法国兴业银行和 Bitpanda 宣布合作开发稳定币 EURCV

今天，法国兴业银行和 Bitpanda 宣布就稳定币 EURCV 进行合作。该公告是在官方网站上发布的

A collaboration between Societe Generale and Bitpanda for the stablecoin EURCV was announced today.

法国兴业银行和 Bitpanda 今天宣布就稳定币 EURCV 进行合作。

The announcement was made on the official website of Société Générale-FORGE, which is the subsidiary of Societe Generale that initiated the collaboration with Bitpanda.

该公告是在 Société Générale-FORGE 的官方网站上发布的，该公司是法国兴业银行的子公司，发起了与 Bitpanda 的合作。

The crypto exchange Bitpanda

加密货币交易所 Bitpanda

Bitpanda is one of the largest crypto exchanges in Europe.

Bitpanda 是欧洲最大的加密货币交易所之一。

It was founded in Vienna in 2014, and has a selection of over 2,800 digital assets, including more than 450 criptovalute, stocks, ETFs, precious metals, and commodities.

它于 2014 年在维也纳成立，拥有 2,800 多种数字资产精选，包括 450 多种 criptovalute、股票、ETF、贵金属和大宗商品。

It is also one of the few European fintech unicorns, with a valuation of over one billion euros, and more than 5 million users.

它也是欧洲为数不多的金融科技独角兽之一，估值超过10亿欧元，用户超过500万。

Bitpanda already counts dozens of institutional partners and holds licenses in several countries. It also boasts a proven track record of collaboration with local regulatory authorities. In fact, the European exchange is one of the most strictly regulated in the sector.

Bitpanda 已经拥有数十家机构合作伙伴，并在多个国家持有许可证。它还拥有与当地监管机构合作的良好记录。事实上，欧洲交易所是该行业监管最严格的交易所之一。

At this point, it is not surprising that he was chosen by Societe Generale for this collaboration.

至此，法国兴业银行选择他进行此次合作也就不足为奇了。

Societe Generale

法国兴业银行

Société Générale is the fourth largest French bank, and it is also the fourth largest by market capitalization among the banking groups in the Eurozone. In fact, it is considered a bank of fundamental importance for the banking system by the Financial Stability Board.

法国兴业银行是法国第四大银行，也是欧元区银行集团中市值第四大的银行。事实上，它被金融稳定委员会视为对银行体系具有根本重要性的银行。

Founded as far back as 1864, it has an overall turnover exceeding 28 billion euros, and a good 117,000 employees. It is listed on the stock exchange on Euronext with the ticker GLE, and has a market capitalization of about 20 billion euros. It is a public company without any single majority shareholder, so much so that the single largest shareholder is BlackRock with just over 7.6%.

该公司成立于 1864 年，总营业额超过 280 亿欧元，拥有 117,000 名员工。它在泛欧证券交易所上市，股票代码为GLE，市值约为200亿欧元。它是一家没有任何单一大股东的上市公司，单一最大股东是贝莱德，持股略高于 7.6%。

Societe Generale-FORGE (SG-FORGE) is its integrated and regulated subsidiary, authorized as an investment company to provide MiFID investment services, under the supervision of the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and the supervision of the Autorité des marchés financiers (AMF).

法国兴业银行 (Societe Generale-FORGE) (SG-FORGE) 是其综合性和受监管的子公司，被授权作为投资公司提供 MiFID 投资服务，并接受审慎控制和处置管理局 (ACPR) 的监管以及市场管理局 (Market Authority) 金融机构 ( AMF）。

It is also authorized as an electronic money institution by the ACPR and as a digital asset service provider (DASP) by the AMF.

它还被 ACPR 授权为电子货币机构，并被 AMF 授权为数字资产服务提供商（DASP）。

He created his own institutional-level platform for digital assets compliant with all European regulations.

他创建了自己的机构级数字资产平台，符合所有欧洲法规。

The collaboration between Bitpanda and Societe Generale for the stablecoin EURCV

Bitpanda 与法国兴业银行就稳定币 EURCV 进行合作

The collaboration between SG-FORGE and Bitpanda concerns the stablecoin EUR CoinVertible (EURCV).

