Swift、UBS Asset Management 和 Chainlink 在 MAS 的 Project Guardian 下完成代币化基金结算试点

该计划利用 Swift 的全球金融信息网络（涵盖超过 11,500 家机构）将代币化基金流程与现有的法定支付系统集成。

Singapore’s Monetary Authority (MAS) has announced a successful pilot project undertaken by Swift, UBS Asset Management and Chainlink to enable tokenized fund settlement.

新加坡金融管理局 (MAS) 宣布，Swift、瑞银资产管理公司和 Chainlink 成功开展了一个试点项目，以实现代币化基金结算。

This initiative integrates tokenized fund processes with existing fiat payment systems, enabling transactions without blockchain-only payment options.

该举措将代币化资金流程与现有的法定支付系统集成，无需仅使用区块链的支付选项即可进行交易。

The project aligns with recent statements from Chainlink co-founder Sergey Nazarov at the Swift-organized Sibos conference on Oct. 23, where he discussed the potential blockchain integration with Swift.

该项目与 Chainlink 联合创始人 Sergey Nazarov 在 10 月 23 日 Swift 组织的 Sibos 会议上发表的最新声明一致，他在会上讨论了与 Swift 潜在的区块链集成。

Traditional fund transactions, particularly in redemptions and subscriptions, can be hindered by manual steps and delayed settlements, which add operational costs and impact liquidity.

传统的基金交易，尤其是赎回和认购，可能会受到手动步骤和延迟结算的阻碍，从而增加运营成本并影响流动性。

Swift’s infrastructure allowed real-time fund redemptions and subscriptions for tokenized investment funds to create an automated, cost-efficient and transparent process.

Swift 的基础设施允许实时赎回和认购代币化投资基金，从而创建一个自动化、经济高效且透明的流程。

The pilot demonstrates the use of blockchain technology for payment processing “without the need for the global adoption of an on-chain form of payment,” according to the press release.

据新闻稿称，该试点项目展示了使用区块链技术进行支付处理，“无需在全球范围内采用链上支付形式”。

Nazarov expressed excitement over the adoption of “off-chain payment capabilities” and the way they “will increase the flow of capital.”

纳扎罗夫对“链下支付功能”的采用及其“增加资本流动”的方式表示兴奋。

This pilot builds on the work of UBS and SBI Digital Markets in creating a Digital Subscription and Redemption system for tokenized funds, as part of MAS’s Project Guardian.

该试点项目以 UBS 和 SBI Digital Markets 为代币化基金创建数字认购和赎回系统的工作为基础，作为 MAS Project Guardian 的一部分。

UBS rolled out a tokenized fund on the Ethereum blockchain on Nov. 1, in response to an increasing interest among investors for tokenized financial assets.

瑞银 (UBS) 于 11 月 1 日在以太坊区块链上推出了代币化基金，以应对投资者对代币化金融资产日益增长的兴趣。

The bank launched the money market fund dubbed the “UBS USD Money Market Investment Fund Token,” or “uMINT,” to serve investors’ growing demand.

该银行推出了名为“瑞银美元货币市场投资基金代币”或“uMINT”的货币市场基金，以满足投资者不断增长的需求。

MAS announced its efforts to advance the commercialization of tokenizing assets, drawing from over 40 institutions to provide guidance through data from more than 15 trials.

MAS 宣布将努力推进代币化资产的商业化，40 多家机构通过超过 15 项试验的数据提供指导。

Speaking at the first MAS Layer One Summit, MAS deputy managing director Leong Sing Chiong reviewed the successes of the large financial institutions participating in Project Guardian in demonstrating the potential for tokenization in foreign exchange and funds.

在首届 MAS 第一层峰会上，MAS 副总经理 Leong Sing Chiong 回顾了参与 Project Guardian 的大型金融机构在展示外汇和基金代币化潜力方面所取得的成功。

Sing Chiong also identified the limitations of those trials:

Sing Chiong 还指出了这些试验的局限性：

“Those trials were largely closed-loop exercises, which means that they did not fully test the interoperability aspects of tokenization in the broader financial ecosystem.”

“这些试验很大程度上是闭环练习，这意味着它们没有充分测试更广泛的金融生态系统中代币化的互操作性方面。”