Swift、UBS Asset Management 和 Chainlink 在 MAS 的 Project Guardian 下完成代幣化基金結算試點

該計劃利用 Swift 的全球金融資訊網路（涵蓋超過 11,500 家機構）將代幣化基金流程與現有的法定支付系統整合。

Singapore’s Monetary Authority (MAS) has announced a successful pilot project undertaken by Swift, UBS Asset Management and Chainlink to enable tokenized fund settlement.

新加坡金融管理局 (MAS) 宣布，Swift、瑞銀資產管理公司和 Chainlink 成功開展了一個試點項目，以實現代幣化基金結算。

This initiative integrates tokenized fund processes with existing fiat payment systems, enabling transactions without blockchain-only payment options.

該舉措將代幣化資金流程與現有的法定支付系統集成，無需僅使用區塊鏈的支付選項即可進行交易。

The project aligns with recent statements from Chainlink co-founder Sergey Nazarov at the Swift-organized Sibos conference on Oct. 23, where he discussed the potential blockchain integration with Swift.

該項目與 Chainlink 聯合創始人 Sergey Nazarov 在 10 月 23 日 Swift 組織的 Sibos 會議上發表的最新聲明一致，他在會上討論了與 Swift 潛在的區塊鏈整合。

Traditional fund transactions, particularly in redemptions and subscriptions, can be hindered by manual steps and delayed settlements, which add operational costs and impact liquidity.

傳統的基金交易，尤其是贖回和認購，可能會受到手動步驟和延遲結算的阻礙，從而增加營運成本並影響流動性。

Swift’s infrastructure allowed real-time fund redemptions and subscriptions for tokenized investment funds to create an automated, cost-efficient and transparent process.

Swift 的基礎設施允許即時贖回和認購代幣化投資基金，從而創建一個自動化、經濟高效且透明的流程。

The pilot demonstrates the use of blockchain technology for payment processing “without the need for the global adoption of an on-chain form of payment,” according to the press release.

據新聞稿稱，該試點項目展示了使用區塊鏈技術進行支付處理，「無需在全球範圍內採用鏈上支付形式」。

Nazarov expressed excitement over the adoption of “off-chain payment capabilities” and the way they “will increase the flow of capital.”

納札洛夫對「鏈下支付功能」的採用及其「增加資本流動」的方式表示興奮。

This pilot builds on the work of UBS and SBI Digital Markets in creating a Digital Subscription and Redemption system for tokenized funds, as part of MAS’s Project Guardian.

該試點計畫以 UBS 和 SBI Digital Markets 為代幣化基金創建數位認購和贖回系統的工作為基礎，作為 MAS Project Guardian 的一部分。

UBS rolled out a tokenized fund on the Ethereum blockchain on Nov. 1, in response to an increasing interest among investors for tokenized financial assets.

瑞銀 (UBS) 於 11 月 1 日在以太坊區塊鏈上推出了代幣化基金，以回應投資者對代幣化金融資產日益增長的興趣。

The bank launched the money market fund dubbed the “UBS USD Money Market Investment Fund Token,” or “uMINT,” to serve investors’ growing demand.

該銀行推出了名為「瑞銀美元貨幣市場投資基金代幣」或「uMINT」的貨幣市場基金，以滿足投資者不斷增長的需求。

MAS announced its efforts to advance the commercialization of tokenizing assets, drawing from over 40 institutions to provide guidance through data from more than 15 trials.

MAS 宣布將努力推進代幣化資產的商業化，40 多家機構透過超過 15 項試驗的數據提供指導。

Speaking at the first MAS Layer One Summit, MAS deputy managing director Leong Sing Chiong reviewed the successes of the large financial institutions participating in Project Guardian in demonstrating the potential for tokenization in foreign exchange and funds.

在首屆 MAS 第一層高峰會上，MAS 副總經理 Leong Sing Chiong 回顧了參與 Project Guardian 的大型金融機構在展示外匯和基金代幣化潛力方面所取得的成功。

Sing Chiong also identified the limitations of those trials:

Sing Chiong 也指出了這些試驗的局限性：

“Those trials were largely closed-loop exercises, which means that they did not fully test the interoperability aspects of tokenization in the broader financial ecosystem.”

“這些試驗很大程度上是閉環練習，這意味著它們沒有充分測試更廣泛的金融生態系統中代幣化的互操作性方面。”