許多人來說，國家退休金充值將是極高的價值。

“But it is useful to be able to discuss your options with someone who can see your NI record and in particular highlight if topping up some years would be of little or no value.

“但是，能夠與可以看到您的NI記錄的人討論您的選項很有用，尤其是強調了幾年的充滿價值或沒有價值。

“Whilst it would be better if people could simply call ahead of the deadline and get through, at least there is now the reassurance that those who try to make contact before the deadline will still be able to make payments after the deadline has passed.”

“儘管人們可以簡單地在截止日期之前打電話並完成，但至少現在有一個保證，那些試圖在截止日期之前嘗試聯繫的人在截止日期過去後仍能付款。”