韩国银行（BOK）决定在塑造韩国的稳定框架方面发挥积极作用。

随着中央银行越来越关注这些数字资产可能对该国的货币和金融体系构成的风险，此举越来越多。

The Bank of Korea (BOK) is taking an active role in shaping South Korea's regulatory framework for stablecoins as the central bank becomes increasingly concerned about the risks these digital assets may pose to the country's monetary and financial systems.

韩国银行（BOK）在塑造韩国对Stablecoins的监管框架方面发挥了积极作用，因为中央银行越来越关注这些数字资产可能对该国的货币和金融体系构成的风险。

Unlike traditional cryptocurrencies, stablecoins keep the same monetary qualities as regular currency since they link to established currencies like the U.S. dollar. Because of this, the BOK predicts that stablecoins will threaten to destabilize the monetary policy framework of South Korea.

与传统的加密货币不同，Stablecoins保持与常规货币相同的货币品质，因为它们与诸如美元之类的已建立货币联系在一起。因此，BOK预测，Stablecoins将威胁要破坏韩国的货币政策框架。

"Stablecoin adoption as a widespread form of daily payment reduces the bank's capacity to prevent inflation while conducting interest rate management. This situation could limit how much control the central bank has when managing economic conditions," explained the BOK in a report on November 7.

BOK在11月7日的一份报告中解释说：“按日常付款作为普遍的一种普遍形式，该银行在进行利率管理时预防通货膨胀的能力。这种情况可能会限制中央银行在管理经济状况时的控制权。”

Moreover, the BOK takes a strong interest in potential financial instability that could arise. Unregulated stablecoins would pose several financial risks to the system. A rapid deterioration in the belief in stablecoin value can trigger massive fund withdrawals from the system.

此外，BOK对可能出现的潜在金融不稳定产生了浓厚的兴趣。不受管制的稳定剂会给系统带来几种财务风险。对稳定价值的信念的快速恶化会触发从系统中大规模的基金提款。

Any sudden withdrawal of funds could lead to a financial crisis that would disrupt the entire banking system. Various operational risks exist, including faulty reserve management along with cyber dangers and system malfunctions that generate downstream effects. When widely adopted stablecoins face failure, it could potentially affect the overall economy.

任何突然撤离资金都可能导致金融危机，这会破坏整个银行体​​系。存在各种操作风险，包括有故障的储备管理以及产生下游影响的网络危险和系统故障。当广泛采用的稳定蛋白面临失败时，它可能会影响整体经济。

As stablecoins become more popular they have the potential to deteriorate the efficiency of South Korea's present payment system infrastructure. Stablecoins becoming the primary payment method would lead to system division, which would decrease the effectiveness of current payment structures. According to BOK's assessment, digital payments need a safe and cohesive management framework.

随着Stablecoins变得越来越流行，它们有可能恶化韩国目前的支付系统基础设施的效率。 Stablecoins成为主要的付款方式将导致系统部门，这将降低当前付款结构的有效性。根据BOK的评估，数字付款需要一个安全且有凝聚力的管理框架。

In response, the BOK has decided to join South Korea's second phase of digital asset legislative development. The second phase extends the provisions defined in the Virtual Asset User Protection Act from its July 2024 adoption.

作为回应，BOK决定加入韩国第二阶段的数字资产立法发展。第二阶段将《虚拟资产用户保护法》中定义的规定从2024年7月的采用中。

New financial laws will add detailed instructions for stablecoins while demanding greater service provider openness and enhancing security measures for listing tokens. The implemented measures provide user protection and enhance the organization of the current digital market expansion.

新的财务法律将为Stablecoins增加详细的说明，同时要求提供更大的服务提供商开放性并提高上市令牌的安全措施。实施的措施提供了用户保护，并增强了当前数字市场扩展的组织。

At the same time, South Korean authorities implemented additional monitoring capabilities to scrutinize stablecoin activities that happen across country borders. The Ministry of Economy and Finance revealed in October 2024 that it would establish regulations for these transactions based on foreign exchange standards. This regulatory approach includes U.S. dollar-based stablecoins among other types of tokens. Authorities demonstrate their focus on digital asset movement between the nation and the outside world by taking on a vigilant monitoring approach.

同时，韩国当局执行了其他监控功能，以审查整个国家边界的稳定活动。经济和金融部在2024年10月透露，它将根据外汇标准制定这些交易的法规。这种监管方法包括其他类型的代币基于美元的稳定剂。当局通过采取警惕的监控方法来展示他们对国家与外界之间数字资产运动的关注。

Meanwhile, the BOK continues advancing work on its central bank digital currency (CBDC). The implementation of a second testing phase for the CBDC program will commence in October 2025. The trial run will examine peer-to-peer deals between banks and retailers and regular users. The Bank of Korea conducts this investigation to develop a better understanding of digital currency operations in actual economic environments.

同时，BOK继续在其中央银行数字货币（CBDC）上进行前进的工作。 CBDC计划的第二个测试阶段的实施将于2025年10月开始。试用运行将检查银行，零售商和常规用户之间的点对点交易。韩国银行进行了这项调查，以更好地了解实际经济环境中的数字货币运营。

The Bank of Korea is actively regulating stablecoins because stablecoins have emerged as a financial risk in the digital asset space. The BOK’s regulatory approach toward new financial technology will set an example for international standards that countries use to address similar digital challenges. The Bank of Korea is developing a stable financial future through ongoing stablecoin regulation and central bank digital currency implementation efforts.

韩国银行正在积极调节稳定的稳定剂，因为稳定币已成为数字资产领域的财务风险。 BOK对新金融技术的监管方法将树立国际标准的榜样，该标准国家用来应对类似的数字挑战。韩国银行通过正在进行的Stablecoin法规和中央银行数字货币实施工作来发展稳定的财务未来。