法國興業銀行和 Bitpanda 宣布合作開發穩定幣 EURCV

今天，法國興業銀行和 Bitpanda 宣布就穩定幣 EURCV 進行合作。該公告是在官方網站上發布的

A collaboration between Societe Generale and Bitpanda for the stablecoin EURCV was announced today.

法國興業銀行和 Bitpanda 今天宣布就穩定幣 EURCV 進行合作。

The announcement was made on the official website of Société Générale-FORGE, which is the subsidiary of Societe Generale that initiated the collaboration with Bitpanda.

該公告是在 Société Générale-FORGE 的官方網站上發布的，該公司是法國興業銀行的子公司，發起了與 Bitpanda 的合作。

The crypto exchange Bitpanda

加密貨幣交易所 Bitpanda

Bitpanda is one of the largest crypto exchanges in Europe.

Bitpanda 是歐洲最大的加密貨幣交易所之一。

It was founded in Vienna in 2014, and has a selection of over 2,800 digital assets, including more than 450 criptovalute, stocks, ETFs, precious metals, and commodities.

它於 2014 年在維也納成立，擁有 2,800 多種數位資產精選，包括 450 多種 criptovalute、股票、ETF、貴金屬和大宗商品。

It is also one of the few European fintech unicorns, with a valuation of over one billion euros, and more than 5 million users.

它也是歐洲少數的金融科技獨角獸之一，估值超過10億歐元，用戶超過500萬。

Bitpanda already counts dozens of institutional partners and holds licenses in several countries. It also boasts a proven track record of collaboration with local regulatory authorities. In fact, the European exchange is one of the most strictly regulated in the sector.

Bitpanda 已經擁有數十家機構合作夥伴，並在多個國家持有許可證。它還擁有與當地監管機構合作的良好記錄。事實上，歐洲交易所是該行業監管最嚴格的交易所之一。

At this point, it is not surprising that he was chosen by Societe Generale for this collaboration.

至此，法國興業銀行選擇他進行這項合作也就不足為奇了。

Societe Generale

法國興業銀行

Société Générale is the fourth largest French bank, and it is also the fourth largest by market capitalization among the banking groups in the Eurozone. In fact, it is considered a bank of fundamental importance for the banking system by the Financial Stability Board.

法國興業銀行是法國第四大銀行，也是歐元區銀行集團中市值第四大的銀行。事實上，它被金融穩定委員會視為對銀行體系具有根本重要性的銀行。

Founded as far back as 1864, it has an overall turnover exceeding 28 billion euros, and a good 117,000 employees. It is listed on the stock exchange on Euronext with the ticker GLE, and has a market capitalization of about 20 billion euros. It is a public company without any single majority shareholder, so much so that the single largest shareholder is BlackRock with just over 7.6%.

該公司成立於 1864 年，總營業額超過 280 億歐元，擁有 117,000 名員工。它在泛歐證券交易所上市，股票代號為GLE，市值約200億歐元。它是一家沒有任何單一多數股東的上市公司，單一最大股東是貝萊德，持股略高於 7.6%。

Societe Generale-FORGE (SG-FORGE) is its integrated and regulated subsidiary, authorized as an investment company to provide MiFID investment services, under the supervision of the Autorité de Contrôle Prudentiel et de Résolution (ACPR) and the supervision of the Autorité des marchés financiers (AMF).

法國興業銀行(Societe Generale-FORGE) (SG-FORGE) 是其綜合性和受監管的子公司，被授權作為投資公司提供MiFID 投資服務，並接受審慎控制和處置管理局(ACPR) 的監管以及市場管理局(Market Authority) 金融機構 ( AMF）。

It is also authorized as an electronic money institution by the ACPR and as a digital asset service provider (DASP) by the AMF.

它也被 ACPR 授權為電子貨幣機構，並被 AMF 授權為數位資產服務提供者（DASP）。

He created his own institutional-level platform for digital assets compliant with all European regulations.

他創建了自己的機構級數位資產平台，符合所有歐洲法規。

The collaboration between Bitpanda and Societe Generale for the stablecoin EURCV

Bitpanda 與法國興業銀行就穩定幣 EURCV 進行合作

The collaboration between SG-FORGE and Bitpanda concerns the stablecoin EUR CoinVertible (EURCV).

