菲律宾通过扩大硬币存款机拥抱数字货币

菲律宾中央银行 (BSP) 已在吕宋岛扩展其投币机 (CoDM) 网络，使菲律宾人能够将零钱兑换成电子钱包积分（GCash 和 Maya）或可在全国 SM 商店兑换的购物券。 CoDM 位于 SM Malls、Robinsons Malls 和 Festival Mall，新机器部署在 SM Megamall、Robinsons Place Metro East、SM City Grand Central 和 SM Marilao。

Is the Philippines Finally Embracing Digital Currency?

菲律宾最终拥抱数字货币了吗？

The Bangko Sentral ng Pilipinas (BSP) is making it easier for Filipinos to turn their spare change into digital currency or shopping vouchers with the deployment of Coin Deposit Machines (CoDMs) across Luzon.

菲律宾中央银行 (BSP) 通过在吕宋岛部署投币机 (CoDM)，让菲律宾人更容易将零钱兑换成数字货币或购物券。

What's New with CoDMs?

CoDM 有什么新功能？

• E-Wallet Integration: You can now deposit coins into your GCash or Maya wallet.
• Shopping Voucher Option: Selected machines at SM and Festival Mall allow you to convert coins into shopping vouchers redeemable at SM Stores nationwide.

Where Can You Find CoDMs?

电子钱包集成：您现在可以将硬币存入您的 GCash 或 Maya 钱包。 购物优惠券选项：SM 和 Festival Mall 的指定机器允许您将硬币转换成可在全国 SM 商店兑换的购物优惠券。在哪里可以找到 CoDM？

BSP has expanded the network of CoDMs, with new locations at:

BSP 扩大了 CoDM 网络，新地点位于：

• SM Megamall
• Robinsons Place Metro East
• SM City Grand Central
• SM Marilao

Here's a comprehensive list of all CoDM locations:

SM MegamallRobinsons Place Metro EastSM City Grand CentralSM Marilao以下是所有 CoDM 地点的完整列表：

• SM City Marilao - 2/F SM Store beside Home World Decor
• SM City Grand Central - 2/F SM Store, Customer Service Area
• SM Fairview - G/F inside Customer Service, beside Click and Collect Counter
• Robinsons Place Novaliches - G/F Robinsons Supermarket store
• SM City North EDSA - UG/F near Call to Deliver and Boys Teen Wear
• Robinsons Place Magnolia- LG Level, Robinsons Supermarket store
• Robinsons Galleria Ortigas - Level 1, Robinsons Supermarket (near EDSA mall entrance)
• SM City Marikina - 3/F, SM Store Customer Service area
• Robinsons Place Metro East - L/G Floor, Robinsons Supermarket Store
• SM City Taytay - G/F Bldg B, SM Hypermarket
• SM Megamall - 3/F SM Store, Customer Service Area
• SM City San Lazaro - G/F inside Customer Service, Left Side facing Customer Service
• Robinsons Place Manila - G/F, Robinsons Supermarket
• SM Mall of Asia - G/F at The SM Store
• SM Mall of Asia - G/F at SM Hypermarket
• SM City Bicutan - UG/F Curex Counter, Beside ATM
• SM Hypermarket FTI - G/F across Giligan’s and customer’s entrance
• SM Sucat  - 2/F, SM Store Customer Service Area
• SM Southmall - UG/F SM Store Customer Service area near Cashier 15
• Festival Supermall - G/F near Savemore Market
• SM City Bacoor - UG/F SM Store Customer Service

CoDM Dos and Don'ts

SM City Marilao - 2 楼 SM 商店，Home World Decor 旁边SM City Grand Central - 2 楼 SM 商店，客户服务区SM Fairview - 地下客户服务中心内，点击提货柜台旁边Robinsons Place Novaliches - 地下 Robinsons 超市商店SM City北 EDSA - UG/F 靠近 Call to Deliver 和 Boys Teen WearRobinsons Place Magnolia - LG 层，罗宾逊超市商店Robinsons Galleria Ortigas - 1 楼，罗宾逊超市（靠近 EDSA 购物中心入口）SM City Marikina - 3 楼，SM 商店客户服务区Robinsons Place Metro East - L/G 层，Robinsons 超市商店SM City Taytay - 地下 B 楼，SM 大型超市SM Megamall - 3 楼 SM 商店，客户服务区SM City San Lazaro - 地下客户服务中心内，左侧面向客户服务Robinsons Place Manila - Robinsons Supermarket 地下SM Mall of Asia - The SM Store 地下SM Mall of Asia - SM Hypermarket 地下SM City Bicutan - UG/F Curex 柜台，ATMSM Hypermarket 旁边 FTI - G/F across Giligan's 和顾客入口SM Sucat - 2/F，SM 商店客户服务区SM Southmall - UG/F SM 商店客户服务区靠近收银台 15Festival Supermall - G/F 靠近 Savemore MarketSM City Bacoor - UG/F SM 商店客户服务CoDM 注意事项

To ensure a smooth transaction, follow these guidelines:

为确保交易顺利进行，请遵循以下准则：

• Follow on-screen instructions.
• Avoid using damaged, mutilated, or foreign coins.
• Gently place coins into the slot to prevent jamming.
• Remove any paper or tape from coins before inserting them.
• Ensure no foreign objects are present in the coin slot.
• Verify account details and transaction limits.
• Retain the receipt for shopping vouchers.

Implications for the Future of Money

按照屏幕上的说明进行操作。避免使用损坏、残缺或异物的硬币。将硬币轻轻放入投币口，以防止卡住。插入硬币之前，请除去硬币上的所有纸张或胶带。确保投币口中没有异物。验证帐户详细信息和交易限额。保留购物券收据。对货币未来的影响

The deployment of CoDMs suggests that the Philippines is moving towards a more digital currency-based society. This could have significant implications for the country's financial landscape, promoting greater financial inclusion and efficiency.

CoDM 的部署表明菲律宾正在走向一个更加以数字货币为基础的社会。这可能对该国的金融格局产生重大影响，促进更大的金融包容性和效率。

Are CoDMs a Positive Development?

CoDM 是一个积极的发展吗？

CoDMs provide Filipinos with a convenient and secure way to convert loose change into digital currency or shopping vouchers. By increasing the circulation of coins and reducing the amount of idle money in households, CoDMs could potentially boost economic activity and promote financial literacy.

CoDM 为菲律宾人提供了一种方便、安全的方式将零钱兑换成数字货币或购物券。通过增加硬币的流通量和减少家庭闲置资金数量，CoDM 可能会促进经济活动并提高金融知识。

Is the Philippines Ready for Digital Currency?

菲律宾准备好接受数字货币了吗？

While CoDMs represent a step towards digital currency adoption, the Philippines still has some way to go before it fully embraces this new financial frontier. However, the BSP's initiative is a positive sign that the country is moving in the right direction.

虽然 CoDM 代表了数字货币采用的一步，但菲律宾在完全拥抱这一新的金融前沿之前还有很长的路要走。然而，菲律宾央行的举措是一个积极的迹象，表明该国正在朝着正确的方向前进。