女性是比特幣革命的主要參與者。

截至本週，我們發現自己參加了一個至少由比特幣承保的新經濟體。

As we find ourselves this week operating within a new economy that is at least partially underwritten by bitcoin, I was curious to explore the evidence for how women in bitcoin are helping drive adoption of bitcoin in the U.S. and beyond. To mark International Womens’ Day, I set out to collect some examples of how women are shifting their financial footprint and how bitcoin naturally fits into that story. I also caught up with a few of the women who were kind enough to share their thoughts.

當我們在本週在一個新經濟中運作至少由比特幣所部分承保的新經濟運作時，我很好奇地探討了比特幣中婦女如何幫助推動美國及其他地區採用比特幣的證據。為了紀念國際女子的日子，我著手收集一些例子，說明女性如何轉移其財務足跡以及比特幣自然地適合這個故事。我還趕上了一些友善的女人，可以分享自己的想法。

Shifting The Household Financial Paradigm

轉移家庭財務範式

Popular culture often portrays men as the family financiers while women manage daily household tasks. However, modern surveys are showing that this outdated model no longer reflects reality. A recent study revealed that about 84% of women say they are responsible for their family’s finances, from paying bills to setting up budgets and managing savings and debt obligations. Perhaps an even more remarkable figure is that almost all women in couples (94%) report being actively involved in shaping household financial decisions.

流行文化經常將男性描繪成家庭金融家，而婦女每天都在處理家庭任務。但是，現代調查表明，這種過時的模型不再反映現實。最近的一項研究表明，約有84％的婦女錶示，從支付賬單到製定預算以及管理儲蓄和債務義務，她們對家人的財務負責。也許一個更為引人注目的數字是，夫妻中幾乎所有女性（94％）報告積極參與塑造家庭財務決策。

This data underscores that many women are effectively acting as Chief Financial Officers for their families, drawing on an array of skills: budgeting, strategic planning, and long-term goal setting. From a macro perspective, when women hold the reins of household money management, they are more likely to research emerging financial tools, seek out growth assets, and balance risk with the objective of stable wealth creation.

這些數據強調了許多女性正在有效地充當家人的首席財務官，借鑒了一系列技能：預算，戰略計劃和長期目標。從宏觀的角度來看，當婦女掌握家庭貨幣管理的ins繩時，她們更有可能研究新興的財務工具，尋找增長資產，並平衡風險，以創造穩定的財富。

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Women In Bitcoin: Outperforming With Discipline

比特幣的女性：勝過紀律

The same dynamism that propels women into leading family finances is manifesting in broader capital markets. Just a few decades ago, popular commentary portrayed the stock market as male-dominated territory. But contemporary data shows a different picture: nearly 60% of U.S. women invest in stocks, and a significant percentage identify as the primary decision-makers for investments.

推動婦女進入領先的家庭財政的同樣活力在更廣泛的資本市場中也表現出來。就在幾十年前，流行的評論將股票市場描繪成男性主導的領土。但是當代數據顯示了不同的情況：近60％的美國婦女投資於股票，很大一部分被認為是投資的主要決策者。

What’s more, women control about one-third of U.S. financial assets overall, indicating they hold substantial influence in shaping financial strategies on both a micro (household) and macro (wealth-building) level. This upward trend is part of an ongoing shift in how households and families distribute tasks involving money and investments. Both anecdotal evidence and formal studies point out that women, on average, may achieve higher returns by sticking to disciplined strategies, trading less frequently and focusing on fundamentals.

更重要的是，婦女總體上控制著約三分之一的美國金融資產，這表明她們在製定微小（家庭）和宏觀（財富建設）水平的財務策略方面具有重大影響。這種上升趨勢是家庭和家庭如何分發涉及金錢和投資的任務的持續轉變的一部分。軼事證據和正式研究都指出，女性平均而言，婦女可以通過堅持紀律處分，交易頻率降低並專注於基本面來獲得更高的回報。

The idea that female investors often excel is well-substantiated. In one analysis, women outperformed men by an average of 1.8% annually. This may stem from a tendency toward longer-term thinking and lower-risk trading behaviors. The data challenges the narrative that successful investment strategies demand high-frequency trades or constant market watching. The approach many women adopt — methodical, patient, and intentional — can yield better outcomes, particularly when we consider the reality that impatience and speculation often damage portfolios more than they help.

