菲律賓透過擴大硬幣存款機擁抱數位貨幣

菲律賓中央銀行 (BSP) 已在呂宋島擴展其投幣機 (CoDM) 網絡，使菲律賓人能夠將零錢兌換成電子錢包積分（GCash 和 Maya）或可在全國 SM 商店兌換的購物券。 CoDM 位於 SM Malls、Robinsons Malls 和 Festival Mall，新機器部署在 SM Megamall、Robinsons Place Metro East、SM City Grand Central 和 SM Marilao。

Is the Philippines Finally Embracing Digital Currency?

菲律賓最終擁抱數位貨幣了嗎？

The Bangko Sentral ng Pilipinas (BSP) is making it easier for Filipinos to turn their spare change into digital currency or shopping vouchers with the deployment of Coin Deposit Machines (CoDMs) across Luzon.

菲律賓中央銀行 (BSP) 透過在呂宋島部署投幣機 (CoDM)，讓菲律賓人更容易​​將零錢兌換成數位貨幣或購物券。

What's New with CoDMs?

CoDM 有什麼新功能？

• E-Wallet Integration: You can now deposit coins into your GCash or Maya wallet.
• Shopping Voucher Option: Selected machines at SM and Festival Mall allow you to convert coins into shopping vouchers redeemable at SM Stores nationwide.

Where Can You Find CoDMs?

電子錢包整合：您現在可以將硬幣存入您的GCash 或Maya 錢包。購物優惠券選項：SM 和Festival Mall 的指定機器允許您將硬幣轉換成可在全國SM 商店兌換的購物優惠券。在哪裡可以找到CoDM？

BSP has expanded the network of CoDMs, with new locations at:

BSP 擴大了 CoDM 網絡，新地點位於：

• SM Megamall
• Robinsons Place Metro East
• SM City Grand Central
• SM Marilao

Here's a comprehensive list of all CoDM locations:

SM MegamallRobinsons Place Metro EastSM City Grand CentralSM Marilao以下是所有 CoDM 地點的完整列表：

• SM City Marilao - 2/F SM Store beside Home World Decor
• SM City Grand Central - 2/F SM Store, Customer Service Area
• SM Fairview - G/F inside Customer Service, beside Click and Collect Counter
• Robinsons Place Novaliches - G/F Robinsons Supermarket store
• SM City North EDSA - UG/F near Call to Deliver and Boys Teen Wear
• Robinsons Place Magnolia- LG Level, Robinsons Supermarket store
• Robinsons Galleria Ortigas - Level 1, Robinsons Supermarket (near EDSA mall entrance)
• SM City Marikina - 3/F, SM Store Customer Service area
• Robinsons Place Metro East - L/G Floor, Robinsons Supermarket Store
• SM City Taytay - G/F Bldg B, SM Hypermarket
• SM Megamall - 3/F SM Store, Customer Service Area
• SM City San Lazaro - G/F inside Customer Service, Left Side facing Customer Service
• Robinsons Place Manila - G/F, Robinsons Supermarket
• SM Mall of Asia - G/F at The SM Store
• SM Mall of Asia - G/F at SM Hypermarket
• SM City Bicutan - UG/F Curex Counter, Beside ATM
• SM Hypermarket FTI - G/F across Giligan’s and customer’s entrance
• SM Sucat  - 2/F, SM Store Customer Service Area
• SM Southmall - UG/F SM Store Customer Service area near Cashier 15
• Festival Supermall - G/F near Savemore Market
• SM City Bacoor - UG/F SM Store Customer Service

CoDM Dos and Don'ts

SM City Marilao - 2 樓 SM 商店，Home World Decor 旁SM City Grand Central - 2 樓 SM 商店，客戶服務區SM Fairview - 地下客戶服務中心內，點擊提貨櫃檯旁Robinsons Place Novaliches - 地下 Robinsons 超市商店SM City北EDSA - UG/F 靠近Call to Deliver 和Boys Teen WearRobinsons Place Magnolia - LG 層，羅賓遜超市商店Robinsons Galleria Ortigas - 1 樓，羅賓遜超市（靠近EDSA 購物中心入口）SM City Marikina - 3 樓，SM 商店客戶服務區Robinsons Place Metro East - L/G 層，Robinsons 超市商店SM City Taytay - 地下B 樓，SM 大型超市SM Megamall - 3 樓SM 商店，客戶服務區SM City San Lazaro - 地下客戶服務中心內，左側面向客戶服務Robinsons Place Manila - Robinsons Supermarket 地下SM Mall of Asia - The SM Store 地下SM Mall of Asia - SM Hypermarket 地下SM City Bicutan - UG/F Curex 櫃檯，ATMSM Hypermarket 旁 FTI - G/F across Giligan's 和顧客入口SM Sucat - 2/F，SM 商店客戶服務區SM Southmall - UG/F SM 商店客戶服務區靠近收銀台15Festival Supermall - G/F 靠近Savemore MarketSM City Bacoor - UG/F SM 商店客戶服務CoDM 注意事項

To ensure a smooth transaction, follow these guidelines:

為確保交易順利進行，請遵循以下準則：

• Follow on-screen instructions.
• Avoid using damaged, mutilated, or foreign coins.
• Gently place coins into the slot to prevent jamming.
• Remove any paper or tape from coins before inserting them.
• Ensure no foreign objects are present in the coin slot.
• Verify account details and transaction limits.
• Retain the receipt for shopping vouchers.

Implications for the Future of Money

請按照螢幕上的指示操作。避免使用損壞、殘缺或異物的硬幣。將硬幣輕輕放入投幣口，以防止卡住。插入硬幣之前，請除去硬幣上的所有紙張或膠帶。確保投幣口中沒有異物。驗證帳戶詳細資料和交易限額。保留購物券收據。對貨幣未來的影響

The deployment of CoDMs suggests that the Philippines is moving towards a more digital currency-based society. This could have significant implications for the country's financial landscape, promoting greater financial inclusion and efficiency.

CoDM 的部署顯示菲律賓正在走向一個更以數位貨幣為基礎的社會。這可能對該國的金融格局產生重大影響，促進更大的金融包容性和效率。

Are CoDMs a Positive Development?

CoDM 是一個積極的發展嗎？

CoDMs provide Filipinos with a convenient and secure way to convert loose change into digital currency or shopping vouchers. By increasing the circulation of coins and reducing the amount of idle money in households, CoDMs could potentially boost economic activity and promote financial literacy.

CoDM 為菲律賓人提供了一種方便、安全的方式將零錢兌換成數位貨幣或購物券。透過增加硬幣的流通量和減少家庭閒置資金數量，CoDM 可能會促進經濟活動並提高金融知識。

Is the Philippines Ready for Digital Currency?

菲律賓準備好接受數位貨幣了嗎？

While CoDMs represent a step towards digital currency adoption, the Philippines still has some way to go before it fully embraces this new financial frontier. However, the BSP's initiative is a positive sign that the country is moving in the right direction.

雖然 CoDM 代表了數位貨幣採用的一步，但菲律賓在完全擁抱這一新的金融前沿之前還有很長的路要走。然而，菲律賓央行的舉措是一個積極的跡象，表明該國正在朝著正確的方向前進。