Ripple 宣佈在以太坊和 XRP 帳本上推出與美元掛鉤的穩定幣

金融科技公司 Ripple 計劃在以太坊和 XRP Ledger 區塊鏈上推出與美元掛鉤的穩定幣，以美元、國債和現金等價物為支援。

Ripple Announces Plans to Launch USD-Pegged Stablecoin Across Ethereum and XRP Ledgers

Ripple 宣布計劃在以太坊和 XRP 帳本上推出與美元掛鉤的穩定幣

San Francisco, CA – March 9, 2023

加州舊金山 – 2023 年 3 月 9 日

Financial technology giant Ripple Labs, known for its RippleNet payment network and XRP cryptocurrency, has unveiled plans to introduce its own stablecoin, pegged to the U.S. dollar, across both the Ethereum and XRP Ledger blockchains.

以其 RippleNet 支付網路和 XRP 加密貨幣而聞名的金融科技巨頭 Ripple Labs 公佈了在以太坊和 XRP Ledger 區塊鏈上推出與美元掛鉤的自己的穩定幣的計劃。

Scheduled for release later this year, the as-yet-unnamed stablecoin will be fully backed by U.S. dollars, short-term U.S. government treasuries, and other cash equivalents. Ripple will provide monthly attestations of its holdings, which will be independently audited by a third-party accounting firm, ensuring the stability and transparency of the stablecoin.

這種尚未命名的穩定幣計劃於今年稍後發布，將得到美元、短期美國政府國債和其他現金等價物的全額支持。 Ripple將每月提供其持有的證明，該證明將由第三方會計師事務所獨立審計，以確保穩定幣的穩定性和透明度。

Ripple's Chief Technology Officer, David Schwartz, expressed the company's belief in the immense growth potential of the $150 billion stablecoin market, which is projected to expand into a multi-trillion-dollar industry in the coming years. Schwartz emphasized Ripple's unique positioning to capitalize on this opportunity.

Ripple 技術長 David Schwartz 表達了該公司對 1500 億美元穩定幣市場巨大成長潛力的信心，預計該市場將在未來幾年擴展為數萬億美元的行業。施瓦茨強調了 Ripple 的獨特定位，以利用這一機會。

"We have established ourselves in both the institutional payments landscape and the XRP Ledger DeFi ecosystem," Schwartz said. "These two major domains represent significant use cases for stablecoins, and we are confident in our ability to make a competitive entry into this market."

Schwartz 表示：“我們已經在機構支付領域和 XRP Ledger DeFi 生態系統中確立了自己的地位。” “這兩個主要領域代表了穩定幣的重要用例，我們對進入這個市場的競爭能力充滿信心。”

The market for stablecoins is currently dominated by Tether (USDT) and USDC, but Ripple, with its strong financial standing, long-standing presence in the industry, and robust compliance practices, aims to differentiate itself in the space.

穩定幣市場目前由 Tether (USDT) 和 USDC 主導，但 Ripple 憑藉其強大的財務實力、在行業中的長期影響力以及強大的合規實踐，旨在在該領域脫穎而出。

Schwartz highlighted the company's decision to establish a clear U.S. jurisdictional nexus for its stablecoin, opting against the approach taken by Tether, which is based in the British Virgin Islands. This move reflects Ripple's ambition to facilitate seamless integration between traditional finance and the emerging decentralized finance (DeFi) landscape.

施瓦茨強調，該公司決定為其穩定幣建立明確的美國司法管轄關係，而選擇了總部位於英屬維京群島的 Tether 採取的做法。此舉體現了 Ripple 促進傳統金融與新興去中心化金融（DeFi）領域無縫融合的雄心。

"We envision a future where U.S. customers can seamlessly deposit stablecoins into their bank accounts," Schwartz said. "We aim to bridge the gap between enterprise and retail use cases, integrating stablecoins into the traditional financial sphere."

施瓦茨說：“我們設想未來美國客戶可以將穩定幣無縫存入他們的銀行帳戶。” “我們的目標是彌合企業和零售用例之間的差距，將穩定幣整合到傳統金融領域。”

Ripple's decision to launch its stablecoin stemmed from a combination of factors, including demand from emerging markets with limited access to dollarized assets and growing interest from enterprise firms in adopting stablecoins. The company has actively engaged with customers to gauge their perspectives on existing stablecoins and identify areas for improvement.

Ripple 推出穩定幣的決定源於多種因素，包括獲得美元化資產的新興市場的需求有限，以及企業公司對採用穩定幣的興趣日益濃厚。該公司積極與客戶互動，了解他們對現有穩定幣的看法並確定需要改進的領域。

The upcoming stablecoin will make its debut on both the Ethereum and XRP Ledger blockchains, with plans for expansion to additional blockchains in the future as demand and use cases evolve. Schwartz emphasized that the early announcement allows Ripple to gather feedback and assess potential growth opportunities.

即將推出的穩定幣將在以太坊和 XRP Ledger 區塊鏈上首次亮相，並計劃隨著需求和用例的發展在未來擴展到其他區塊鏈。施瓦茨強調，早期的公告使 Ripple 能夠收集回饋並評估潛在的成長機會。

"We have initial ideas about where we anticipate success and potential next steps," Schwartz noted. "However, we will remain agile and adjust our strategy based on market feedback."

施瓦茨指出：“我們對預期成功的方向和下一步可能採取的行動有了初步的想法。” “不過，我們將保持敏捷性，並根據市場反饋調整我們的策略。”

Ripple's stablecoin launch represents a significant move in the company's ongoing efforts to expand its product offerings and position itself as a leader in the digital asset ecosystem. The introduction of a USD-pegged stablecoin will provide users with a reliable and stable store of value, facilitate cross-border transactions, and enhance the utility of decentralized finance applications across multiple blockchain platforms.

Ripple 穩定幣的推出代表著該公司不斷努力擴大其產品類型並將自己定位為數位資產生態系統領導者的重大舉措。與美元掛鉤的穩定幣的推出將為用戶提供可靠且穩定的價值存儲，促進跨境交易，並增強跨多個區塊鏈平台的去中心化金融應用程式的實用性。