女性投資者經常表現出色的想法是實現的。在一項分析中，女性每年平均表現平均1.8％。這可能源於長期思維和低風險交易行為的趨勢。數據挑戰了成功的投資策略需要高頻交易或持續關注的敘述。許多婦女採用的方法（有條不紊，耐心和故意）可以產生更好的結果，尤其是當我們認為不耐煩和投機的現實通常會損害投資組合比他們的幫助時更大的損害投資組合時。

This is a natural fit with bitcoin, which advances an ethos of low-time preference. Although volatile in the short term, bitcoin’s purchasing power tends to appreciate significantly when it is held for five years or more. It’s logical that women would apply the same measured, strategic mindset that they use when investing in traditional assets to an emerging form of money like bitcoin.

這是比特幣的自然擬合度，它可以提高低級偏好的精神。儘管短期內波動，但比特幣的購買力在持有五年或更長時間時往往會引起人們的意義。邏輯上，婦女將應用與將傳統資產投資於像比特幣這樣的新興貨幣形式時使用的相同的戰略思維方式。

Adapting Expertise To Bitcoin

將專業知識適應比特幣

The ability to budget, plan, and invest for the long haul makes women naturally equipped to explore alternative asset classes. There is a crucial distinction to be made: bitcoin stands apart from the wide array of so-called “crypto tokens.” Bitcoin’s design and infrastructure differ from platforms that aim to replicate some of its features without its security model and decentralized consensus. For women who already manage finances with an eye for sustainability and security, these structural advantages can be instinctively appealing.

長期以來預算，計劃和投資的能力使婦女自然能夠探索替代資產類別。有一個至關重要的區別：比特幣與所謂的“加密代幣”不同。比特幣的設計和基礎架構與旨在復制其某些功能的平台不同，而沒有其安全模型和分散的共識。對於已經為了可持續性和安全而管理財務的婦女，這些結構性優勢本能地吸引人。

In practice, adopting bitcoin can be seen as an extension of the same philosophy that leads to strong household budgeting and successful stock investing: careful research, understanding an asset’s intrinsic properties, and integrating it into a balanced investment strategy. Many women are turning that analytical lens toward the fundamental dynamics of bitcoin, including its finite supply and censorship-resistant framework. These qualities resonate strongly with those who value planning for an uncertain future, preserving long-term purchasing power, and avoiding overexposure to traditional financial intermediaries.

實際上，採用比特幣可以看作是導致強大的家庭預算和成功投資的相同理念的擴展：仔細研究，了解資產的內在物業，並將其整合到平衡的投資策略中。許多女性正在將分析鏡頭轉向比特幣的基本動力學，包括其有限的供應和耐心框架。這些素質與那些重視不確定未來的計劃，保留長期購買力並避免過度暴露於傳統金融中介機構的人會引起共鳴。

Women In Bitcoin Show Surging Interest

比特幣中的婦女錶現出興趣

The percentage of women who hold digital assets has been rising significantly, with one survey showing that women’s share of ownership jumped from 29% to 34% in a single quarter. Bitcoin remains the focal point for many newcomers to crypto, as it’s the best-known protocol with the longest track record and the most institutional infrastructure. The broader principle is that women, who already wield substantial financial clout in household decisions, are increasingly integrating bitcoin into the toolkit of assets they monitor and consider for portfolio allocation.

持有數字資產的婦女的百分比已大大增加，其中一項調查表明，一個季度，女性擁有所有權的份額從29％躍升至34％。比特幣仍然是許多新移民加密貨幣的焦點，因為它是最著名的協議，具有最長的往績和最大的機構基礎架構。更廣泛的原則是，已經在家庭決策中具有大量財務影響力的婦女正在越來越多地將比特幣整合到她監控的資產工具包中，並考慮投資組合分配。