美国参议院银行委员会将于3月13日对修订后的Stablecoin法规法案进行投票

该法案被称为《天才法》，在共和党人和民主党之间的两党讨论之后，获得了关键的更新。

The United States Senate Banking Committee is set to vote on Monday, March 13 on a revised bipartisan bill that would regulate stablecoins.

美国参议院银行委员会定于3月13日星期一对一项修订的两党法案进行投票，该法案将规范稳定的人。

The bill, known as the GENIUS Act, has received key updates following bipartisan discussions. Republican Senator Bill Hagerty, who initially introduced the legislation in early February, announced on March 10 that the bill was updated after consultations with Democrats.

该法案被称为《天才法》，在两党讨论之后收到了关键的更新。共和党参议员比尔·哈格蒂（Bill Hagerty）最初于2月初提出了该立法，他于3月10日宣布，该法案在与民主党的磋商后进行了更新。

The bipartisan support for the bill is crucial as it faces several legislative hurdles. After the Banking Committee’s vote, the bill must pass a full Senate vote, where it could face further debate and possible amendments.

两党对该法案的支持至关重要，因为它面临几个立法障碍。在银行委员会的投票之后，该法案必须通过参议院的全部投票，在那里可能面临进一步的辩论和可能的修正案。

If the Senate approves the bill, it will move to the House of Representatives. Should the House pass it without further changes, the GENIUS Act will reach President Donald Trump’s desk for either final approval or veto.

如果参议院批准该法案，它将搬到众议院。如果众议院没有进一步改变，《天才法案》将到达唐纳德·特朗普总统的办公桌以获得最终批准或否决。

The updated bill, which stands for Guiding and Establishing National Innovation for US Stablecoins, aims to provide clear federal guidelines for stablecoins—digital tokens pegged to traditional assets, typically the U.S. dollar.

该法案更新的法案代表为美国稳定币提供指导和建立国家创新，旨在为稳定的稳定币提供明确的联邦指南 - 数字代币与传统资产（通常为美元）挂钩。

The bill targets stablecoin issuers with different regulatory approaches based on their market size. Stablecoins with market capitalization above $10 billion would be required to follow Federal Reserve regulations. Smaller stablecoins, valued below $10 billion, could choose to be regulated at the state level.

该法案根据其市场规模以不同的监管方法为目标。遵守美联储法规，需要超过100亿美元的市值的稳定币。价值低于100亿美元的较小的稳定币可以选择在州一级进行监管。

The bill’s focus on strict rules for large issuers aims to protect investors and consumers by ensuring these stablecoins maintain adequate financial reserves and operate transparently.

该法案对大发行人的严格规则的关注旨在通过确保这些稳定币维持足够的财务储备并透明运营来保护投资者和消费者。

The updates to the bill also include enhancing consumer protections, clarifying who can issue stablecoins, and managing financial risks more effectively. Additionally, the revised bill introduces stricter transparency rules and clearly outlines the steps to handle issuer insolvency, ensuring stability within the digital asset market.

该法案的最新消息还包括增强消费者保护，澄清谁可以发行稳定的人，以及更有效地管理财务风险。此外，修订后的法案介绍了更严格的透明度规则，并清楚地概述了处理发行人破产的步骤，从而确保了数字资产市场的稳定性。

Prominent bipartisan supporters of the bill include Republican Senators Cynthia Lummis and Tim Scott, who leads the Senate Banking Committee, alongside Democratic Senators Kirsten Gillibrand and Angela Alsobrooks.

该法案的著名两党支持者包括共和党参议员辛西娅·卢米斯（Cynthia Lummis）和蒂姆·斯科特（Tim Scott），他们与民主党参议员基尔斯顿·吉利布兰德（Kirsten Gillibrand）和安吉拉·阿尔索布鲁克斯（Angela Alsobrooks）一起领导参议院银行委员会。

Senator Gillibrand highlighted some key improvements in the revised bill. She said it enhances consumer protections, clarifies who can issue stablecoins, manages financial risks more effectively, and introduces stricter transparency rules. The bill also clearly outlines the steps to handle issuer insolvency, ensuring stability within the digital asset market.

吉利布兰德参议员强调了修订法案的一些关键改进。她说，这可以增强消费者的保护，澄清可以发行稳定的人，更有效地管理财务风险，并引入更严格的透明度规则。该法案还清楚地概述了处理发行人破产的步骤，从而确保了数字资产市场的稳定性。

As the Senate Banking Committee prepares to vote on Monday, March 13, the bipartisan support for the updated GENIUS Act is evident. However, the journey to enactment still includes several stages of legislation and potential amendments.

当参议院银行委员会准备在3月13日星期一投票时，两党对《最新天才法》的支持很明显。但是，制定的旅程仍然包括几个立法和潜在修正案。