英國加密貨幣監管：Circle 的 Dante Disparte 對穩定幣法律即將推出充滿信心

Circle 全球政策主管 Dante Disparte 表示，對穩定幣（一種與加密貨幣掛鉤的加密貨幣）的正式法律充滿信心。

Dante Disparte, Circle’s global head of policy, is optimistic that formal laws for stablecoins—a type of cryptocurrency pegged to traditional currencies like the US dollar or the British pound—are coming soon.

Circle 全球政策主管 Dante Disparte 對穩定幣（一種與美元或英鎊等傳統貨幣掛鉤的加密貨幣）的正式法律即將出台感到樂觀。

“I think we’re within months, not years,” Disparte toldDecrypt during an interview in London.

「我認為我們會在幾個月內，而不是幾年內，」Disparte 在倫敦接受採訪時告訴 Decrypt。

His optimism reflects a growing sense of urgency among policymakers to establish a regulatory framework for digital assets. Disparte also thinks the UK’s cautious approach to crypto regulation has paid off, especially in light of recent industry turmoil.

他的樂觀態度反映出政策制定者建立數位資產監管框架的緊迫感日益增強。 Disparte 也認為，英國對加密貨幣監管的謹慎態度已經得到了回報，特別是考慮到最近的行業動盪。

The UK has been notably deliberate in its rollout of crypto laws, a move that Disparte suggested many in the UK now feel vindicated for—especially after events like the collapse of FTX, a crypto exchange that was once valued at $32 billion.

英國在推出加密貨幣法方面一直經過深思熟慮，Disparte 表示，英國許多人現在都覺得此舉是正確的，尤其是在 FTX（一家曾經估值 320 億美元的加密貨幣交易所倒閉）等事件之後。

“Many in the UK and other countries would argue that they’re vindicated in not having jumped in too quickly,” he said.

「英國和其他國家的許多人會辯稱，他們沒有太快介入是正確的，」他說。

The regulatory clarity that the UK has—by not enacting stablecoin-specific regulations—could put it behind other regions, like the European Union, which is already enforcing rules under its Markets in Crypto Assets (MiCA) framework. Singapore has also put in place formal laws for the stablecoin industry.

英國的監管清晰度（沒有製定針對穩定幣的法規）可能會落後於其他地區，例如歐盟，歐盟已經在其加密資產市場（MiCA）框架下執行規則。新加坡也為穩定幣產業制定了正式法律。

“In the spirit of protecting the U.K. economy from excess risk and crypto, there’s also a point in time in which you end up protecting the economy from job creation and the industries of the future,” said Disparte, referring to how stablecoins can aid the banking sector with real-time payments and the digitization of the British pound, an effort that could revolutionize financial transactions.

「本著保護英國經濟免受過度風險和加密貨幣影響的精神，在某個時間點，你最終會保護經濟免受創造就業機會和未來產業的影響，」迪帕特在談到穩定幣如何幫助英國經濟時說。

The Bank of England is also exploring the possibility of a digital pound, which is sometimes referred to as “Britcoin.” Disparte said he met with officials from the Bank and was reassured by their thoughtful approach to central bank digital currencies (CBDCs).

英格蘭銀行也在探索數位英鎊的可能性，有時也稱為「Britcoin」。迪斯帕特表示，他會見了央行官員，並對央行數位貨幣（CBDC）深思熟慮的做法感到放心。

Circle is actively engaging with UK authorities to advocate for clear and effective stablecoin regulations, and its involvement highlights the importance of collaboration between the private sector and regulators in shaping the future of digital finance.

Circle 正積極與英國當局合作，倡導明確有效的穩定幣監管，其參與凸顯了私營部門與監管機構之間合作在塑造數位金融未來方面的重要性。

Previous administrations had grand ambitions for the UK to become a global crypto hub. Under former Prime Minister Rishi Sunak, plans were announced to make the UK a “world leader” in the crypto space, aiming to introduce legislation for stablecoins and consult on regulating crypto asset trading. In April, the government outlined intentions to bring stablecoins into the regulatory fold, reflecting a proactive stance towards digital currencies.

歷屆政府都抱持著讓英國成為全球加密貨幣中心的宏偉抱負。在前首相里希·蘇納克 (Rishi Sunak) 的領導下，英國宣布了使英國成為加密貨幣領域「世界領導者」的計劃，旨在引入穩定幣立法並就監管加密資產交易進行諮詢。今年四月，政府概述了將穩定幣納入監管範圍的意圖，反映出對數位貨幣的積極立場。

The new Labour government has been less vocal on crypto regulation compared to its predecessors. In January, the party released a financial services plan that included a proposal to position the UK as a hub for securities tokenization.

與前任相比，新工黨政府在加密貨幣監管方面的聲音較少。一月份，該黨發布了一項金融服務計劃，其中包括將英國定位為證券代幣化中心的提案。

Securities tokens represent ownership of real-world financial assets, such as shares or bonds, in digital form. This move indicates a shift towards embracing blockchain technology within traditional financial markets.

證券代幣代表了現實世界金融資產的所有權，例如數位形式的股票或債券。此舉顯示傳統金融市場正在轉向採用區塊鏈技術。

Stablecoins represent a large segment of the cryptocurrency market, with a total value exceeding $170 billion. Tether’s USDT is the largest stablecoin, boasting a market capitalization of over $120 billion. Circle’s USDC is the second-largest, with coins in circulation worth more than $34 billion.

穩定幣代表了加密貨幣市場的很大一部分，總價值超過 1700 億美元。 Tether 的 USDT 是最大的穩定幣，市值超過 1200 億美元。 Circle 的 USDC 是第二大代幣，流通價值超過 340 億美元。

Despite their prominence, stablecoins have not been without their controversies. In 2022, Tether’s USDT briefly lost its $1 peg following the collapse of a rival stablecoin, terraUSD. This event raised concerns about the stability and backing of these digital assets.

儘管穩定幣很突出，但它並非沒有爭議。 2022 年，隨著競爭對手穩定幣 terraUSD 的崩潰，Tether 的 USDT 短暫失去了 1 美元的錨定地位。這一事件引發了人們對這些數位資產的穩定性和支持的擔憂。

It’s crucial to ensure that stablecoins are fully backed by reserves for them to gain widespread acceptance. Tether asserts that dollars and dollar-equivalent assets, including government bonds, always back its coin.

確保穩定幣得到儲備的充分支持至關重要，這樣才能獲得廣泛接受。 Tether 聲稱，美元和美元等價資產（包括政府債券）始終支持其貨幣。

Implementing robust regulations can enhance transparency and trust in the stablecoin market, protecting consumers and investors. As the UK contemplates its next steps, industry leaders like Circle hope regulations will be enacted soon.

實施強而有力的監管可以提高穩定幣市場的透明度和信任度，保護消費者和投資者。在英國考慮下一步之際，Circle 等產業領導者希望法規能盡快頒布。

Introducing stablecoin laws could help position the UK as a leader in digital finance, fostering innovation and attracting investment.

引入穩定幣法律可以幫助英國成為數位金融領域的領導者，促進創新並吸引投資。

“You can’t have the economy of the future unless you have the money of the future,” said Disparte, highlighting the importance of embracing digital currencies.

迪斯帕特表示：「除非你擁有未來的貨幣，否則你就不可能擁有未來的經濟。」他強調了擁抱數位貨幣的重要性。