英国的加密货币行业只有12个月以上

英国的加密货币行业只有12个月以上，为更严格的监管制度做准备

British crypto firms have just over 12 months to prepare for an even stricter regulatory regime, a senior official with the country's finance regulator said.

该国财务监管机构的一名高级官员说，英国加密公司只有12个月的时间为更严格的监管制度做准备。

Matthew Long, director of payments and digital assets at the U.K.'s Financial Conduct Authority (FCA), told CoinDesk in an interview that the "impending gateway regime" that is earmarked for 2026 will in fact be a new authorization regime for crypto companies.

英国金融行为管理局（FCA）的付款和数字资产总监马修·朗（Matthew Long）在接受采访时告诉科德斯克（Coindesk），“即将到来的Gateway制度”（即2026年指定的“即将到来）”实际上将是加密公司的新授权制度。

"We will have a gateway which will allow authorization. But obviously we've got to go through those consultations, create those rules and get the legislation for that to take place," Long said.

朗说：“我们将拥有一个允许授权的门户。但是显然，我们必须经过这些咨询，制定这些规则并获得立法以进行。”

This regime will be a leap from the current anti-money laundering (AML) one. Firms like crypto exchanges Coinbase (NASDAQ:COIN), Gemini and Bitpanda will move away from just needing to register with the country to comply with anti-money laundering rules to an authorization regime with rules for a suite of offerings. This will require them to go through a fresh process to secure approval from the FCA.

该政权将从目前的反洗钱（AML）中脱颖而出。像加密交易所Coinbase（NASDAQ：COIN），GEMINI和BITPANDA这样的公司将不再需要在该国注册，以遵守反洗钱规则，以遵守授权制度，并提供一套供应套件的规则。这将要求他们进行新的过程，以确保FCA的批准。

The FCA intends to release papers on stablecoins, trading platforms, staking, prudential crypto exposure and more this year. The regime is expected to go live after final policy papers are published in 2026, Long said.

FCA打算在Stablecoins，交易平台，Staging，Prudential Crudpto曝光等上发布论文。朗说，该政权有望在2026年发表最终政策文件后上线。

Since its anti-money laundering register for firms opened in 2020, the FCA received 368 applications from firms wishing to comply, but only 50 firms — 14% of applicants — have been approved so far. Many firms may have to start again.

自2020年开设的公司的反洗钱登记册以来，FCA收到了希望遵守的公司的368份申请，但到目前为止，只有50家公司（占申请人中有14％的14％）已获得批准。许多公司可能必须重新开始。

Regulated activities

受监管的活动

Upcoming legislation will define what counts as a regulated activity, the FCA's Long said. Companies that engage in those activities will need to seek authorization.

FCA的长期说，即将到来的立法将定义什么是一项受监管的活动。从事这些活动的公司将需要寻求授权。

In 2023 the former U.K. government released papers that said regulated activities would likely include crypto and fiat-referenced stablecoins issuance as well as payment, exchange and lending activities.

2023年，英国前政府发表了论文，称受监管的活动可能包括加密货币和菲亚特引用的Stablecoins发行以及付款，交换和贷款活动。

Stablecoins will no longer be brought under the U.K. payments regulations as set out in previous work, former Economic Secretary Tulip Siddiq said in November. The FCA plans to consult on draft rules for stablecoins early this year.

前经济秘书塔利普·西迪克（Tulip Siddiq）在11月说，Stablecoins将不再遵守英国付款法规。 FCA计划在今年年初就Stablecoins的规则咨询。

"What we're doing in terms of the stablecoins is we're making sure that we take the best from the current regulation that exists in TradFi, but stablecoins are ultimately unique," Long said. "There isn't anything that is exactly the same. We've got to adapt the regulation that we've currently got."

朗说：“就稳定币而言，我们正在做的是，我们要确保我们从tradfi的当前法规中发挥最大的作用，但斯塔布莱币最终是独一无二的。” “没有什么完全相同的。我们必须调整当前的规定。”

Transition

过渡

The FCA is still deciding on the process crypto companies will need to go through to get authorized, Long said.

朗说，FCA仍在决定加密公司需要进行的流程以获得授权。

Long added that it was undecided what steps those who are already registered in the money laundering regime will need to take but the new regime will come with wider permissions," so we'd expect that if you wanted the further permissions, you'd apply for them."

长期以来，不确定的是，在洗钱体制中已经注册的那些步骤将需要采取什么步骤，但是新的制度将带有更广泛的许可，“因此，我们希望，如果您想要进一步的许可，您将申请它们。”

Therefore companies may need to go through a lengthy registration process — even if they've already secured an existing license.

因此，即使公司已经获得了现有许可证，公司也可能需要进行冗长的注册过程。

"We'll be communicating with firms about what the gateway will look like before it goes live, our intention is to bring it live as soon as humanly possible," Long said referring to the authorization regime.

朗在谈到授权制度时说：“我们将与公司沟通有关网关在直播之前的外观，我们的意图是尽快将其实现。”

In formulating how it intends to move forward, the regulator plans to also look at Europe which has launched bespoke legislation for the crypto sector and the International Organization of Securities Commissions' 18 recommendations. IOSCO will soon be publishing a piece on how countries are progressing with its standards, someone familiar with the matter said.

监管机构计划在制定其打算如何前进的过程中，还计划研究欧洲，该欧洲已为加密货币部门和国际证券委员会的18个建议启动了定制的立法。熟悉此事的人说，iosco很快将发表有关国家如何进步的文章。

"It's a case of understanding and looking for best practice," Long said.

朗说：“这是理解和寻找最佳实践的案例。”