女性是比特币革命的主要参与者。

截至本周，我们发现自己参加了一个至少由比特币承保的新经济体。

As we find ourselves this week operating within a new economy that is at least partially underwritten by bitcoin, I was curious to explore the evidence for how women in bitcoin are helping drive adoption of bitcoin in the U.S. and beyond. To mark International Womens’ Day, I set out to collect some examples of how women are shifting their financial footprint and how bitcoin naturally fits into that story. I also caught up with a few of the women who were kind enough to share their thoughts.

当我们在本周在一个新经济中运作至少由比特币所部分承保的新经济运作时，我很好奇地探讨了比特币中妇女如何帮助推动美国及其他地区采用比特币的证据。为了纪念国际女子的日子，我着手收集一些例子，说明女性如何转移其财务足迹以及比特币自然地适合这个故事。我还赶上了一些友善的女人，可以分享自己的想法。

Shifting The Household Financial Paradigm

转移家庭财务范式

Popular culture often portrays men as the family financiers while women manage daily household tasks. However, modern surveys are showing that this outdated model no longer reflects reality. A recent study revealed that about 84% of women say they are responsible for their family’s finances, from paying bills to setting up budgets and managing savings and debt obligations. Perhaps an even more remarkable figure is that almost all women in couples (94%) report being actively involved in shaping household financial decisions.

流行文化经常将男性描绘成家庭金融家，而妇女每天都在处理家庭任务。但是，现代调查表明，这种过时的模型不再反映现实。最近的一项研究表明，约有84％的妇女表示，从支付账单到制定预算以及管理储蓄和债务义务，她们对家人的财务负责。也许一个更为引人注目的数字是，夫妻中几乎所有女性（94％）报告积极参与塑造家庭财务决策。

This data underscores that many women are effectively acting as Chief Financial Officers for their families, drawing on an array of skills: budgeting, strategic planning, and long-term goal setting. From a macro perspective, when women hold the reins of household money management, they are more likely to research emerging financial tools, seek out growth assets, and balance risk with the objective of stable wealth creation.

这些数据强调了许多女性正在有效地充当家人的首席财务官，借鉴了一系列技能：预算，战略计划和长期目标。从宏观的角度来看，当妇女掌握家庭货币管理的ins绳时，她们更有可能研究新兴的财务工具，寻找增长资产，并平衡风险，以创造稳定的财富。

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Women In Bitcoin: Outperforming With Discipline

比特币的女性：胜过纪律

The same dynamism that propels women into leading family finances is manifesting in broader capital markets. Just a few decades ago, popular commentary portrayed the stock market as male-dominated territory. But contemporary data shows a different picture: nearly 60% of U.S. women invest in stocks, and a significant percentage identify as the primary decision-makers for investments.

推动妇女进入领先的家庭财政的同样活力在更广泛的资本市场中也表现出来。就在几十年前，流行的评论将股票市场描绘成男性主导的领土。但是当代数据显示了不同的情况：近60％的美国妇女投资于股票，很大一部分被认为是投资的主要决策者。

What’s more, women control about one-third of U.S. financial assets overall, indicating they hold substantial influence in shaping financial strategies on both a micro (household) and macro (wealth-building) level. This upward trend is part of an ongoing shift in how households and families distribute tasks involving money and investments. Both anecdotal evidence and formal studies point out that women, on average, may achieve higher returns by sticking to disciplined strategies, trading less frequently and focusing on fundamentals.

更重要的是，妇女总体上控制着约三分之一的美国金融资产，这表明她们在制定微小（家庭）和宏观（财富建设）水平的财务策略方面具有重大影响。这种上升趋势是家庭和家庭如何分发涉及金钱和投资的任务的持续转变的一部分。轶事证据和正式研究都指出，女性平均而言，妇女可以通过坚持纪律处分，交易频率降低并专注于基本面来获得更高的回报。

The idea that female investors often excel is well-substantiated. In one analysis, women outperformed men by an average of 1.8% annually. This may stem from a tendency toward longer-term thinking and lower-risk trading behaviors. The data challenges the narrative that successful investment strategies demand high-frequency trades or constant market watching. The approach many women adopt — methodical, patient, and intentional — can yield better outcomes, particularly when we consider the reality that impatience and speculation often damage portfolios more than they help.

