印度储备银行成立 90 周年：经济增长中的关键作用得到认可

印度总理纳伦德拉·莫迪在印度储备银行成立 90 周年庆祝活动上发表讲话，赞扬其在塑造印度经济方面所发挥的作用。他推出了纪念币，并强调了印度央行在建国一百周年之前的关键十年中引导印度实现快速增长、信任和稳定的责任。莫迪强调明确政策决策的重要性，赞扬政府在认识、解决银行业和资本重组、减少不良资产总额以及通过 Jan Dhan Yojana 和 PM Kisan 信用卡等举措改善金融包容性方面采取的变革战略。

Reserve Bank of India's 90th Anniversary: A Testament to the Institution's Pivotal Role in India's Economic Trajectory

印度储备银行成立 90 周年：证明该机构在印度经济轨迹中的关键作用

Mumbai, April 1: The Reserve Bank of India (RBI), the nation's central bank, celebrated its 90th anniversary with an opening ceremony graced by Prime Minister Narendra Modi. The event was a testament to the institution's unwavering commitment to shaping India's economic landscape.

孟买，4 月 1 日：印度储备银行 (RBI) 作为国家中央银行，在总理纳伦德拉·莫迪 (Narendra Modi) 的主持下举行开业仪式，庆祝成立 90 周年。此次活动证明了该机构对塑造印度经济格局的坚定承诺。

A Legacy of Transformation

转型的遗产

Prime Minister Modi unveiled a commemorative coin, symbolizing the RBI's enduring contribution to the country's financial fabric. He lauded the institution's pivotal role in guiding India's economic growth, stability, and inclusivity.

莫迪总理揭幕纪念币，象征印度储备银行对该国金融结构的持久贡献。他赞扬该机构在指导印度经济增长、稳定和包容性方面发挥的关键作用。

Recognizing the significance of the next decade in India's journey towards becoming a developed nation, the Prime Minister emphasized the RBI's crucial responsibility in fostering fast-paced growth and maintaining trust and stability.

总理认识到未来十年在印度迈向发达国家之路上的重要性，强调印度央行在促进快速增长、维护信任与稳定方面的关键责任。

Emphasis on Policy Clarity and Inclusivity

强调政策的清晰度和包容性

Prime Minister Modi stressed the importance of clarity in policy, intentions, and decisions, highlighting the government's strategy of recognition, resolution, and recapitalization as a transformative force. He underlined the belief that right intentions lead to positive results.

莫迪总理强调了政策、意图和决策的明确性的重要性，强调了政府作为变革力量的承认、解决和资本重组的战略。他强调相信正确的意图会带来积极的结果。

The Prime Minister elaborated on the comprehensive nature of reforms undertaken by the government, including substantial capital infusions into public sector banks, governance-related reforms, and the successful implementation of the Insolvency and Bankruptcy Code.

总理阐述了政府改革的全面性，包括向公共部门银行注入大量资本、治理相关改革以及《破产法》的成功实施。

Resolving Twin Balance Sheet Problem

解决双资产负债表问题

Prime Minister Modi highlighted the significant reduction in gross non-performing assets (NPAs) of banks, indicative of the banking sector's improved health. He noted that over 27,000 applications involving underlying defaults of more than Rs 9 lakh crore were resolved before admission under the Insolvency and Bankruptcy Code. Gross NPAs have been significantly reduced from 11.25 percent in 2018 to below 3 percent by September 2023.

莫迪总理强调银行不良资产总额（NPA）大幅减少，表明银行业健康状况有所改善。他指出，根据《破产法》，超过 27,000 份涉及潜在违约金额超过 90 亿卢比的申请在获准之前已得到解决。到 2023 年 9 月，不良资产总额已从 2018 年的 11.25% 大幅降至 3% 以下。

Financial Inclusion: Empowering the Unbanked

普惠金融：为没有银行账户的人赋权

Prime Minister Modi emphasized the profound impact of RBI's initiatives on the lives of ordinary citizens, particularly in terms of financial inclusion. He cited the Jan Dhan Yojana and PM Kisan Credit Cards as exemplary schemes that have empowered millions of Indians in rural areas, catalyzing economic growth.

莫迪总理强调了印度央行的举措对普通公民生活的深远影响，特别是在金融普惠方面。他引用了 Jan Dhan Yojana 和 PM Kisan 信用卡作为典范计划，这些计划赋予了数百万印度农村地区人民权力，促进了经济增长。

Cooperatives and Digital Currency

合作社和数字货币

The Prime Minister recognized the boost given to the cooperative sector in the past 10 years, highlighting the importance of RBI regulations regarding cooperative banks. He also mentioned the impressive number of monthly transactions via the Unified Payments Interface (UPI), making it a globally recognized platform.

总理认可了过去 10 年对合作社部门的推动，强调了印度央行对合作银行的监管的重要性。他还提到，通过统一支付接口 (UPI) 进行的每月交易数量令人印象深刻，使其成为全球公认的平台。

Touching upon the work being done on the Central Bank Digital Currency, the Prime Minister stated that the transformations of the past 10 years have enabled the creation of a new banking system, economy, and currency experience.

在谈到中央银行数字货币方面正在进行的工作时，总理表示，过去十年的变革创造了新的银行体系、经济和货币体验。

Economic Self-Reliance and Global Growth

经济自力更生和全球增长

Prime Minister Modi stressed India's growing contribution to global GDP growth, positioning the nation as an engine of global growth. He called for efforts to enhance the accessibility and acceptability of the Indian Rupee on the global stage, while cautioning against the rising trends of excessive economic expansion and increasing debt levels.

莫迪总理强调印度对全球GDP增长的贡献日益增加，将印度定位为全球增长的引擎。他呼吁努力提高印度卢比在全球舞台上的可及性和可接受性，同时警告经济过度扩张和债务水平上升的趋势。

Role of Technology and Cybersecurity

技术和网络安全的作用

The Prime Minister emphasized the need for the banking industry to embrace technological innovations such as artificial intelligence (AI) and blockchain. He highlighted the importance of cybersecurity in the digital banking ecosystem and advocated for a holistic approach towards the banking vision of a developed India.

总理强调银行业需要拥抱人工智能（AI）和区块链等技术创新。他强调了网络安全在数字银行生态系统中的重要性，并主张采取整体方法来实现发达印度的银行业愿景。

Conclusion

结论

The opening ceremony of RBI@90 was a resounding affirmation of the institution's pivotal role in India's economic trajectory. Prime Minister Modi's address served as a testament to the RBI's unwavering commitment to fast-paced growth, trust, stability, and financial inclusion. As the nation embarks on the next decade of its journey towards becoming a developed nation, the RBI's leadership and guidance will be indispensable in shaping the country's economic future.

RBI@90 的开幕式充分肯定了该机构在印度经济发展轨迹中的关键作用。莫迪总理的讲话证明了印度央行对快速增长、信任、稳定和金融包容性的坚定承诺。随着印度踏上下一个十年成为发达国家的征程，印度储备银行的领导和指导对于塑造该国的经济未来将是不可或缺的。