美國參議院銀行委員會將於3月13日對修訂後的Stablecoin法規法案進行投票

該法案被稱為《天才法》，在共和黨人和民主黨之間的兩黨討論之後，獲得了關鍵的更新。

The United States Senate Banking Committee is set to vote on Monday, March 13 on a revised bipartisan bill that would regulate stablecoins.

美國參議院銀行委員會定於3月13日星期一對一項修訂的兩黨法案進行投票，該法案將規範穩定的人。

The bill, known as the GENIUS Act, has received key updates following bipartisan discussions. Republican Senator Bill Hagerty, who initially introduced the legislation in early February, announced on March 10 that the bill was updated after consultations with Democrats.

該法案被稱為《天才法》，在兩黨討論之後收到了關鍵的更新。共和黨參議員比爾·哈格蒂（Bill Hagerty）最初於2月初提出了該立法，他於3月10日宣布，該法案在與民主黨的磋商後進行了更新。

The bipartisan support for the bill is crucial as it faces several legislative hurdles. After the Banking Committee’s vote, the bill must pass a full Senate vote, where it could face further debate and possible amendments.

兩黨對該法案的支持至關重要，因為它面臨幾個立法障礙。在銀行委員會的投票之後，該法案必須通過參議院的全部投票，在那裡可能面臨進一步的辯論和可能的修正案。

If the Senate approves the bill, it will move to the House of Representatives. Should the House pass it without further changes, the GENIUS Act will reach President Donald Trump’s desk for either final approval or veto.

如果參議院批准該法案，它將搬到眾議院。如果眾議院沒有進一步改變，《天才法案》將到達唐納德·特朗普總統的辦公桌以獲得最終批准或否決。

The updated bill, which stands for Guiding and Establishing National Innovation for US Stablecoins, aims to provide clear federal guidelines for stablecoins—digital tokens pegged to traditional assets, typically the U.S. dollar.

該法案更新的法案代表為美國穩定幣提供指導和建立國家創新，旨在為穩定的穩定幣提供明確的聯邦指南 - 數字代幣與傳統資產（通常為美元）掛鉤。

The bill targets stablecoin issuers with different regulatory approaches based on their market size. Stablecoins with market capitalization above $10 billion would be required to follow Federal Reserve regulations. Smaller stablecoins, valued below $10 billion, could choose to be regulated at the state level.

該法案根據其市場規模以不同的監管方法為目標。遵守美聯儲法規，需要超過100億美元的市值的穩定幣。價值低於100億美元的較小的穩定幣可以選擇在州一級進行監管。

The bill’s focus on strict rules for large issuers aims to protect investors and consumers by ensuring these stablecoins maintain adequate financial reserves and operate transparently.

該法案對大發行人的嚴格規則的關注旨在通過確保這些穩定幣維持足夠的財務儲備並透明運營來保護投資者和消費者。

The updates to the bill also include enhancing consumer protections, clarifying who can issue stablecoins, and managing financial risks more effectively. Additionally, the revised bill introduces stricter transparency rules and clearly outlines the steps to handle issuer insolvency, ensuring stability within the digital asset market.

該法案的最新消息還包括增強消費者保護，澄清誰可以發行穩定的人，以及更有效地管理財務風險。此外，修訂後的法案介紹了更嚴格的透明度規則，並清楚地概述了處理髮行人破產的步驟，從而確保了數字資產市場的穩定性。

Prominent bipartisan supporters of the bill include Republican Senators Cynthia Lummis and Tim Scott, who leads the Senate Banking Committee, alongside Democratic Senators Kirsten Gillibrand and Angela Alsobrooks.

該法案的著名兩黨支持者包括共和黨參議員辛西婭·盧米斯（Cynthia Lummis）和蒂姆·斯科特（Tim Scott），他們與民主黨參議員基爾斯頓·吉利布蘭德（Kirsten Gillibrand）和安吉拉·阿爾索布魯克斯（Angela Alsobrooks）一起領導參議院銀行委員會。

Senator Gillibrand highlighted some key improvements in the revised bill. She said it enhances consumer protections, clarifies who can issue stablecoins, manages financial risks more effectively, and introduces stricter transparency rules. The bill also clearly outlines the steps to handle issuer insolvency, ensuring stability within the digital asset market.

吉利布蘭德參議員強調了修訂法案的一些關鍵改進。她說，這可以增強消費者的保護，澄清可以發行穩定的人，更有效地管理財務風險，並引入更嚴格的透明度規則。該法案還清楚地概述了處理髮行人破產的步驟，從而確保了數字資產市場的穩定性。

As the Senate Banking Committee prepares to vote on Monday, March 13, the bipartisan support for the updated GENIUS Act is evident. However, the journey to enactment still includes several stages of legislation and potential amendments.

當參議院銀行委員會準備在3月13日星期一投票時，兩黨對《最新天才法》的支持很明顯。但是，制定的旅程仍然包括幾個立法和潛在修正案。