马丁·刘易斯（Martin Lewis）为73岁以下的人分享了紧急建议，以检查其国民保险记录。

在英国早上好时，消费者冠军敦促观众在截止日期之前检查自己的地位，以增加其国家养老金的数万英镑。

Martin Lewis has shared urgent advice for anyone aged under 73 to check their National Insurance record.

马丁·刘易斯（Martin Lewis）为73岁以下的人分享了紧急建议，以检查其国民保险记录。

On Friday's Good Morning Britain, the consumer champion urged viewers to check their status and either buy any missing years or request a call back by April 5.

在周五的早安英国，消费者冠军敦促观众检查自己的身份，并在4月5日之前购买任何失踪年份，或者在4月5日之前要求回电。

This is the deadline for people to be able to pay back any missing National Insurance to top up their State Pension.

这是人们能够偿还任何丢失的国家保险以补充其国家养老金的截止日期。

After that, contributions can usually only be made for the previous six years, although this year, there's an extension on time limits to 2019.

此后，通常只能在过去的六年中做出捐款，尽管今年，时间限制到2019年。

This means that anyone who has years to pay in that they want to keep will need to make sure they contact the Department for Work and Pensions (DWP) by Friday.

这意味着任何有多年付款的人都需要保留，需要确保他们在星期五之前与部门联系以进行工作和退休金（DWP）。

However, many people are struggling to get through on the phone.

但是，许多人都在努力通过电话。

Now, a form has been placed on the gov.uk website, which can be used by those who are struggling to contact the DWP by phone to pay voluntary NI contributions.

现在，已经在gov.uk网站上贴上了一份表格，那些努力通过电话与DWP联系以支付自愿捐款的人可以使用该表格。

The reader will need to input their email address and will then receive a call back to discuss payment.

读者将需要输入他们的电子邮件地址，然后接到回音以讨论付款。

The form can be accessed here: Pay National Insurance contributions for missing years to top up your State Pension - GOV.UK

该表格可以在此处访问：支付丢失年份的国家保险捐款，以补充您的州养老金-Gov.uk

The government said that if you submit a request via the form by the 5 April 2025 deadline, they will still be able to process your request and contact you, even if the deadline has passed.

政府表示，如果您在2025年4月5日之前通过该表格提交请求，即使截止日期已经过去，他们仍然可以处理您的请求并与您联系。

A Government spokesperson said: “We are advising people to check their National Insurance record regularly and contact us if they need to make any contributions to fill in any gaps in their coverage.

政府发言人说：“我们建议人们定期检查其国民保险记录，并与我们联系，如果他们需要做出任何贡献以填补承保范围的任何空白。

“Our new online tool will mean that savers will be able to make top-up payments after the April 5 deadline, provided they complete the call back request form ahead of that date.

“我们的新在线工具将意味着储蓄者将在4月5日的截止日期之前付款，只要他们在该日期之前填写回电请求表。

“This will enable us to ensure no one misses out, and to suitably manage demand as the deadline approaches.

“这将使我们能够确保没有人错过，并随着截止日期的临近而适当地管理需求。

“We also encourage people under state pension age to check whether it is beneficial for them to pay voluntary national insurance contributions by using our online checker.”

“我们还鼓励州养老金年龄的人们检查他们是否有利于他们使用我们的在线检查员支付自愿的国家保险捐款。”

The Government said it always prioritises resources to deal with foreseen busy periods and this will include reviewing its resources before the deadline.

政府表示，它始终将资源优先考虑，以应对预见的繁忙期，这将包括在截止日期之前审查其资源。

Sir Steve Webb, a former Liberal Democrat pensions minister who is now a partner at pension consultants LCP (Lane Clark & Peacock) said: “After the chaos in the run-up to previous deadlines, it is good that the Government has planned ahead to make sure that people do not miss out simply because they cannot get through on official phonelines to discuss state pension top-ups.

前自由民主党养老金部长史蒂夫·韦伯爵士（Steve Sebb）现在是养老金顾问LCP（Lane Clark＆Peacock）的合伙人，他说：“在以前的截止日期的混乱中，政府已经计划提前计划，以确保人们不能仅仅因为官方的语音来讨论州养老金的养老金加班，这是很好的。

“For many people a state pension top-up will be excellent value.

“对于许多人来说，国家退休金充值将是极高的价值。

“But it is useful to be able to discuss your options with someone who can see your NI record and in particular highlight if topping up some years would be of little or no value.

“但是，能够与可以看到您的NI记录的人讨论您的选项很有用，尤其是强调了几年的充满价值或没有价值。

“Whilst it would be better if people could simply call ahead of the deadline and get through, at least there is now the reassurance that those who try to make contact before the deadline will still be able to make payments after the deadline has passed.”

“尽管人们可以简单地在截止日期之前打电话并完成，但至少现在有一个保证，那些试图在截止日期之前尝试联系的人在截止日期过去后仍能付款。”