巴西禁止養老基金投資加密貨幣

國家貨幣委員會（CMN）禁止將養老金實體封閉，稱為Entidades Fechadas deprevidência補充（EFPC），將其保證儲量的任何部分分配給比特幣（BTC）或其他數字貨幣。

Brazil's financial policy body has banned some pension funds from investing in cryptocurrencies because they are too risky, while several U.S. states are beginning to put some state pension money into crypto.

巴西的金融政策機構禁止一些養老基金投資加密貨幣，因為它們太冒險了，而美國幾個州開始將一些州的養老金投入加密貨幣。

The National Monetary Council (CMN) ruled out any allocation to bitcoin (BTC) or other digital currencies for closed pension entities known as Entidades Fechadas de Previdência Complementar (EFPCs).

國家貨幣委員會（CMN）排除了對比特幣（BTC）或其他數字貨幣分配的封閉養老金實體，稱為Entidades Fechadas deprevidência補充（EFPCS）。

The EFPCs manage retirement savings for tens of thousands of unionized and company-employed workers and their reserves are typically made up of bonds and equities.

EFPC管理成千上萬的工會和公司就業工人及其儲備金的退休儲蓄通常由債券和股票組成。

"The resolution also prohibits investments in virtual assets, considering their specific investment characteristics and associated risk," a Ministry of Finance notice circulating among local news outlets reads.

“該決議還禁止對虛擬資產進行投資，考慮其特定的投資特徵和相關風險，”財政部通知在當地新聞媒體之間流傳。

The ruling was published last week. It comes as the Central Bank of Brazil is preparing to launch a digital currency, known as the Real Digital, likely in 2024.

該裁決於上週出版。這是因為巴西中央銀行準備在2024年推出一種被稱為真正的數字貨幣的數字貨幣。

In contrast, last year British pension specialist Cartwright helped the country's first pension fund to make a bitcoin allocation, equal to 3% of the fund's total assets.

相比之下，去年英國退休金專家卡特賴特（Cartwright）幫助該國首個養老基金進行了比特幣分配，等於該基金總資產的3％。

Several U.S. states have begun experimenting with crypto allocations for their pension systems, although there has been caution at the federal level.

儘管在聯邦一級謹慎行事，但美國幾個州已經開始對其養老金系統進行加密分配。

Wisconsin's state investment board revealed in February that it had put $340 million into bitcoin through BlackRock's ETF (IBIT). The state had also invested $500 million in private equity to pursue tokenized asset opportunities.

威斯康星州的國家投資委員會在2月份透露，它通過貝萊德的ETF（IBIT）投入了3.4億美元。該州還投資了5億美元的私募股權來尋求令牌資產機會。

The ruling does not appear to apply to open pension funds or individual retirement products sold by banks and insurers. These are regulated separately and may allow indirect investment through exchange-traded funds or tokenized asset platforms.

該裁決似乎不適用於開放養老基金或銀行和保險公司出售的個人退休產品。這些是單獨監管的，可以通過交易所交易的資金或令牌資產平台進行間接投資。