印度儲備銀行成立 90 週年：經濟成長中的關鍵角色得到認可

印度總理莫迪在印度儲備銀行成立 90 週年慶祝活動上發表講話，讚揚其在塑造印度經濟方面所發揮的作用。他推出了紀念幣，並強調了印度央行在建國一百週年之前的關鍵十年中引導印度實現快速成長、信任和穩定的責任。莫迪強調明確政策決策的重要性，讚揚政府在認識、解決銀行業和資本重組、減少不良資產總額以及透過 Jan Dhan Yojana 和 PM Kisan 信用卡等舉措改善金融包容性方面採取的變革策略。

Reserve Bank of India's 90th Anniversary: A Testament to the Institution's Pivotal Role in India's Economic Trajectory

印度儲備銀行成立 90 週年：證明該機構在印度經濟軌跡中的關鍵作用

Mumbai, April 1: The Reserve Bank of India (RBI), the nation's central bank, celebrated its 90th anniversary with an opening ceremony graced by Prime Minister Narendra Modi. The event was a testament to the institution's unwavering commitment to shaping India's economic landscape.

孟買，4 月 1 日：印度儲備銀行 (RBI) 作為國家中央銀行，在總理莫迪 (Narendra Modi) 的主持下舉行開業儀式，慶祝成立 90 週年。這項活動證明了該機構對塑造印度經濟格局的堅定承諾。

A Legacy of Transformation

轉型的遺產

Prime Minister Modi unveiled a commemorative coin, symbolizing the RBI's enduring contribution to the country's financial fabric. He lauded the institution's pivotal role in guiding India's economic growth, stability, and inclusivity.

莫迪總理揭幕紀念幣，象徵印度儲備銀行對該國金融結構的持久貢獻。他讚揚該機構在指導印度經濟成長、穩定和包容性方面發揮的關鍵作用。

Recognizing the significance of the next decade in India's journey towards becoming a developed nation, the Prime Minister emphasized the RBI's crucial responsibility in fostering fast-paced growth and maintaining trust and stability.

總理意識到未來十年在印度邁向已開發國家之路上的重要性，強調印度央行在促進快速成長、維護信任與穩定方面的關鍵責任。

Emphasis on Policy Clarity and Inclusivity

強調政策的清晰度和包容性

Prime Minister Modi stressed the importance of clarity in policy, intentions, and decisions, highlighting the government's strategy of recognition, resolution, and recapitalization as a transformative force. He underlined the belief that right intentions lead to positive results.

莫迪總理強調了政策、意圖和決策的明確性的重要性，強調了政府作為變革力量的承認、解決和資本重組的策略。他強調相信正確的意圖會帶來正面的結果。

The Prime Minister elaborated on the comprehensive nature of reforms undertaken by the government, including substantial capital infusions into public sector banks, governance-related reforms, and the successful implementation of the Insolvency and Bankruptcy Code.

總理闡述了政府改革的全面性，包括向公共部門銀行注入大量資本、治理相關改革以及《破產法》的成功實施。

Resolving Twin Balance Sheet Problem

解決雙資產負債表問題

Prime Minister Modi highlighted the significant reduction in gross non-performing assets (NPAs) of banks, indicative of the banking sector's improved health. He noted that over 27,000 applications involving underlying defaults of more than Rs 9 lakh crore were resolved before admission under the Insolvency and Bankruptcy Code. Gross NPAs have been significantly reduced from 11.25 percent in 2018 to below 3 percent by September 2023.

莫迪總理強調銀行不良資產總額（NPA）大幅減少，顯示銀行業健康狀況有所改善。他指出，根據《破產法》，超過 27,000 份涉及潛在違約金額超過 90 億盧比的申請在獲準之前已解決。到 2023 年 9 月，不良資產總額已從 2018 年的 11.25% 大幅降至 3% 以下。

Financial Inclusion: Empowering the Unbanked

普惠金融：為沒有銀行帳戶的人賦權

Prime Minister Modi emphasized the profound impact of RBI's initiatives on the lives of ordinary citizens, particularly in terms of financial inclusion. He cited the Jan Dhan Yojana and PM Kisan Credit Cards as exemplary schemes that have empowered millions of Indians in rural areas, catalyzing economic growth.

莫迪總理強調了印度央行的舉措對普通公民生活的深遠影響，特別是在金融普惠方面。他引用了 Jan Dhan Yojana 和 PM Kisan 信用卡作為典範計劃，這些計劃賦予了數百萬印度農村地區人民權力，促進了經濟成長。

Cooperatives and Digital Currency

合作社和數位貨幣

The Prime Minister recognized the boost given to the cooperative sector in the past 10 years, highlighting the importance of RBI regulations regarding cooperative banks. He also mentioned the impressive number of monthly transactions via the Unified Payments Interface (UPI), making it a globally recognized platform.

總理認可了過去 10 年對合作社部門的推動，並強調了印度央行對合作銀行的監管的重要性。他還提到，透過統一支付介面 (UPI) 進行的每月交易數量令人印象深刻，使其成為全球公認的平台。

Touching upon the work being done on the Central Bank Digital Currency, the Prime Minister stated that the transformations of the past 10 years have enabled the creation of a new banking system, economy, and currency experience.

在談到中央銀行數位貨幣方面正在進行的工作時，總理表示，過去十年的變革創造了新的銀行體系、經濟和貨幣體驗。

Economic Self-Reliance and Global Growth

經濟自力更生與全球成長

Prime Minister Modi stressed India's growing contribution to global GDP growth, positioning the nation as an engine of global growth. He called for efforts to enhance the accessibility and acceptability of the Indian Rupee on the global stage, while cautioning against the rising trends of excessive economic expansion and increasing debt levels.

莫迪總理強調印度對全球GDP成長的貢獻日益增加，將印度定位為全球成長的引擎。他呼籲努力提高印度盧比在全球舞台上的可及性和可接受性，同時警告經濟過度擴張和債務水準上升的趨勢。

Role of Technology and Cybersecurity

科技和網路安全的作用

The Prime Minister emphasized the need for the banking industry to embrace technological innovations such as artificial intelligence (AI) and blockchain. He highlighted the importance of cybersecurity in the digital banking ecosystem and advocated for a holistic approach towards the banking vision of a developed India.

總理強調銀行業需要擁抱人工智慧（AI）和區塊鏈等技術創新。他強調了網路安全在數位銀行生態系統中的重要性，並主張採取整體方法來實現已開發印度的銀行業願景。

Conclusion

結論

The opening ceremony of RBI@90 was a resounding affirmation of the institution's pivotal role in India's economic trajectory. Prime Minister Modi's address served as a testament to the RBI's unwavering commitment to fast-paced growth, trust, stability, and financial inclusion. As the nation embarks on the next decade of its journey towards becoming a developed nation, the RBI's leadership and guidance will be indispensable in shaping the country's economic future.

RBI@90 的開幕式充分肯定了該機構在印度經濟發展軌跡中的關鍵作用。莫迪總理的演講證明了印度央行對快速成長、信任、穩定和金融包容性的堅定承諾。隨著印度踏上下一個十年成為已開發國家的旅程，印度儲備銀行的領導和指導對於塑造該國的經濟未來將是不可或缺的。