津巴布韦银行业拥抱数字货币转型

津巴布韦储备银行（储备银行）宣布银行业和支付系统提供商（PSP）将 ZW$ 余额转换为津巴布韦黄金（ZiG）余额方面取得成功。其他经济部门的转换过程将持续到 2024 年 4 月 12 日，所有在线支付平台预计此后将顺利运营。公众有 21 天的过渡期将 ZW$ 纸币和硬币兑换为 ZiG，2024 年 4 月 8 日适用的兑换系数为 2498.7242。在开展宣传活动后，ZiG 纸币和硬币将从 2024 年 4 月 30 日起在经济中流通关于他们的安全功能。

Zimbabwe's Banking Sector Embraces Digital Currency Transformation

津巴布韦银行业拥抱数字货币转型

Harare, Zimbabwe - The Reserve Bank of Zimbabwe (Reserve Bank) has lauded the banking sector and Payment Systems Providers (PSPs) for their efficient conversion of Zimbabwean dollar (ZW$) balances into Zimbabwe Gold (ZiG) balances following the implementation of Monetary Policy measures on April 5, 2024.

津巴布韦哈拉雷 - 津巴布韦储备银行（储备银行）赞扬银行业和支付系统提供商 (PSP) 在实施货币政策后将津巴布韦元 (ZW$) 余额有效转换为津巴布韦黄金 (ZiG) 余额2024 年 4 月 5 日采取措施。

The conversion process, which is expected to be completed for all economic sectors by April 12, 2024, has paved the way for seamless online payment transactions throughout the economy.

预计所有经济部门的转换过程将于 2024 年 4 月 12 日完成，为整个经济领域的无缝在线支付交易铺平了道路。

In line with the Monetary Policy Statement and Statutory Instrument 60 of 2024, the public has a 21-day transitional period to convert their ZW$ notes and coins into ZiG. ZW$ notes and coins will continue to be accepted at the ZiG:ZW$ conversion factor of 2498.7242, as applicable on April 8, 2024, within this period.

根据 2024 年货币政策声明和法定工具 60，公众有 21 天的过渡期将 ZW$ 纸币和硬币兑换为 ZiG。在此期间，将继续按照 2024 年 4 月 8 日适用的 ZiG:ZW$ 转换系数 2498.7242 接受 ZW$ 纸币和硬币。

The Reserve Bank has announced the production of ZiG notes and coins, which will be introduced into circulation from April 30, 2024. This delay will allow the Reserve Bank to conduct an extensive educational campaign on the security features of the new currency.

储备银行已宣布生产 ZiG 纸币和硬币，并将于 2024 年 4 月 30 日开始流通。这一延迟将使储备银行能够就新货币的安全功能开展广泛的教育活动。

The campaign aims to reach a wide cross-section of society, aligning with the Reserve Bank's commitment to financial inclusion. The Reserve Bank emphasizes that the ZiG is a "store of value, unit of account, medium of exchange, and standard of deferred payments."

该活动旨在覆盖社会各阶层，与储备银行对金融包容性的承诺保持一致。储备银行强调 ZiG 是一种“价值储存手段、记账单位、交换媒介和延期付款标准”。

The successful transition to the ZiG has brought about numerous benefits for Zimbabwe's economy. It has enhanced transparency, reduced the risk of counterfeiting, and promoted financial inclusion by enabling seamless electronic transactions.

向 ZiG 的成功过渡为津巴布韦经济带来了诸多好处。它提高了透明度，降低了伪造风险，并通过实现无缝电子交易促进了金融包容性。

Moreover, the ZiG's digital nature facilitates a host of innovative financial products and services, such as mobile money and digital wallets. This has the potential to expand access to financial services for the unbanked and underbanked population.

此外，ZiG 的数字特性促进了一系列创新金融产品和服务的发展，例如移动货币和数字钱包。这有可能扩大无银行账户和银行服务不足的人群获得金融服务的机会。

The Reserve Bank's proactive measures to implement digital currency have positioned Zimbabwe at the forefront of the digital financial revolution. The ZiG is expected to play a pivotal role in driving economic growth and development in the years to come.

储备银行实施数字货币的积极措施使津巴布韦处于数字金融革命的前沿。 ZiG预计将在未来几年推动经济增长和发展方面发挥关键作用。