Coinbase 高管表示，与当地货币挂钩的稳定币将为东南亚大规模采用区块链技术铺平道路

目前，Coinbase交易所没有进入东南亚司法管辖区的计划，但其钱包业务以及区块链平台Base的目标是进入大众市场

Coinbase is aiming to reach mass markets in Southeast Asia through its wallet business and blockchain platform Base, enabling local developers to build products that will eventually support baht and peso stablecoins.

Coinbase 的目标是通过其钱包业务和区块链平台 Base 打入东南亚的大众市场，使当地开发商能够构建最终支持泰铢和比索稳定币的产品。

At present, Coinbase Exchange has no plans to enter Southeast Asian jurisdictions. However, Base, a second layer on top of the Ethereum blockchain where developers can create apps and process transactions, is aiming to reach mass markets in Thailand and the Philippines.

目前，Coinbase交易所没有进入东南亚司法管辖区的计划。然而，Base 是以太坊区块链之上的第二层，开发人员可以在其中创建应用程序并处理交易，其目标是进入泰国和菲律宾的大众市场。

“When you bring a local currency ‘onchain,’ it solves a few problems,†said Jesse Pollak, founder of Base and head of Coinbase Wallet, referring to transactions that are processed on a blockchain. “One, it makes it easier for people to onboard without the complexity of changing your worldview about money. If you have a Thai baht stablecoin, it’s literally the same money but just faster, cheaper, and easier to use.â€

Base 创始人兼 Coinbase 钱包负责人 Jesse Pollak 表示：“当你将本地货币‘链上’时，它可以解决一些问题。”他指的是在区块链上处理的交易。 “第一，它让人们更容易加入，而不需要改变你对金钱的世界观的复杂性。如果你有泰铢稳定币，它实际上是同样的钱，但速度更快、更便宜、更容易使用。”

Speaking to Nikkei Asia after visiting Thailand for the Southeast Asian leg of Devcon, an expo organized by Ethereum, Pollak highlighted the potential for stablecoins to modernize legacy payment systems in the region.

Pollak 在访问泰国参加由以太坊组织的 Devcon 东南亚站后接受《日经亚洲》采访时强调了稳定币使该地区传统支付系统现代化的潜力。

At Devcon, non-Thai participants were able to convert dollar stablecoins to baht stablecoins without foreign exchange fees and make payments through Rubie, a new stablecoin wallet from Siam Commercial Bank built on Base. Pollak said SCB would assess the pilot with regulators in order to secure approval for a full rollout.

在 Devcon 上，非泰国参与者能够将美元稳定币兑换为泰铢稳定币，无需外汇费用，并通过 Rubie（暹罗商业银行在 Base 上构建的新型稳定币钱包）进行付款。波拉克表示，SCB 将与监管机构一起评估该试点项目，以确保全面推出获得批准。

Thailand pioneered digital payments in Southeast Asia with PromptPay, the government-backed QR code payments system. But only Thai nationals or foreign residents with local bank accounts can use the system, leaving out the nearly 30 million tourists that visit Thailand each year.

泰国通过政府支持的二维码支付系统 PromptPay 在东南亚率先推出数字支付。但只有泰国国民或拥有当地银行账户的外国居民才能使用该系统，每年访问泰国的近 3000 万游客被排除在外。

“You want to grow the economy, but when you have tourists or folks who are traveling for work, they are locked out of those best-in-class systems and have to resort to converting their cash into Thai baht and paying a fee,†Pollak said. “That’s actually a pretty difficult challenge right now that stablecoins can help to overcome.â€

“你想要发展经济，但当你有游客或出差的人时，他们被排除在那些一流的系统之外，不得不求助于将现金兑换成泰铢并支付费用， ”波拉克说。 “目前这实际上是一个相当困难的挑战，稳定币可以帮助克服。”

Pollak added that Base is looking to hire country leads in Thailand and the Philippines to work with developers, content creators, regulators, and mass market users of its apps and wallet.

Pollak 补充说，Base 正在寻求聘请泰国和菲律宾的国家主管，与其应用程序和钱包的开发商、内容创作者、监管机构和大众市场用户合作。

While interest in cryptocurrencies is high among Thai retail investors seeking greater returns than traditional assets and securities, many suffered losses in the crypto crash of 2022 that felled Zipmex, which had been the country’s second largest exchange. The exchange was replaced last year by Binance, Coinbase’s global rival, which secured its first digital asset exchange license in Southeast Asia from Thailand.

尽管寻求比传统资产和证券更高回报的泰国散户投资者对加密货币的兴趣很高，但许多人在 2022 年加密货币崩盘中蒙受了损失，这场崩盘导致了该国第二大交易所 Zipmex 的垮台。去年，该交易所被 Coinbase 的全球竞争对手币安所取代，币安从泰国获得了东南亚首个数字资产交易牌照。

“If you look at the history of crypto, it has been very speculative,†Pollak said. “When things are going up, there’s a lot of positive energy, but if things go down, negativity and fear proliferates. So one of the biggest things we’re focused on is shifting it so it’s not about speculation, but about utility.â€

“如果你回顾一下加密货币的历史，就会发现它的投机性非常强，”波拉克说。 “当事情上升时，会有很多积极的能量，但如果事情下降，消极和恐惧就会激增。因此，我们关注的最重要的事情之一就是改变它，这样它就不再是投机，而是效用。”