摩根大通利用區塊鏈進行跨境結算

該銀行的代幣 JPM Coin 每天已處理 20 億美元的交易，將用於結算流程。

Banking giant JPMorgan is planning to introduce an instant settlement platform for international currency conversion between the dollar and the euro, to be later expanded to include the pound sterling.

銀行業巨頭摩根大通計劃推出一個即時結算平台，用於美元和歐元之間的國際貨幣兌換，隨後將擴展到包括英鎊。

The settlement system will be powered by JPM Coin, which runs on JPMorgan’s own blockchain dubbed Kinexys that already processes over $2 billion in transactions daily.

該結算系統將由 JPM Coin 提供支持，該系統在摩根大通自己的區塊鏈上運行，稱為 Kinexys，每天已經處理超過 20 億美元的交易。

At present, JPM Coin enables participating institutions to make payments in dollars and euros. The project marks one of the few instances of a major bank implementing a digital ledger on a broad scale, though it still handles only a small fraction of the $10 trillion that JPMorgan moves each day.

目前，JPM Coin 允許參與機構以美元和歐元支付。該專案是大型銀行大規模實施數位帳本的少數實例之一，儘管它仍然只處理摩根大通每天移動的 10 兆美元的一小部分。

Next up is the ability for JPM Coin to perform conversions between the dollar and the euro with immediate settlement. The bank is also working on obtaining the necessary approvals to add the pound sterling as a settlement option.

接下來是 JPM Coin 能夠在美元和歐元之間進行兌換並立即結算。該銀行還在努力獲得必要的批准，以添加英鎊作為結算選項。

Depending on the currency combination, traditional foreign exchange settlement typically takes anywhere from one to two days. However, this rapid settlement service will enable one of the largest payments facilitators in the world to cater to new clients, including fintech firms.

根據貨幣組合的不同，傳統的外匯結算通常需要一到兩天的時間。然而，這種快速結算服務將使世界上最大的支付服務商之一能夠滿足包括金融科技公司在內的新客戶的需求。

What do you think about JPMorgan’s introduction of an instant settlement platform for international currency conversion? Let us know in the comments section below.

您如何看待摩根大通推出的國際貨幣兌換即時結算平台？請在下面的評論部分告訴我們。