菲律宾央行利用硬币再循环来减少铸造过程中的能源消耗，推动金融包容性发展

菲律宾中央银行 (BSP) 正在利用硬币再循环来减少铸造过程中的能源消耗。除了降低温室气体排放外，此举还推动了菲律宾央行的金融普惠计划。

The Bangko Sentral ng Pilipinas (BSP) is aiming to reduce energy consumption from minting by focusing on coin recirculation, a move that will also contribute to the central bank's financial inclusion initiative.

菲律宾中央银行 (BSP) 的目标是通过关注硬币再循环来减少铸造过程中的能源消耗，此举也将有助于央行的金融普惠计划。

To achieve this goal, BSP has installed 25 coin deposit machines (CoDMs) at major shopping malls in Metro Manila. The central bank also plans to add more of these machines in the provinces to encourage people to return coins kept in their homes to circulation.

为了实现这一目标，菲律宾央行在马尼拉大都会的主要购物中心安装了 25 台投币机 (CoDM)。央行还计划在各省增加更多此类机器，以鼓励人们将家中存放的硬币重新投入流通。

According to BSP's research, the coins per capita in the Philippines reached 358 pieces last year, a significant increase from the 121 pieces recorded in 2005. In comparison, the ASEAN average for coins per capita was only 50 pieces.

根据菲律宾央行的研究，去年菲律宾人均拥有硬币达到358枚，较2005年的121枚大幅增加。相比之下，东盟人均硬币拥有量仅为50枚。

The research findings indicate that Filipinos typically keep their coins in jars, drawers, or piggy banks, which creates an “artificial shortage” that affects businesses that use coins for change.

研究结果表明，菲律宾人通常将硬币放在罐子、抽屉或存钱罐中，这造成了“人为短缺”，影响了使用硬币找零的企业。

“The artificial shortage brought on by the coins’ non recirculation is a significant factor in the ongoing demand for coins. The CoDM initiative substantially minimizes the environmental impact of increasing coin demand by conserving natural resources, reducing energy consumption, minimizing waste and greenhouse gas emissions and fostering a culture of recycling,” BSP said in its 2023 Sustainability Report.

“硬币不流通造成的人为短缺是硬币持续需求的一个重要因素。 CoDM 倡议通过保护自然资源、减少能源消耗、最大限度地减少废物和温室气体排放以及培育回收文化，大大减少了硬币需求增加对环境的影响。”BSP 在其 2023 年可持续发展报告中表示。

Since deploying the CoDMs in June 2023, more than 260,000 pieces of coins amounting to over P1 billion have been collected and recirculated.

自 2023 年 6 月部署 CoDM 以来，已收集和再流通超过 260,000 枚硬币，总价值超过 10 亿比索。

Moreover, the machines are enabling more consumers to make digital payments and open bank accounts.

此外，这些机器使更多消费者能够进行数字支付和开设银行账户。

The CoDMs are strategically located at the country's major malls and supermarkets, including Robinsons Malls, SM Malls, Festival Mall, Robinsons Supermarkets, and SM Hypermarkets.

CoDM 战略性地分布在该国的主要购物中心和超市，包括 Robinsons Malls、SM Malls、Festival Mall、Robinsons Supermarkets 和 SM Hypermarkets。

In September last year, GoTyme, one of the six digital banks in the country and a sister company of the Robinsons Group by the Gokongweis, announced its partnership with the BSP for the CoDMs.

去年 9 月，该国六家数字银行之一、Gokongweis 罗宾逊集团的姐妹公司 GoTyme 宣布与 BSP 就 CoDM 建立合作伙伴关系。

GoTyme app users can conveniently deposit their coins into the CoDMs and earn up to a 4 percent savings interest rate annually.

GoTyme 应用程序用户可以方便地将其硬币存入 CoDM，每年赚取高达 4% 的储蓄利率。

“This is 60 times more than the average payroll account and certainly more than if the coins were sitting in a piggybank at home,” Gotyme Bank said in a statement to the media.

Gotyme 银行在给媒体的一份声明中表示：“这比平均工资账户多了 60 倍，而且肯定比放在家里存钱罐里的硬币还要多。”

BSP Deputy Governor Bernadette Romulo-Puyat said they are considering Cebu, Davao, Naga City in Camarines Sur, Baguio City in Benguet, and Pampanga as new locations for CoDMs.

菲律宾央行副行长 Bernadette Romulo-Puyat 表示，菲律宾央行正在考虑将宿务、达沃、南甘马粦的那牙市、本格特的碧瑶市和邦板牙作为 CoDM 的新地点。

“We were supposed to test the initial 25 machines for two years, but there has been clamor for the machines. It has been a success that the machines become full of coins within a few hours or half of the day,” she added.

“我们本来应该对最初的 25 台机器进行两年的测试，但人们对这些机器的呼声一直很高。机器在几个小时或半天之内就装满了硬币，这已经是成功的了，”她补充道。