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Cryptocurrency News Articles
Martin Lewis has shared urgent advice for anyone aged under 73 to check their National Insurance record.
Apr 01, 2025 at 10:15 pm
On Good Morning Britain, the consumer champion urged viewers to check their status ahead of the deadline for boosting their state pension by tens of thousands of pounds.
Martin Lewis has shared urgent advice for anyone aged under 73 to check their National Insurance record.
On Friday's Good Morning Britain, the consumer champion urged viewers to check their status and either buy any missing years or request a call back by April 5.
This is the deadline for people to be able to pay back any missing National Insurance to top up their State Pension.
After that, contributions can usually only be made for the previous six years, although this year, there's an extension on time limits to 2019.
This means that anyone who has years to pay in that they want to keep will need to make sure they contact the Department for Work and Pensions (DWP) by Friday.
However, many people are struggling to get through on the phone.
Now, a form has been placed on the gov.uk website, which can be used by those who are struggling to contact the DWP by phone to pay voluntary NI contributions.
The reader will need to input their email address and will then receive a call back to discuss payment.
The form can be accessed here: Pay National Insurance contributions for missing years to top up your State Pension - GOV.UK
The government said that if you submit a request via the form by the 5 April 2025 deadline, they will still be able to process your request and contact you, even if the deadline has passed.
A Government spokesperson said: “We are advising people to check their National Insurance record regularly and contact us if they need to make any contributions to fill in any gaps in their coverage.
“Our new online tool will mean that savers will be able to make top-up payments after the April 5 deadline, provided they complete the call back request form ahead of that date.
“This will enable us to ensure no one misses out, and to suitably manage demand as the deadline approaches.
“We also encourage people under state pension age to check whether it is beneficial for them to pay voluntary national insurance contributions by using our online checker.”
The Government said it always prioritises resources to deal with foreseen busy periods and this will include reviewing its resources before the deadline.
Sir Steve Webb, a former Liberal Democrat pensions minister who is now a partner at pension consultants LCP (Lane Clark & Peacock) said: “After the chaos in the run-up to previous deadlines, it is good that the Government has planned ahead to make sure that people do not miss out simply because they cannot get through on official phonelines to discuss state pension top-ups.
“For many people a state pension top-up will be excellent value.
“But it is useful to be able to discuss your options with someone who can see your NI record and in particular highlight if topping up some years would be of little or no value.
“Whilst it would be better if people could simply call ahead of the deadline and get through, at least there is now the reassurance that those who try to make contact before the deadline will still be able to make payments after the deadline has passed.”
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