津巴布韋銀行業擁抱數位貨幣轉型

津巴布韋儲備銀行（儲備銀行）宣布銀行業和支付系統提供者（PSP）將 ZW$ 餘額轉換為津巴布韋黃金（ZiG）餘額方面取得成功。其他經濟部門的轉換過程將持續到 2024 年 4 月 12 日，所有線上支付平台預計此後將順利運作。公眾有21 天的過渡期將ZW$ 紙幣和硬幣兌換為ZiG，2024 年4 月8 日適用的兌換係數為2498.7242。在進行宣傳活動後，ZiG 紙幣和硬幣將從2024 年4 月30 日起在經濟體中流通關於他們的安全功能。

Zimbabwe's Banking Sector Embraces Digital Currency Transformation

津巴布韋銀行業擁抱數位貨幣轉型

Harare, Zimbabwe - The Reserve Bank of Zimbabwe (Reserve Bank) has lauded the banking sector and Payment Systems Providers (PSPs) for their efficient conversion of Zimbabwean dollar (ZW$) balances into Zimbabwe Gold (ZiG) balances following the implementation of Monetary Policy measures on April 5, 2024.

津巴布韋哈拉雷 - 津巴布韋儲備銀行（儲備銀行）讚揚銀行業和支付系統提供商 (PSP) 在實施貨幣政策後將津巴布韋元 (ZW$) 餘額有效轉換為津巴布韋黃金 (ZiG) 餘額2024 年4 月5日採取措施。

The conversion process, which is expected to be completed for all economic sectors by April 12, 2024, has paved the way for seamless online payment transactions throughout the economy.

預計所有經濟部門的轉換過程將於 2024 年 4 月 12 日完成，為整個經濟領域的無縫線上支付交易鋪平了道路。

In line with the Monetary Policy Statement and Statutory Instrument 60 of 2024, the public has a 21-day transitional period to convert their ZW$ notes and coins into ZiG. ZW$ notes and coins will continue to be accepted at the ZiG:ZW$ conversion factor of 2498.7242, as applicable on April 8, 2024, within this period.

根據 2024 年貨幣政策聲明和法定工具 60，公眾有 21 天的過渡期將 ZW$ 紙幣和硬幣兌換為 ZiG。在此期間，將繼續按照 2024 年 4 月 8 日適用的 ZiG:ZW$ 轉換係數 2498.7242 接受 ZW$ 紙幣和硬幣。

The Reserve Bank has announced the production of ZiG notes and coins, which will be introduced into circulation from April 30, 2024. This delay will allow the Reserve Bank to conduct an extensive educational campaign on the security features of the new currency.

儲備銀行已宣布生產 ZiG 紙幣和硬幣，並將於 2024 年 4 月 30 日開始流通。這項延遲將使儲備銀行能夠就新貨幣的安全功能開展廣泛的教育活動。

The campaign aims to reach a wide cross-section of society, aligning with the Reserve Bank's commitment to financial inclusion. The Reserve Bank emphasizes that the ZiG is a "store of value, unit of account, medium of exchange, and standard of deferred payments."

該活動旨在涵蓋社會各階層，與儲備銀行對金融包容性的承諾保持一致。儲備銀行強調 ZiG 是一種「價值儲存手段、記帳單位、交換媒介和延期付款標準」。

The successful transition to the ZiG has brought about numerous benefits for Zimbabwe's economy. It has enhanced transparency, reduced the risk of counterfeiting, and promoted financial inclusion by enabling seamless electronic transactions.

向 ZiG 的成功過渡為津巴布韋經濟帶來了許多好處。它提高了透明度，降低了偽造風險，並透過實現無縫電子交易促進了金融包容性。

Moreover, the ZiG's digital nature facilitates a host of innovative financial products and services, such as mobile money and digital wallets. This has the potential to expand access to financial services for the unbanked and underbanked population.

此外，ZiG 的數位特性促進了一系列創新金融產品和服務的發展，例如行動貨幣和數位錢包。這有可能擴大無銀行帳戶和銀行服務不足的人口獲得金融服務的機會。

The Reserve Bank's proactive measures to implement digital currency have positioned Zimbabwe at the forefront of the digital financial revolution. The ZiG is expected to play a pivotal role in driving economic growth and development in the years to come.

儲備銀行實施數位貨幣的積極措施使津巴布韋處於數位金融革命的前沿。 ZiG預計將在未來幾年推動經濟成長和發展方面發揮關鍵作用。