英國的加密貨幣行業只有12個月以上

英國的加密貨幣行業只有12個月以上，為更嚴格的監管制度做準備

British crypto firms have just over 12 months to prepare for an even stricter regulatory regime, a senior official with the country's finance regulator said.

該國財務監管機構的一名高級官員說，英國加密公司只有12個月的時間為更嚴格的監管制度做準備。

Matthew Long, director of payments and digital assets at the U.K.'s Financial Conduct Authority (FCA), told CoinDesk in an interview that the "impending gateway regime" that is earmarked for 2026 will in fact be a new authorization regime for crypto companies.

英國金融行為管理局（FCA）的付款和數字資產總監馬修·朗（Matthew Long）在接受采訪時告訴科德斯克（Coindesk），“即將到來的Gateway制度”（即2026年指定的“即將到來）”實際上將是加密公司的新授權制度。

"We will have a gateway which will allow authorization. But obviously we've got to go through those consultations, create those rules and get the legislation for that to take place," Long said.

朗說：“我們將擁有一個允許授權的門戶。但是顯然，我們必須經過這些諮詢，制定這些規則並獲得立法以進行。”

This regime will be a leap from the current anti-money laundering (AML) one. Firms like crypto exchanges Coinbase (NASDAQ:COIN), Gemini and Bitpanda will move away from just needing to register with the country to comply with anti-money laundering rules to an authorization regime with rules for a suite of offerings. This will require them to go through a fresh process to secure approval from the FCA.

該政權將從目前的反洗錢（AML）中脫穎而出。像加密交易所Coinbase（NASDAQ：COIN），GEMINI和BITPANDA這樣的公司將不再需要在該國註冊，以遵守反洗錢規則，以遵守授權制度，並提供一套供應套件的規則。這將要求他們進行新的過程，以確保FCA的批准。

The FCA intends to release papers on stablecoins, trading platforms, staking, prudential crypto exposure and more this year. The regime is expected to go live after final policy papers are published in 2026, Long said.

FCA打算在Stablecoins，交易平台，Staging，Prudential Crudpto曝光等上發布論文。朗說，該政權有望在2026年發表最終政策文件後上線。

Since its anti-money laundering register for firms opened in 2020, the FCA received 368 applications from firms wishing to comply, but only 50 firms — 14% of applicants — have been approved so far. Many firms may have to start again.

自2020年開設的公司的反洗錢登記冊以來，FCA收到了希望遵守的公司的368份申請，但到目前為止，只有50家公司（佔申請人中有14％的14％）已獲得批准。許多公司可能必須重新開始。

Regulated activities

受監管的活動

Upcoming legislation will define what counts as a regulated activity, the FCA's Long said. Companies that engage in those activities will need to seek authorization.

FCA的長期說，即將到來的立法將定義什麼是一項受監管的活動。從事這些活動的公司將需要尋求授權。

In 2023 the former U.K. government released papers that said regulated activities would likely include crypto and fiat-referenced stablecoins issuance as well as payment, exchange and lending activities.

2023年，英國前政府發表了論文，稱受監管的活動可能包括加密貨幣和菲亞特引用的Stablecoins發行以及付款，交換和貸款活動。

Stablecoins will no longer be brought under the U.K. payments regulations as set out in previous work, former Economic Secretary Tulip Siddiq said in November. The FCA plans to consult on draft rules for stablecoins early this year.

前經濟秘書塔利普·西迪克（Tulip Siddiq）在11月說，Stablecoins將不再遵守英國付款法規。 FCA計劃在今年年初就Stablecoins的規則諮詢。

"What we're doing in terms of the stablecoins is we're making sure that we take the best from the current regulation that exists in TradFi, but stablecoins are ultimately unique," Long said. "There isn't anything that is exactly the same. We've got to adapt the regulation that we've currently got."

朗說：“就穩定幣而言，我們正在做的是，我們要確保我們從tradfi的當前法規中發揮最大的作用，但斯塔布萊幣最終是獨一無二的。” “沒有什麼完全相同的。我們必須調整當前的規定。”

Transition

過渡

The FCA is still deciding on the process crypto companies will need to go through to get authorized, Long said.

朗說，FCA仍在決定加密公司需要進行的流程以獲得授權。

Long added that it was undecided what steps those who are already registered in the money laundering regime will need to take but the new regime will come with wider permissions," so we'd expect that if you wanted the further permissions, you'd apply for them."

長期以來，不確定的是，在洗錢體制中已經註冊的那些步驟將需要採取什麼步驟，但是新的製度將帶有更廣泛的許可，“因此，我們希望，如果您想要進一步的許可，您將申請它們。”

Therefore companies may need to go through a lengthy registration process — even if they've already secured an existing license.

因此，即使公司已經獲得了現有許可證，公司也可能需要進行冗長的註冊過程。

"We'll be communicating with firms about what the gateway will look like before it goes live, our intention is to bring it live as soon as humanly possible," Long said referring to the authorization regime.

朗在談到授權制度時說：“我們將與公司溝通有關網關在直播之前的外觀，我們的意圖是盡快將其實現。”

In formulating how it intends to move forward, the regulator plans to also look at Europe which has launched bespoke legislation for the crypto sector and the International Organization of Securities Commissions' 18 recommendations. IOSCO will soon be publishing a piece on how countries are progressing with its standards, someone familiar with the matter said.

監管機構計劃在製定其打算如何前進的過程中，還計劃研究歐洲，該歐洲已為加密貨幣部門和國際證券委員會的18個建議啟動了定制的立法。熟悉此事的人說，iosco很快將發表有關國家如何進步的文章。

"It's a case of understanding and looking for best practice," Long said.

朗說：“這是理解和尋找最佳實踐的案例。”