SG-FORGE 和 Bitpanda 之间的合作涉及稳定币 EUR CoinVertible (EURCV)。

This is a stablecoin pegged to the euro, compliant with the new European crypto regulation MiCA, and fully collateralized in EUR. To date, there are already more than 33 million EURCV tokens in circulation on the Ethereum blockchain.

这是一种与欧元挂钩的稳定币，符合新的欧洲加密货币法规 MiCA，并完全以欧元作为抵押。迄今为止，已有超过 3300 万个 EURCV 代币在以太坊区块链上流通。

The collaboration foresees that EURCV will be listed on Bitpanda’s exchange in the coming weeks.

此次合作预计 EURCV 将在未来几周内在 Bitpanda 交易所上市。

Furthermore, SG-FORGE will collaborate with Bitpanda also as a long-term partner with the common goal of increasing the adoption of digital assets.

此外，SG-FORGE也将与Bitpanda作为长期合作伙伴合作，共同目标是提高数字资产的采用率。

The idea of this collaboration is to leverage Bitpanda’s large user base to provide European investors with a stable, secure, and accessible digital currency.

此次合作的理念是利用 Bitpanda 庞大的用户群为欧洲投资者提供稳定、安全且易于使用的数字货币。

With this collaboration, the two companies would like to open the doors to the expansion of use cases for EURCV throughout Europe, such as cross-border payments, remittances, but also daily transactions.

通过此次合作，两家公司希望为 EURCV 在整个欧洲的用例扩展打开大门，例如跨境支付、汇款以及日常交易。

The stablecoin market

稳定币市场

The most used stablecoins in the world are those collateralized in dollars, such as USDT and USDC.

世界上最常用的稳定币是以美元抵押的稳定币，例如 USDT 和 USDC。

However, if these are particularly suitable for the American markets, and for transactions on a global level, the European market still lacks a large euro-collateralized stablecoin.

然而，如果这些特别适合美国市场以及全球范围内的交易，欧洲市场仍然缺乏大量的欧元抵押稳定币。

The largest by market capitalization currently is EURS (Stasis Euro), which however has only 138 million dollars in capitalization. This is just a little more than a thousandth of USDT.

目前市值最大的是 EURS（Stasis Euro），但其市值仅为 1.38 亿美元。这只是 USDT 的千分之一多一点。

EURCV with its 33 million is already the third largest stablecoin on the euro in the world by market capitalization, having even surpassed Tether’s EURT from this point of view.

按市值计算，EURCV 拥有 3300 万枚，已经成为全球第三大欧元稳定币，从这一点来看甚至超过了 Tether 的 EURT。

In second place is EURC by Circle, the same issuer of USDC.

排名第二的是 Circle 的 EURC，它是 USDC 的同一发行人。

The comments on the new partnership between Bitpanda and Societe Generale

关于Bitpanda与法国兴业银行建立新合作伙伴关系的评论

The announcement of the collaboration between SG-FORGE and Bitpanda was commented on in this way by the CEO of Societe Generale-FORGE, Jean-Marc Stenger:

法国兴业银行首席执行官 Jean-Marc Stenger 对 SG-FORGE 与 Bitpanda 合作的宣布做出了这样的评论：

“This partnership is a crucial step towards achieving our vision of making stablecoins a fundamental component of the global financial system. Together with Bitpanda, we are confident in our ability to offer European users a stable, secure, and accessible digital currency”.

“这种伙伴关系是实现我们使稳定币成为全球金融体系基本组成部分的愿景的关键一步。与 Bitpanda 一起，我们有信心为欧洲用户提供稳定、安全且易于使用的数字货币。”

The vice CEO of Bitpanda, Lukas Enzersdorfer-Konrad, added:

Bitpanda 副首席执行官 Lukas Enzersdorfer-Konrad 补充道：

“The EUR-based stablecoins are essential for the future of digital assets in Europe. The landscape is changing, integration with traditional finance is increasing, and fully regulated stablecoins are the bridge that will make it possible. We will collaborate

“基于欧元的稳定币对于欧洲数字资产的未来至关重要。形势正在发生变化，与传统金融的融合正在加强，而受到全面监管的稳定币是实现这一目标的桥梁。我们将合作