智利的百年紀念熟悉數字和加密定居點

位於厄瓜多爾的金融科技公司庫什基（Kushki）透露，在智利的所有百年紀念中，有超過一半的數字手段來解決他們的付款，並且對加密貨幣及其用途有了了解。

Kushki, an Ecuador-based fintech company, has revealed that more than half of all centennials in Chile use digital means to settle their payments and are knowledgeable about crypto and its uses.

位於厄瓜多爾的金融科技公司庫什基（Kushki）透露，在智利的所有百年紀念中，有超過一半的數字手段來解決他們的付款，並且對加密貨幣及其用途有了了解。

Latam is quickly leaning towards tech-based and digital settlement platforms, including fiat and crypto services.

LATAM迅速傾向於基於技術和數字解決平台，包括菲亞特和加密服務。

Ecuador-based but Latam-focused payment company Kushki has found that almost 60% of all the centennials in Chile use digital payments and are aware of crypto assets.

總部位於厄瓜多爾但以LATAM為中心的付款公司Kushki發現，智利百年紀念中的幾乎60％使用數字支付，並且意識到加密資產。

In its “Payments in Latin America in 2025: From Inclusion to Sophistication, the Evolving Payments Ecosystem” report, the payment provider found that Chile’s Gen Z has been deeply penetrated by digital and crypto settlements, with nearly 30% using digital money exclusively.

在其“ 2025年拉丁美洲的付款：從包容性到精緻的生態系統報告”報告中，付款提供商發現，智利的Z世代已被數字和加密定居點深深地滲透，其中近30％使用數字資金。

This phenomenon persists despite Chile not having established a cryptocurrency regulatory framework, unlike some neighboring countries such as El Salvador and Brazil.

儘管智利沒有建立一個加密貨幣監管框架，但與埃爾·薩爾瓦多和巴西等鄰國不同，這種現象仍然存在。

Kushli stated:

庫什利說：

“In Chile, the real-time payment system program has been in place since 2008, but debit, credit, and prepaid cards continue to dominate the market, accounting for nearly 66% of household spending. As RTPs expand throughout Latin America, we are seeing a steady decline in cash use and a shift toward more digital and immediate transactions.”

“在智利，自2008年以來，實時支付系統計劃就已經制定，但是藉方，信用和預付費卡繼續佔據主導地位，佔家庭支出的近66％。隨著RTPS在整個拉丁美洲的擴展，我們看到現金使用的穩定下降以及向更多數字交易和立即交易的轉變。”

Chile has demonstrated a strong appetite for cryptocurrency, with reports indicating that by 2024, over $105 billion had been traded by Chilean users.

智利表現出對加密貨幣的強烈興趣，報告表明，到2024年，智利用戶已經交易了超過1005億美元。

This figure surpasses the trading volumes of Colombian and Argentine traders. On average, Chilean traders invested more than 50% of their monthly income in crypto.

這個數字超過了哥倫比亞和阿根廷商人的交易量。平均而言，智利貿易商在加密貨幣上投資了其月收入的50％以上。

Kushki assessed that real-time payment systems based on fiat are not the final form of the region’s economic settlement system, but the base for a more open, competitive, and dynamic financial ecosystem.

庫什基評估了基於菲亞特的實時支付系統不是該地區經濟解決系統的最終形式，而是建立更開放，競爭和動態金融生態系統的基礎。

In January, a group of Chilean lawmakers convened to create the first bitcoin bench in Congress and planned the establishment of a national bitcoin reserve. However, the central bank of Chile has rejected this idea, refusing to include BTC as a reserve asset due to its high volatility.

一月份，一群智利立法者召集了國會中的第一個比特幣板凳，併計劃建立國家比特幣保護區。但是，智利中央銀行拒絕了這個想法，由於其高波動性，拒絕將BTC作為儲備資產。