SG-FORGE 和 Bitpanda 之間的合作涉及穩定幣 EUR CoinVertible (EURCV)。

This is a stablecoin pegged to the euro, compliant with the new European crypto regulation MiCA, and fully collateralized in EUR. To date, there are already more than 33 million EURCV tokens in circulation on the Ethereum blockchain.

這是一種與歐元掛鉤的穩定幣，符合新的歐洲加密貨幣法規 MiCA，並完全以歐元作為抵押。迄今為止，已有超過 3,300 萬個 EURCV 代幣在以太坊區塊鏈上流通。

The collaboration foresees that EURCV will be listed on Bitpanda’s exchange in the coming weeks.

此次合作預計 EURCV 將在未來幾週內在 Bitpanda 交易所上市。

Furthermore, SG-FORGE will collaborate with Bitpanda also as a long-term partner with the common goal of increasing the adoption of digital assets.

此外，SG-FORGE也將與Bitpanda作為長期合作夥伴合作，共同目標是提高數位資產的採用率。

The idea of this collaboration is to leverage Bitpanda’s large user base to provide European investors with a stable, secure, and accessible digital currency.

此次合作的理念是利用 Bitpanda 龐大的用戶群為歐洲投資者提供穩定、安全且易於使用的數位貨幣。

With this collaboration, the two companies would like to open the doors to the expansion of use cases for EURCV throughout Europe, such as cross-border payments, remittances, but also daily transactions.

透過此次合作，兩家公司希望為 EURCV 在整個歐洲的用例擴展打開大門，例如跨境支付、匯款以及日常交易。

The stablecoin market

穩定幣市場

The most used stablecoins in the world are those collateralized in dollars, such as USDT and USDC.

世界上最常用的穩定幣是以美元抵押的穩定幣，例如 USDT 和 USDC。

However, if these are particularly suitable for the American markets, and for transactions on a global level, the European market still lacks a large euro-collateralized stablecoin.

然而，如果這些特別適合美國市場以及全球範圍內的交易，歐洲市場仍然缺乏大量的歐元抵押穩定幣。

The largest by market capitalization currently is EURS (Stasis Euro), which however has only 138 million dollars in capitalization. This is just a little more than a thousandth of USDT.

目前市值最大的是 EURS（Stasis Euro），但市值僅 1.38 億美元。這只是 USDT 的千分之一多一點。

EURCV with its 33 million is already the third largest stablecoin on the euro in the world by market capitalization, having even surpassed Tether’s EURT from this point of view.

以市值計算，EURCV 擁有 3,300 萬枚，已成為全球第三大歐元穩定幣，從這一點來看甚至超過了 Tether 的 EURT。

In second place is EURC by Circle, the same issuer of USDC.

排名第二的是 Circle 的 EURC，它是 USDC 的同一發行人。

The comments on the new partnership between Bitpanda and Societe Generale

關於Bitpanda與法國興業銀行建立新合作夥伴關係的評論

The announcement of the collaboration between SG-FORGE and Bitpanda was commented on in this way by the CEO of Societe Generale-FORGE, Jean-Marc Stenger:

法國興業銀行執行長 Jean-Marc Stenger 對 SG-FORGE 與 Bitpanda 合作的宣布做出了這樣的評論：

“This partnership is a crucial step towards achieving our vision of making stablecoins a fundamental component of the global financial system. Together with Bitpanda, we are confident in our ability to offer European users a stable, secure, and accessible digital currency”.

「這種夥伴關係是實現我們使穩定幣成為全球金融體系基本組成部分的願景的關鍵一步。與 Bitpanda 一起，我們有信心為歐洲用戶提供穩定、安全且易於使用的數位貨幣。

The vice CEO of Bitpanda, Lukas Enzersdorfer-Konrad, added:

Bitpanda 副執行長 Lukas Enzersdorfer-Konrad 補充道：

“The EUR-based stablecoins are essential for the future of digital assets in Europe. The landscape is changing, integration with traditional finance is increasing, and fully regulated stablecoins are the bridge that will make it possible. We will collaborate

「基於歐元的穩定幣對於歐洲數位資產的未來至關重要。情況正在發生變化，與傳統金融的融合正在加強，而受到全面監管的穩定幣是實現這一目標的橋樑。我們將合作