英國財政部概述加密貨幣監管計劃，旨在實現金融科技霸主地位

英國財政部公佈了一份報告，概述了加密資產的新監管框架。 《Kalifa 英國金融科技評論》強調了該國成為全球加密貨幣中心的潛力。該報告提出了一種與現有監管原則一致、針對特定加密貨幣風險量身定制的「功能和技術中立」方法。它強調需要一個超越歐盟 MiCA 提案的“定制制度”，鼓勵創新並保持英國金融科技的領導地位。

U.K. Treasury Charts Course for Crypto Asset Regulation, Vying for Global Fintech Dominance

英國財政部製定加密資產監管路線，爭取全球金融科技主導地位

In a decisive move, the U.K. Treasury has unveiled an ambitious plan to overhaul the regulation and administration of crypto assets, aiming to solidify the nation's position as a global fintech powerhouse. The report, commissioned by Chancellor Rishi Sunak and spearheaded by industry luminary Ron Kalifa, outlines a comprehensive strategy to foster innovation, enhance consumer protection, and cement the U.K.'s leadership in the burgeoning digital asset sector.

英國財政部採取了一項決定性舉措，宣布了一項雄心勃勃的計劃，旨在改革加密資產的監管和管理，旨在鞏固英國作為全球金融科技強國的地位。該報告由英國財政大臣 Rishi Sunak 委託撰寫，由業界名人 Ron Kalifa 牽頭，概述了促進創新、加強消費者保護並鞏固英國在新興數位資產領域的領導地位的綜合策略。

Recognizing the U.K.'s potential to become a hub for the issuance, trading, and exchange of crypto and digital assets, the Kalifa Review emphasizes the need for a regulatory framework that is both forward-looking and flexible enough to accommodate emerging technologies and business models. The report advocates for a "functional and technology-neutral approach," ensuring that regulation is applied consistently across different crypto asset-related activities, while acknowledging the unique risks associated with this evolving industry.

由於意識到英國有潛力成為加密貨幣和數位資產的發行、交易和交換中心，Kalifa Review 強調需要一個既前瞻性又足夠靈活的監管框架，以適應新興技術和商業模式。該報告提倡採取“功能和技術中立的方法”，確保監管在不同的加密資產相關活動中得到一致應用，同時承認與這個不斷發展的行業相關的獨特風險。

In a nod to the European Union's Markets in Crypto Assets (MiCA) proposal, the review highlights the U.K.'s need to "act quickly" to preserve its competitive edge as a fintech hub. However, it also suggests that the U.K. should consider developing a bespoke regime that is more innovation-driven, tailored specifically to the U.K. market and the risks inherent in crypto asset-related activities.

這項審查強調了英國需要“迅速採取行動”，以保持其作為金融科技中心的競爭優勢，這是對歐盟加密資產市場（MiCA）提案的認可。然而，它也建議英國應該考慮制定一個更具創新驅動力的客製化製度，專門針對英國市場和加密資產相關活動固有的風險。

The review underscores the importance of international collaboration in shaping the future of crypto asset regulation. It recommends that the U.K. continue its active participation in the Global Financial Innovation Network (GFIN), a group of leading financial regulators, to contribute to the development of global standards and best practices.

該審查強調了國際合作在塑造加密資產監管未來方面的重要性。它建議英國繼續積極參與由領先的金融監管機構組成的全球金融創新網絡（GFIN），為全球標準和最佳實踐的製定做出貢獻。

In January, the U.K. Treasury initiated a public consultation to gather feedback from stakeholders on its proposed approach to regulating cryptocurrencies and stablecoins. The consultation paper, which is open for comments until March 21, seeks input on a wide range of issues, including consumer protection, financial stability, and innovation.

一月份，英國財政部發起了一次公眾諮詢，以收集利益相關者對其擬議的加密貨幣和穩定幣監管方法的反饋。該諮詢文件徵求意見截止日期為 3 月 21 日，徵求消費者保護、金融穩定和創新等一系列議題的意見。

The consultation is part of the U.K.'s ongoing efforts to strike a balance between fostering innovation and ensuring responsible regulation in the crypto asset sector. While the country has taken a cautious approach to date, banning the sale of crypto derivatives to retail consumers, the Treasury's latest moves signal a willingness to embrace the potential of crypto assets while safeguarding consumers and maintaining financial stability.

此次諮詢是英國在加密資產行業促進創新和確保負責任的監管之間取得平衡而持續努力的一部分。儘管該國迄今為止採取了謹慎的態度，禁止向零售消費者出售加密衍生品，但財政部的最新舉措表明願意擁抱加密資產的潛力，同時保護消費者和維持金融穩定。

By embracing innovation and adopting a flexible regulatory approach, the U.K. aims to create a thriving environment for crypto asset businesses and position itself as a leading center for the issuance, trading, and exchange of digital assets. The country's commitment to innovation-driven regulation and international collaboration is a testament to its ambition to maintain its position at the forefront of the global fintech landscape.

透過擁抱創新並採取靈活的監管方式，英國旨在為加密資產業務創造繁榮的環境，並將自己定位為數位資產發行、交易和交換的領先中心。該國對創新驅動的監管和國際合作的承諾證明了其保持全球金融科技前沿地位的雄心。