摩根大通利用区块链进行跨境结算

该银行的代币 JPM Coin 每天已处理 20 亿美元的交易，将用于结算流程。

Banking giant JPMorgan is planning to introduce an instant settlement platform for international currency conversion between the dollar and the euro, to be later expanded to include the pound sterling.

银行业巨头摩根大通计划推出一个即时结算平台，用于美元和欧元之间的国际货币兑换，随后将扩展到包括英镑。

The settlement system will be powered by JPM Coin, which runs on JPMorgan’s own blockchain dubbed Kinexys that already processes over $2 billion in transactions daily.

该结算系统将由 JPM Coin 提供支持，该系统在摩根大通自己的区块链上运行，称为 Kinexys，每天已经处理超过 20 亿美元的交易。

At present, JPM Coin enables participating institutions to make payments in dollars and euros. The project marks one of the few instances of a major bank implementing a digital ledger on a broad scale, though it still handles only a small fraction of the $10 trillion that JPMorgan moves each day.

目前，JPM Coin 允许参与机构以美元和欧元进行支付。该项目是大型银行大规模实施数字账本的少数实例之一，尽管它仍然只处理摩根大通每天移动的 10 万亿美元的一小部分。

Next up is the ability for JPM Coin to perform conversions between the dollar and the euro with immediate settlement. The bank is also working on obtaining the necessary approvals to add the pound sterling as a settlement option.

接下来是 JPM Coin 能够在美元和欧元之间进行兑换并立即结算。该银行还在努力获得必要的批准，以添加英镑作为结算选项。

Depending on the currency combination, traditional foreign exchange settlement typically takes anywhere from one to two days. However, this rapid settlement service will enable one of the largest payments facilitators in the world to cater to new clients, including fintech firms.

根据货币组合的不同，传统的外汇结算通常需要一到两天的时间。然而，这种快速结算服务将使世界上最大的支付服务商之一能够满足包括金融科技公司在内的新客户的需求。

What do you think about JPMorgan’s introduction of an instant settlement platform for international currency conversion? Let us know in the comments section below.

您如何看待摩根大通推出的国际货币兑换即时结算平台？请在下面的评论部分告诉我们。