女性投资者经常表现出色的想法是实现的。在一项分析中，女性每年平均表现平均1.8％。这可能源于长期思维和低风险交易行为的趋势。数据挑战了成功的投资策略需要高频交易或持续关注的叙述。许多妇女采用的方法（有条不紊，耐心和故意）可以产生更好的结果，尤其是当我们认为不耐烦和投机的现实通常会损害投资组合比他们的帮助时更大的损害投资组合时。

This is a natural fit with bitcoin, which advances an ethos of low-time preference. Although volatile in the short term, bitcoin’s purchasing power tends to appreciate significantly when it is held for five years or more. It’s logical that women would apply the same measured, strategic mindset that they use when investing in traditional assets to an emerging form of money like bitcoin.

这是比特币的自然拟合度，它可以提高低级偏好的精神。尽管短期内波动，但比特币的购买力在持有五年或更长时间时往往会引起人们的意义。逻辑上，妇女将应用与将传统资产投资于像比特币这样的新兴货币形式时使用的相同的战略思维方式。

Adapting Expertise To Bitcoin

将专业知识适应比特币

The ability to budget, plan, and invest for the long haul makes women naturally equipped to explore alternative asset classes. There is a crucial distinction to be made: bitcoin stands apart from the wide array of so-called “crypto tokens.” Bitcoin’s design and infrastructure differ from platforms that aim to replicate some of its features without its security model and decentralized consensus. For women who already manage finances with an eye for sustainability and security, these structural advantages can be instinctively appealing.

长期以来预算，计划和投资的能力使妇女自然能够探索替代资产类别。有一个至关重要的区别：比特币与所谓的“加密代币”不同。比特币的设计和基础架构与旨在复制其某些功能的平台不同，而没有其安全模型和分散的共识。对于已经为了可持续性和安全而管理财务的妇女，这些结构性优势本能地吸引人。

In practice, adopting bitcoin can be seen as an extension of the same philosophy that leads to strong household budgeting and successful stock investing: careful research, understanding an asset’s intrinsic properties, and integrating it into a balanced investment strategy. Many women are turning that analytical lens toward the fundamental dynamics of bitcoin, including its finite supply and censorship-resistant framework. These qualities resonate strongly with those who value planning for an uncertain future, preserving long-term purchasing power, and avoiding overexposure to traditional financial intermediaries.

实际上，采用比特币可以看作是导致强大的家庭预算和成功投资的相同理念的扩展：仔细研究，了解资产的内在物业，并将其整合到平衡的投资策略中。许多女性正在将分析镜头转向比特币的基本动力学，包括其有限的供应和耐心框架。这些素质与那些重视不确定未来的计划，保留长期购买力并避免过度暴露于传统金融中介机构的人会引起共鸣。

Women In Bitcoin Show Surging Interest

比特币中的妇女表现出兴趣

The percentage of women who hold digital assets has been rising significantly, with one survey showing that women’s share of ownership jumped from 29% to 34% in a single quarter. Bitcoin remains the focal point for many newcomers to crypto, as it’s the best-known protocol with the longest track record and the most institutional infrastructure. The broader principle is that women, who already wield substantial financial clout in household decisions, are increasingly integrating bitcoin into the toolkit of assets they monitor and consider for portfolio allocation.

持有数字资产的妇女的百分比已大大增加，其中一项调查表明，一个季度，女性拥有所有权的份额从29％跃升至34％。比特币仍然是许多新移民加密货币的焦点，因为它是最著名的协议，具有最长的往绩和最大的机构基础架构。更广泛的原则是，已经在家庭决策中具有大量财务影响力的妇女正在越来越多地将比特币整合到她监控的资产工具包中，并考虑投资组合分配。