韓國銀行（BOK）決定在塑造韓國的穩定框架方面發揮積極作用。

隨著中央銀行越來越關注這些數字資產可能對該國的貨幣和金融體系構成的風險，此舉越來越多。

The Bank of Korea (BOK) is taking an active role in shaping South Korea's regulatory framework for stablecoins as the central bank becomes increasingly concerned about the risks these digital assets may pose to the country's monetary and financial systems.

韓國銀行（BOK）在塑造韓國對Stablecoins的監管框架方面發揮了積極作用，因為中央銀行越來越關注這些數字資產可能對該國的貨幣和金融體系構成的風險。

Unlike traditional cryptocurrencies, stablecoins keep the same monetary qualities as regular currency since they link to established currencies like the U.S. dollar. Because of this, the BOK predicts that stablecoins will threaten to destabilize the monetary policy framework of South Korea.

與傳統的加密貨幣不同，Stablecoins保持與常規貨幣相同的貨幣品質，因為它們與諸如美元之類的已建立貨幣聯繫在一起。因此，BOK預測，Stablecoins將威脅要破壞韓國的貨幣政策框架。

"Stablecoin adoption as a widespread form of daily payment reduces the bank's capacity to prevent inflation while conducting interest rate management. This situation could limit how much control the central bank has when managing economic conditions," explained the BOK in a report on November 7.

BOK在11月7日的一份報告中解釋說：“按日常付款作為普遍的一種普遍形式，該銀行在進行利率管理時預防通貨膨脹的能力。這種情況可能會限制中央銀行在管理經濟狀況時的控制權。”

Moreover, the BOK takes a strong interest in potential financial instability that could arise. Unregulated stablecoins would pose several financial risks to the system. A rapid deterioration in the belief in stablecoin value can trigger massive fund withdrawals from the system.

此外，BOK對可能出現的潛在金融不穩定產生了濃厚的興趣。不受管制的穩定劑會給系統帶來幾種財務風險。對穩定價值的信念的快速惡化會觸發從系統中大規模的基金提款。

Any sudden withdrawal of funds could lead to a financial crisis that would disrupt the entire banking system. Various operational risks exist, including faulty reserve management along with cyber dangers and system malfunctions that generate downstream effects. When widely adopted stablecoins face failure, it could potentially affect the overall economy.

任何突然撤離資金都可能導致金融危機，這會破壞整個銀行體​​系。存在各種操作風險，包括有故障的儲備管理以及產生下游影響的網絡危險和系統故障。當廣泛採用的穩定蛋白面臨失敗時，它可能會影響整體經濟。

As stablecoins become more popular they have the potential to deteriorate the efficiency of South Korea's present payment system infrastructure. Stablecoins becoming the primary payment method would lead to system division, which would decrease the effectiveness of current payment structures. According to BOK's assessment, digital payments need a safe and cohesive management framework.

隨著Stablecoins變得越來越流行，它們有可能惡化韓國目前的支付系統基礎設施的效率。 Stablecoins成為主要的付款方式將導致系統部門，這將降低當前付款結構的有效性。根據BOK的評估，數字付款需要一個安全且有凝聚力的管理框架。

In response, the BOK has decided to join South Korea's second phase of digital asset legislative development. The second phase extends the provisions defined in the Virtual Asset User Protection Act from its July 2024 adoption.

作為回應，BOK決定加入韓國第二階段的數字資產立法發展。第二階段將《虛擬資產用戶保護法》中定義的規定從2024年7月的採用中。

New financial laws will add detailed instructions for stablecoins while demanding greater service provider openness and enhancing security measures for listing tokens. The implemented measures provide user protection and enhance the organization of the current digital market expansion.

新的財務法律將為Stablecoins增加詳細的說明，同時要求提供更大的服務提供商開放性並提高上市令牌的安全措施。實施的措施提供了用戶保護，並增強了當前數字市場擴展的組織。

At the same time, South Korean authorities implemented additional monitoring capabilities to scrutinize stablecoin activities that happen across country borders. The Ministry of Economy and Finance revealed in October 2024 that it would establish regulations for these transactions based on foreign exchange standards. This regulatory approach includes U.S. dollar-based stablecoins among other types of tokens. Authorities demonstrate their focus on digital asset movement between the nation and the outside world by taking on a vigilant monitoring approach.

同時，韓國當局執行了其他監控功能，以審查整個國家邊界的穩定活動。經濟和金融部在2024年10月透露，它將根據外匯標準制定這些交易的法規。這種監管方法包括其他類型的代幣基於美元的穩定劑。當局通過採取警惕的監控方法來展示他們對國家與外界之間數字資產運動的關注。

Meanwhile, the BOK continues advancing work on its central bank digital currency (CBDC). The implementation of a second testing phase for the CBDC program will commence in October 2025. The trial run will examine peer-to-peer deals between banks and retailers and regular users. The Bank of Korea conducts this investigation to develop a better understanding of digital currency operations in actual economic environments.

同時，BOK繼續在其中央銀行數字貨幣（CBDC）上進行前進的工作。 CBDC計劃的第二個測試階段的實施將於2025年10月開始。試用運行將檢查銀行，零售商和常規用戶之間的點對點交易。韓國銀行進行了這項調查，以更好地了解實際經濟環境中的數字貨幣運營。

The Bank of Korea is actively regulating stablecoins because stablecoins have emerged as a financial risk in the digital asset space. The BOK’s regulatory approach toward new financial technology will set an example for international standards that countries use to address similar digital challenges. The Bank of Korea is developing a stable financial future through ongoing stablecoin regulation and central bank digital currency implementation efforts.

韓國銀行正在積極調節穩定的穩定劑，因為穩定幣已成為數字資產領域的財務風險。 BOK對新金融技術的監管方法將樹立國際標準的榜樣，該標準國家用來應對類似的數字挑戰。韓國銀行通過正在進行的Stablecoin法規和中央銀行數字貨幣實施工作來發展穩定的財務未來。