Chainlink、瑞银资产管理、Swift 完成从代币化基金中提取现金的试点

该试点项目是新加坡金融管理局守护者计划的一部分。

Blockchain company Chainlink, global financial messaging platform Swift and the asset management unit of Swiss bank UBS have successfully completed a pilot testing the ability to settle and redeem fiat cash from tokenized funds.

区块链公司 Chainlink、全球金融信息平台 Swift 和瑞士银行瑞银 (UBS) 的资产管理部门已成功完成试点测试从代币化基金中结算和赎回法定现金的能力。

The project, completed as part of the Monetary Authority of Singapore's (MAS) Project Guardian, showcased how Swift's infrastructure can facilitate off-chain cash settlements for tokenized funds. It also demonstrates how tokenization and blockchain can work to improve, not replace, Swift, which connects over 11,500 financial institutions in more than 200 countries.

该项目是新加坡金融管理局 (MAS) Project Guardian 的一部分，展示了 Swift 的基础设施如何促进代币化基金的链下现金结算。它还展示了代币化和区块链如何改进而不是取代 Swift，它连接了 200 多个国家的 11,500 多家金融机构。

As Singapore and other jurisdictions around the world offer more tokenized funds, the ability to gain quick and efficient access to cash — which is what the multitrillion dollar traditional finance (TradFi) industry wants to settle in — is important.

随着新加坡和世界其他司法管辖区提供更多的代币化基金，快速有效地获取现金的能力（这正是价值数万亿美元的传统金融 (TradFi) 行业想要解决的问题）非常重要。

"I think this shows where we're going with our work with Swift and how it can be useful for various parts of the financial services industry," Sergey Nazarov, co-founder of Chainlink, told CoinDesk in an interview.

Chainlink 联合创始人谢尔盖·纳扎罗夫 (Sergey Nazarov) 在接受 CoinDesk 采访时表示：“我认为这表明了我们与 Swift 合作的方向，以及它如何为金融服务行业的各个部分发挥作用。”

Nazarov said the pilot enables the huge market of TradFi investors to subscribe to tokenized funds via a Swift transfer they are already familiar with, and not a stablecoin, central bank digital currency (CBDC) or other digital asset.

Nazarov 表示，该试点项目使 TradFi 投资者的巨大市场能够通过他们已经熟悉的 Swift 转账来认购代币化基金，而不是稳定币、央行数字货币（CBDC）或其他数字资产。

"We've been emphasizing for years the need for the large institutional market, where most of the world's value currently resides, to flow into the blockchain industry. We're now helping facilitate this shift in a reliable, technical and secure way," Nazarov said.

“多年来，我们一直强调大型机构市场需要流入区块链行业，目前世界上大部分价值都集中在这个市场。我们现在正在以可靠、技术和安全的方式帮助促进这一转变。”纳扎罗夫说道。

As part of the pilot, Swift’s system, combined with Chainlink’s platform, also facilitated the automatic minting and burning of UBS tokenized fund tokens.

作为试点的一部分，Swift 的系统与 Chainlink 的平台相结合，还促进了 UBS 代币化基金代币的自动铸造和销毁。

The pilot was run as part of a broader initiative by MAS to explore the use of decentralized finance (DeFi) applications within the traditional financial system. Chainlink, Swift and UBS began working on the project in August 2022.

该试点是 MAS 一项更广泛计划的一部分，旨在探索在传统金融体系中使用去中心化金融 (DeFi) 应用程序。 Chainlink、Swift 和 UBS 于 2022 年 8 月开始开展该项目。

"This successful pilot demonstrates the potential of Swift's infrastructure to support the settlement of tokenized assets, enabling seamless integration between traditional and decentralized finance," said Wim Raymaekers, Swift's head of banking markets.

Swift 银行市场主管 Wim Raymaekers 表示：“这一成功的试点展示了 Swift 基础设施支持代币化资产结算的潜力，从而实现传统金融和去中心化金融之间的无缝集成。”

“We are excited to continue exploring how our services can further contribute to the development and adoption of new financial technologies."

“我们很高兴继续探索我们的服务如何进一步促进新金融技术的开发和采用。”

The pilot also highlighted the use of Chainlink's decentralized oracle network to automate and secure the flow of data and events between on- and off-chain applications.

该试点项目还强调了使用 Chainlink 的去中心化预言机网络来自动化和保护链上和链下应用程序之间的数据和事件流。

"This pilot showcases the power of Chainlink oracles to integrate and automate complex financial processes, enabling traditional finance institutions to efficiently participate in the rapidly growing world of tokenized assets," said Nazarov.

Nazarov 表示：“该试点项目展示了 Chainlink 预言机集成和自动化复杂金融流程的能力，使传统金融机构能够有效参与快速增长的代币化资产世界。”

“We expect to see more institutions adopt Chainlink oracles as the demand for DeFi and Web3 services continues to grow."

“随着 DeFi 和 Web3 服务的需求持续增长，我们预计会有更多机构采用 Chainlink 预言机。”

The pilot was completed on Dec. 14, 2023, and the parties involved said they are now exploring opportunities to expand the use of Swift's infrastructure for the settlement of tokenized assets.

该试点于 2023 年 12 月 14 日完成，相关各方表示，他们目前正在探索扩大 Swift 基础设施用于代币化资产结算的机会。

"UBS is committed to driving innovation in the asset management industry and we believe that tokenization has the potential to revolutionize the way funds are managed and accessed," said Michael Baldinger, head of UBS Asset Management.

瑞银资产管理主管 Michael Baldinger 表示：“瑞银致力于推动资产管理行业的创新，我们相信代币化有潜力彻底改变资金的管理和获取方式。”

“We are pleased to have participated in this successful pilot, which showcased how Swift's infrastructure can be utilized to facilitate efficient and secure cash settlements for tokenized funds."

“我们很高兴参与这一成功的试点，该试点展示了如何利用 Swift 的基础设施来促进代币化基金高效、安全的现金结算。”

Edited by Siu Lung Fung at siulung.fung@dowjones.com

编辑：Siu Lung Fung，邮箱：siulung.fung@dowjones.com

Disclaimers

免责声明

CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrency and blockchain startups. As part of their relationship, CoinDesk’s editorial staff receives shorthand access to some Digital Currency Group executives and to a limited set of the company’s internal documents. CoinDesk maintains editorial independence. As a matter of policy, CoinDesk editors are not permitted to preview any part of CoinDesk’s journalism prior to publication, sell any Digital Currency Group stock or engage in any transactions involving cryptocurrency, except where they receive prior approval to do so from a senior member of staff. Learn More

CoinDesk是数字货币集团的独立运营子公司，投资于加密货币和区块链初创公司。作为他们关系的一部分，CoinDesk 的编辑人员可以快速访问一些数字货币集团高管以及有限的公司内部文件。 CoinDesk 保持编辑独立性。根据政策规定，CoinDesk 编辑不得在出版前预览 CoinDesk 新闻的任何部分、出售任何数字货币集团股票或参与任何涉及加密货币的交易，除非他们事先获得数字货币集团高级成员的批准。职员。了解更多

Disclosure

披露

Please note that ourprivacy policy,terms of use,cookies, do not sell my personal information CoinDesk is anaward-winning editorial policies.

请注意，我们的隐私政策、使用条款、cookie、不出售我的个人信息是 CoinDesk 屡获殊荣的编辑政策。