巴西禁止养老基金投资加密货币

国家货币委员会（CMN）禁止将养老金实体封闭，称为Entidades Fechadas deprevidência补充（EFPC），将其保证储量的任何部分分配给比特币（BTC）或其他数字货币。

Brazil's financial policy body has banned some pension funds from investing in cryptocurrencies because they are too risky, while several U.S. states are beginning to put some state pension money into crypto.

巴西的金融政策机构禁止一些养老基金投资加密货币，因为它们太冒险了，而美国几个州开始将一些州的养老金投入加密货币。

The National Monetary Council (CMN) ruled out any allocation to bitcoin (BTC) or other digital currencies for closed pension entities known as Entidades Fechadas de Previdência Complementar (EFPCs).

国家货币委员会（CMN）排除了对比特币（BTC）或其他数字货币分配的封闭养老金实体，称为Entidades Fechadas deprevidência补充（EFPCS）。

The EFPCs manage retirement savings for tens of thousands of unionized and company-employed workers and their reserves are typically made up of bonds and equities.

EFPC管理成千上万的工会和公司就业工人及其储备金的退休储蓄通常由债券和股票组成。

"The resolution also prohibits investments in virtual assets, considering their specific investment characteristics and associated risk," a Ministry of Finance notice circulating among local news outlets reads.

“该决议还禁止对虚拟资产进行投资，考虑其特定的投资特征和相关风险，”财政部通知在当地新闻媒体之间流传。

The ruling was published last week. It comes as the Central Bank of Brazil is preparing to launch a digital currency, known as the Real Digital, likely in 2024.

该裁决于上周出版。这是因为巴西中央银行准备在2024年推出一种被称为真正的数字货币的数字货币。

In contrast, last year British pension specialist Cartwright helped the country's first pension fund to make a bitcoin allocation, equal to 3% of the fund's total assets.

相比之下，去年英国退休金专家卡特赖特（Cartwright）帮助该国首个养老基金进行了比特币分配，等于该基金总资产的3％。

Several U.S. states have begun experimenting with crypto allocations for their pension systems, although there has been caution at the federal level.

尽管在联邦一级谨慎行事，但美国几个州已经开始对其养老金系统进行加密分配。

Wisconsin's state investment board revealed in February that it had put $340 million into bitcoin through BlackRock's ETF (IBIT). The state had also invested $500 million in private equity to pursue tokenized asset opportunities.

威斯康星州的国家投资委员会在2月份透露，它通过贝莱德的ETF（IBIT）投入了3.4亿美元。该州还投资了5亿美元的私募股权来寻求令牌资产机会。

The ruling does not appear to apply to open pension funds or individual retirement products sold by banks and insurers. These are regulated separately and may allow indirect investment through exchange-traded funds or tokenized asset platforms.

该裁决似乎不适用于开放养老基金或银行和保险公司出售的个人退休产品。这些是单独监管的，可以通过交易所交易的资金或令牌资产平台进行间接投资。