PayPal计划如果用户持有公司的Pyusd Stablecoin，则可以3.7％

根据彭博社的一份报告，PayPal计划将公司的Pyusd Stablecoin持有PayPal或Venmo钱包，为用户提供3.7％的收益。

PayPal is planning to offer users a 3.7% return if they hold the company’s PYUSD stablecoin in their PayPal or Venmo wallets, according to a Bloomberg report.

根据彭博社的一份报告，贝宝（PayPal）计划为用户提供3.7％的收益，如果公司的pyusd stablecoin放在贝宝（Paypal）或Venmo钱包中。

The company is aiming to launch the offering this summer in the United States.

该公司的目标是今年夏天在美国推出产品。

It is part of broader efforts by the company to encourage adoption of the stablecoin on the PayPal network.

该公司鼓励在PayPal网络上采用Stablecoin的更广泛努力的一部分。

The company launched its stablecoin in November and it is fully backed by U.S. bank deposits and short-term Treasury securities.

该公司于11月推出了稳定的股币，并得到了美国银行存款和短期财政证券的全部支持。

The report said that the offering will see rewards accrue daily and be paid out monthly.

该报告说，该产品将每天获得奖励，并每月支付。

It is the latest development in the fast-moving world of crypto derivatives.

这是加密衍生品的快速发展世界中的最新发展。

Currently holders of the USDC stablecoin on Coinbase can earn 4.1% rewards in the United States.

目前，在Coinbase上，USDC Stablecoin的持有人在美国可以获得4.1％的奖励。

Coinbase had a half ownership stake in USDC, until transferring it to Circle. But it still earns more interest on the stablecoin’s assets than Circle, according to Circle’s IPO filing.

Coinbase在USDC拥有一半的所有权股权，直到将其转移到Circle。但根据Circle的IPO备案，它在Stablecoin的资产上仍然赚取更多的利息。

In some jurisdictions such as Europe, stablecoins are considered to be e-money which is not allowed to earn interest.

在欧洲等某些司法管辖区中，稳定币被认为是电子货币，不允许赚取利息。

Draft US stablecoin legislation would prohibit interest

美国Stablecoin立法草案将禁止利息

Draft legislation for stablecoins is currently being debated in both the House (STABLE Act) and the Senate (GENIUS Act).

目前，众议院（稳定法案）和参议院（Genius Act）正在对Stablecoins的立法草案进行辩论。

Both the latest legislation drafts included clauses banning the payment of interest or yield by the issuer to stablecoin holders. The likely rationale is to safeguard bank deposits. If banks have to pay more to deposits holders, then loans will get more expensive.

两项最新立法草案都包括禁止发行人向Stablecoin持有人支付利息或收益的条款。可能的理由是保护银行存款。如果银行必须向存款持有人支付更多费用，那么贷款将变得更加昂贵。

However, Coinbase is not the issuer of USDC, so technically it may be free to pay interest, even though it receives the interest on the underlying assets. And PayPal’s stablecoin is issued by Paxos, despite PayPal recently receiving a New York trust charter. Of course, Paxos will pay most of the interest on the reserves to PayPal.

但是，Coinbase不是USDC的发行人，因此从技术上讲，即使它收到了基础资产的利息，也可以免费支付利息。尽管PayPal最近获得了纽约信托宪章，但PayPal的Stablecoin还是由Paxos发行的。当然，Paxos将向PayPal支付大部分储备金的利息。

So, if legislators really don’t want to see interest paid on stablecoins, they may need to apply the ban on interest more broadly. Potentially it won’ bậtcoin will be able to pay interest.

因此，如果立法者真的不想看到对Stablecoins支付的利息，他们可能需要更广泛地申请禁令。它可能会赢得'bậtcoin将能够支付利息。

Earlier this year, Figure announced a new token that is being registered with the SEC as a security and will pay interest to investors.

今年早些时候，Tigue宣布了一个新的代币，该代币正在向SEC注册为安全，并将向投资者支付利息。