英国财政部概述加密货币监管计划，旨在实现金融科技霸主地位

英国财政部公布了一份报告，概述了加密资产的新监管框架。 《Kalifa 英国金融科技评论》强调了该国成为全球加密货币中心的潜力。该报告提出了一种与现有监管原则相一致、针对特定加密货币风险量身定制的“功能和技术中立”方法。它强调需要一个超越欧盟 MiCA 提案的“定制制度”，鼓励创新并保持英国金融科技的领导地位。

U.K. Treasury Charts Course for Crypto Asset Regulation, Vying for Global Fintech Dominance

英国财政部制定加密资产监管路线，争夺全球金融科技主导地位

In a decisive move, the U.K. Treasury has unveiled an ambitious plan to overhaul the regulation and administration of crypto assets, aiming to solidify the nation's position as a global fintech powerhouse. The report, commissioned by Chancellor Rishi Sunak and spearheaded by industry luminary Ron Kalifa, outlines a comprehensive strategy to foster innovation, enhance consumer protection, and cement the U.K.'s leadership in the burgeoning digital asset sector.

英国财政部采取了一项决定性举措，公布了一项雄心勃勃的计划，旨在改革加密资产的监管和管理，旨在巩固英国作为全球金融科技强国的地位。该报告由英国财政大臣 Rishi Sunak 委托撰写，由行业名人 Ron Kalifa 牵头，概述了促进创新、加强消费者保护并巩固英国在新兴数字资产领域的领导地位的综合战略。

Recognizing the U.K.'s potential to become a hub for the issuance, trading, and exchange of crypto and digital assets, the Kalifa Review emphasizes the need for a regulatory framework that is both forward-looking and flexible enough to accommodate emerging technologies and business models. The report advocates for a "functional and technology-neutral approach," ensuring that regulation is applied consistently across different crypto asset-related activities, while acknowledging the unique risks associated with this evolving industry.

认识到英国有潜力成为加密货币和数字资产的发行、交易和交换中心，Kalifa Review 强调需要一个既具有前瞻性又足够灵活的监管框架，以适应新兴技术和商业模式。该报告提倡采取“功能和技术中立的方法”，确保监管在不同的加密资产相关活动中得到一致应用，同时承认与这个不断发展的行业相关的独特风险。

In a nod to the European Union's Markets in Crypto Assets (MiCA) proposal, the review highlights the U.K.'s need to "act quickly" to preserve its competitive edge as a fintech hub. However, it also suggests that the U.K. should consider developing a bespoke regime that is more innovation-driven, tailored specifically to the U.K. market and the risks inherent in crypto asset-related activities.

此次审查强调了英国需要“迅速采取行动”，以保持其作为金融科技中心的竞争优势，这是对欧盟加密资产市场（MiCA）提案的认可。然而，它还建议英国应该考虑制定一个更具创新驱动力的定制制度，专门针对英国市场和加密资产相关活动固有的风险。

The review underscores the importance of international collaboration in shaping the future of crypto asset regulation. It recommends that the U.K. continue its active participation in the Global Financial Innovation Network (GFIN), a group of leading financial regulators, to contribute to the development of global standards and best practices.

该审查强调了国际合作在塑造加密资产监管未来方面的重要性。它建议英国继续积极参与由领先的金融监管机构组成的全球金融创新网络（GFIN），为全球标准和最佳实践的制定做出贡献。

In January, the U.K. Treasury initiated a public consultation to gather feedback from stakeholders on its proposed approach to regulating cryptocurrencies and stablecoins. The consultation paper, which is open for comments until March 21, seeks input on a wide range of issues, including consumer protection, financial stability, and innovation.

一月份，英国财政部发起了一次公众咨询，以收集利益相关者对其拟议的加密货币和稳定币监管方法的反馈。该咨询文件征求意见截止日期为 3 月 21 日，征求消费者保护、金融稳定和创新等一系列问题的意见。

The consultation is part of the U.K.'s ongoing efforts to strike a balance between fostering innovation and ensuring responsible regulation in the crypto asset sector. While the country has taken a cautious approach to date, banning the sale of crypto derivatives to retail consumers, the Treasury's latest moves signal a willingness to embrace the potential of crypto assets while safeguarding consumers and maintaining financial stability.

此次咨询是英国为在加密资产行业促进创新和确保负责任的监管之间取得平衡而持续努力的一部分。尽管该国迄今为止采取了谨慎的态度，禁止向零售消费者出售加密衍生品，但财政部的最新举措表明愿意拥抱加密资产的潜力，同时保护消费者和维持金融稳定。

By embracing innovation and adopting a flexible regulatory approach, the U.K. aims to create a thriving environment for crypto asset businesses and position itself as a leading center for the issuance, trading, and exchange of digital assets. The country's commitment to innovation-driven regulation and international collaboration is a testament to its ambition to maintain its position at the forefront of the global fintech landscape.

通过拥抱创新并采取灵活的监管方式，英国旨在为加密资产业务创造繁荣的环境，并将自己定位为数字资产发行、交易和交换的领先中心。该国对创新驱动的监管和国际合作的承诺证明了其保持全球金融科技前沿地位的雄心。