Ripple 宣布在以太坊和 XRP 账本上推出与美元挂钩的稳定币

金融科技公司 Ripple 计划在以太坊和 XRP Ledger 区块链上推出与美元挂钩的稳定币，以美元、国债和现金等价物为支持。

Ripple Announces Plans to Launch USD-Pegged Stablecoin Across Ethereum and XRP Ledgers

Ripple 宣布计划在以太坊和 XRP 账本上推出与美元挂钩的稳定币

San Francisco, CA – March 9, 2023

加利福尼亚州旧金山 – 2023 年 3 月 9 日

Financial technology giant Ripple Labs, known for its RippleNet payment network and XRP cryptocurrency, has unveiled plans to introduce its own stablecoin, pegged to the U.S. dollar, across both the Ethereum and XRP Ledger blockchains.

以其 RippleNet 支付网络和 XRP 加密货币而闻名的金融科技巨头 Ripple Labs 公布了在以太坊和 XRP Ledger 区块链上推出与美元挂钩的自己的稳定币的计划。

Scheduled for release later this year, the as-yet-unnamed stablecoin will be fully backed by U.S. dollars, short-term U.S. government treasuries, and other cash equivalents. Ripple will provide monthly attestations of its holdings, which will be independently audited by a third-party accounting firm, ensuring the stability and transparency of the stablecoin.

这种尚未命名的稳定币计划于今年晚些时候发布，将得到美元、短期美国政府国债和其他现金等价物的全额支持。 Ripple将每月提供其持有的证明，该证明将由第三方会计师事务所独立审计，以确保稳定币的稳定性和透明度。

Ripple's Chief Technology Officer, David Schwartz, expressed the company's belief in the immense growth potential of the $150 billion stablecoin market, which is projected to expand into a multi-trillion-dollar industry in the coming years. Schwartz emphasized Ripple's unique positioning to capitalize on this opportunity.

Ripple 首席技术官 David Schwartz 表达了该公司对 1500 亿美元稳定币市场巨大增长潜力的信心，预计该市场将在未来几年扩展为数万亿美元的行业。施瓦茨强调了 Ripple 的独特定位，以利用这一机会。

"We have established ourselves in both the institutional payments landscape and the XRP Ledger DeFi ecosystem," Schwartz said. "These two major domains represent significant use cases for stablecoins, and we are confident in our ability to make a competitive entry into this market."

Schwartz 表示：“我们已经在机构支付领域和 XRP Ledger DeFi 生态系统中确立了自己的地位。” “这两个主要领域代表了稳定币的重要用例，我们对进入这个市场的竞争能力充满信心。”

The market for stablecoins is currently dominated by Tether (USDT) and USDC, but Ripple, with its strong financial standing, long-standing presence in the industry, and robust compliance practices, aims to differentiate itself in the space.

稳定币市场目前由 Tether (USDT) 和 USDC 主导，但 Ripple 凭借其强大的财务实力、在行业中的长期影响力以及强大的合规实践，旨在在该领域脱颖而出。

Schwartz highlighted the company's decision to establish a clear U.S. jurisdictional nexus for its stablecoin, opting against the approach taken by Tether, which is based in the British Virgin Islands. This move reflects Ripple's ambition to facilitate seamless integration between traditional finance and the emerging decentralized finance (DeFi) landscape.

施瓦茨强调，该公司决定为其稳定币建立明确的美国司法管辖关系，而选择了总部位于英属维尔京群岛的 Tether 采取的做法。此举体现了 Ripple 促进传统金融与新兴去中心化金融（DeFi）领域无缝融合的雄心。

"We envision a future where U.S. customers can seamlessly deposit stablecoins into their bank accounts," Schwartz said. "We aim to bridge the gap between enterprise and retail use cases, integrating stablecoins into the traditional financial sphere."

施瓦茨说：“我们设想未来美国客户可以将稳定币无缝存入他们的银行账户。” “我们的目标是弥合企业和零售用例之间的差距，将稳定币整合到传统金融领域。”

Ripple's decision to launch its stablecoin stemmed from a combination of factors, including demand from emerging markets with limited access to dollarized assets and growing interest from enterprise firms in adopting stablecoins. The company has actively engaged with customers to gauge their perspectives on existing stablecoins and identify areas for improvement.

Ripple 推出稳定币的决定源于多种因素，包括获得美元化资产的新兴市场的需求有限，以及企业公司对采用稳定币的兴趣日益浓厚。该公司积极与客户互动，了解他们对现有稳定币的看法并确定需要改进的领域。

The upcoming stablecoin will make its debut on both the Ethereum and XRP Ledger blockchains, with plans for expansion to additional blockchains in the future as demand and use cases evolve. Schwartz emphasized that the early announcement allows Ripple to gather feedback and assess potential growth opportunities.

即将推出的稳定币将在以太坊和 XRP Ledger 区块链上首次亮相，并计划随着需求和用例的发展在未来扩展到其他区块链。施瓦茨强调，早期的公告使 Ripple 能够收集反馈并评估潜在的增长机会。

"We have initial ideas about where we anticipate success and potential next steps," Schwartz noted. "However, we will remain agile and adjust our strategy based on market feedback."

施瓦茨指出：“我们对预期成功的方向和下一步可能采取的行动有了初步的想法。” “不过，我们将保持敏捷性，并根据市场反馈调整我们的策略。”

Ripple's stablecoin launch represents a significant move in the company's ongoing efforts to expand its product offerings and position itself as a leader in the digital asset ecosystem. The introduction of a USD-pegged stablecoin will provide users with a reliable and stable store of value, facilitate cross-border transactions, and enhance the utility of decentralized finance applications across multiple blockchain platforms.

Ripple 稳定币的推出代表着该公司不断努力扩大其产品种类并将自己定位为数字资产生态系统领导者的重大举措。与美元挂钩的稳定币的推出将为用户提供可靠稳定的价值存储，促进跨境交易，并增强跨多个区块链平台的去中心化金融应用程序的实用性。