英国加密货币监管：Circle 的 Dante Disparte 对稳定币法律即将出台充满信心

Circle 全球政策主管 Dante Disparte 表示，对稳定币（一种与加密货币挂钩的加密货币）的正式法律充满信心。

Dante Disparte, Circle’s global head of policy, is optimistic that formal laws for stablecoins—a type of cryptocurrency pegged to traditional currencies like the US dollar or the British pound—are coming soon.

Circle 全球政策主管 Dante Disparte 对稳定币（一种与美元或英镑等传统货币挂钩的加密货币）的正式法律即将出台感到乐观。

“I think we’re within months, not years,” Disparte toldDecrypt during an interview in London.

“我认为我们会在几个月内，而不是几年内，”Disparte 在伦敦接受采访时告诉 Decrypt。

His optimism reflects a growing sense of urgency among policymakers to establish a regulatory framework for digital assets. Disparte also thinks the UK’s cautious approach to crypto regulation has paid off, especially in light of recent industry turmoil.

他的乐观态度反映出政策制定者建立数字资产监管框架的紧迫感日益增强。 Disparte 还认为，英国对加密货币监管的谨慎态度已经得到了回报，特别是考虑到最近的行业动荡。

The UK has been notably deliberate in its rollout of crypto laws, a move that Disparte suggested many in the UK now feel vindicated for—especially after events like the collapse of FTX, a crypto exchange that was once valued at $32 billion.

英国在推出加密货币法方面一直经过深思熟虑，Disparte 表示，英国许多人现在都觉得此举是正确的，尤其是在 FTX（一家曾经估值 320 亿美元的加密货币交易所倒闭）等事件之后。

“Many in the UK and other countries would argue that they’re vindicated in not having jumped in too quickly,” he said.

“英国和其他国家的许多人会辩称，他们没有太快介入是正确的，”他说。

The regulatory clarity that the UK has—by not enacting stablecoin-specific regulations—could put it behind other regions, like the European Union, which is already enforcing rules under its Markets in Crypto Assets (MiCA) framework. Singapore has also put in place formal laws for the stablecoin industry.

英国的监管清晰度（没有制定针对稳定币的法规）可能会落后于其他地区，例如欧盟，欧盟已经在其加密资产市场（MiCA）框架下执行规则。新加坡还为稳定币行业制定了正式法律。

“In the spirit of protecting the U.K. economy from excess risk and crypto, there’s also a point in time in which you end up protecting the economy from job creation and the industries of the future,” said Disparte, referring to how stablecoins can aid the banking sector with real-time payments and the digitization of the British pound, an effort that could revolutionize financial transactions.

“本着保护英国经济免受过度风险和加密货币影响的精神，在某个时间点，你最终会保护经济免受创造就业机会和未来产业的影响，”迪帕特在谈到稳定币如何帮助英国经济时说道。银行业的实时支付和英镑数字化，这一努力可能会彻底改变金融交易。

The Bank of England is also exploring the possibility of a digital pound, which is sometimes referred to as “Britcoin.” Disparte said he met with officials from the Bank and was reassured by their thoughtful approach to central bank digital currencies (CBDCs).

英格兰银行也在探索数字英镑的可能性，有时也称为“Britcoin”。迪斯帕特表示，他会见了央行官员，并对央行数字货币（CBDC）深思熟虑的做法感到放心。

Circle is actively engaging with UK authorities to advocate for clear and effective stablecoin regulations, and its involvement highlights the importance of collaboration between the private sector and regulators in shaping the future of digital finance.

Circle 正在积极与英国当局合作，倡导明确有效的稳定币监管，其参与凸显了私营部门与监管机构之间合作在塑造数字金融未来方面的重要性。

Previous administrations had grand ambitions for the UK to become a global crypto hub. Under former Prime Minister Rishi Sunak, plans were announced to make the UK a “world leader” in the crypto space, aiming to introduce legislation for stablecoins and consult on regulating crypto asset trading. In April, the government outlined intentions to bring stablecoins into the regulatory fold, reflecting a proactive stance towards digital currencies.

历届政府都抱有让英国成为全球加密货币中心的宏伟抱负。在前首相里希·苏纳克 (Rishi Sunak) 的领导下，英国宣布了使英国成为加密货币领域“世界领导者”的计划，旨在引入稳定币立法并就监管加密资产交易进行咨询。今年四月，政府概述了将稳定币纳入监管范围的意图，反映出对数字货币的积极立场。

The new Labour government has been less vocal on crypto regulation compared to its predecessors. In January, the party released a financial services plan that included a proposal to position the UK as a hub for securities tokenization.

与前任相比，新工党政府在加密货币监管方面的声音较少。一月份，该党发布了一项金融服务计划，其中包括将英国定位为证券代币化中心的提案。

Securities tokens represent ownership of real-world financial assets, such as shares or bonds, in digital form. This move indicates a shift towards embracing blockchain technology within traditional financial markets.

证券代币代表了现实世界金融资产的所有权，例如数字形式的股票或债券。此举表明传统金融市场正在转向采用区块链技术。

Stablecoins represent a large segment of the cryptocurrency market, with a total value exceeding $170 billion. Tether’s USDT is the largest stablecoin, boasting a market capitalization of over $120 billion. Circle’s USDC is the second-largest, with coins in circulation worth more than $34 billion.

稳定币代表了加密货币市场的很大一部分，总价值超过 1700 亿美元。 Tether 的 USDT 是最大的稳定币，市值超过 1200 亿美元。 Circle 的 USDC 是第二大代币，流通价值超过 340 亿美元。

Despite their prominence, stablecoins have not been without their controversies. In 2022, Tether’s USDT briefly lost its $1 peg following the collapse of a rival stablecoin, terraUSD. This event raised concerns about the stability and backing of these digital assets.

尽管稳定币很突出，但它也并非没有争议。 2022 年，随着竞争对手稳定币 terraUSD 的崩溃，Tether 的 USDT 短暂失去了 1 美元的锚定地位。这一事件引发了人们对这些数字资产的稳定性和支持的担忧。

It’s crucial to ensure that stablecoins are fully backed by reserves for them to gain widespread acceptance. Tether asserts that dollars and dollar-equivalent assets, including government bonds, always back its coin.

确保稳定币得到储备的充分支持至关重要，这样才能获得广泛接受。 Tether 声称，美元和美元等价资产（包括政府债券）始终支持其货币。

Implementing robust regulations can enhance transparency and trust in the stablecoin market, protecting consumers and investors. As the UK contemplates its next steps, industry leaders like Circle hope regulations will be enacted soon.

实施强有力的监管可以提高稳定币市场的透明度和信任度，保护消费者和投资者。在英国考虑下一步行动之际，Circle 等行业领导者希望法规能够尽快颁布。

Introducing stablecoin laws could help position the UK as a leader in digital finance, fostering innovation and attracting investment.

引入稳定币法律可以帮助英国成为数字金融领域的领导者，促进创新并吸引投资。

“You can’t have the economy of the future unless you have the money of the future,” said Disparte, highlighting the importance of embracing digital currencies.

迪斯帕特表示：“除非你拥有未来的货币，否则你就不可能拥有未来的经济。”他强调了拥抱数字货币的重要性。