土耳其推出新的反洗钱规则，针对超过 425 美元的加密货币转账

新法规借鉴了类似的全球努力，例如欧洲即将推出的加密资产市场（MiCA）框架。

Turkey has unveiled new Anti-Money Laundering (AML) regulations for crypto transactions, stipulating that users must provide identifying information for transactions exceeding 15,000 Turkish lira (around $425). These regulations aim to enhance oversight and curb illicit activities involving digital assets.

土耳其公布了针对加密货币交易的新反洗钱 (AML) 法规，规定用户必须为超过 15,000 土耳其里拉（约合 425 美元）的交易提供身份信息。这些法规旨在加强监管并遏制涉及数字资产的非法活动。

The new rules, published in the Official Gazette of the Republic of Turkey on Wednesday, come into effect on Feb. 25, 2025. Service providers are required to verify the identities of customers engaging in larger crypto transfers on this date. Transactions below the $425 threshold are exempt from this requirement.

新规则于周三在土耳其共和国官方公报上发布，将于 2025 年 2 月 25 日生效。服务提供商必须在该日期验证进行较大规模加密货币转账的客户的身份。低于 425 美元门槛的交易不受此要求的约束。

Officials say this measure is designed to prevent money laundering and terrorist financing conducted through digital assets. The move follows Chainalysis ranking Turkey as the fourth-largest crypto market globally in September 2023, with trading volumes exceeding $170 billion.

官员表示，这一措施旨在防止通过数字资产进行洗钱和恐怖分子融资。在此之前，Chainaanalysis 于 2023 年 9 月将土耳其列为全球第四大加密货币市场，交易量超过 1700 亿美元。

The updated law also obligates crypto companies to collect detailed information from users transferring funds from previously unregistered wallet addresses. If providers fail to obtain sufficient user data, they are empowered to label the transaction as “risky.”

更新后的法律还要求加密货币公司收集从以前未注册的钱包地址转移资金的用户的详细信息。如果提供商未能获得足够的用户数据，他们有权将交易标记为“有风险”。

In such cases, businesses can halt the transfer, limit the scope of future transactions, or even terminate the relationship with the user. This step aims to heighten vigilance against suspicious activities and bolster public trust in Turkey's growing digital asset sector.

在这种情况下，商家可以停止转账、限制未来交易的范围，甚至终止与用户的关系。此举旨在提高对可疑活动的警惕，并增强公众对土耳其不断增长的数字资产行业的信任。

Turkey's new rules come in the wake of rising crypto adoption, with Chainalysis ranking the country as the fourth-largest crypto market globally in September 2023. Trading volumes exceeded $170 billion, underscoring the heightened significance of strict AML measures.

土耳其的新规则是在加密货币采用率不断上升之后出台的，Chainaanalysis 于 2023 年 9 月将该国列为全球第四大加密货币市场。交易量超过 1700 亿美元，凸显了严格的反洗钱措施的重要性。

Over the past year, Turkish crypto firms have stepped up compliance efforts, with the country’s Capital Markets Board (CMB) receiving 47 license applications in 2024 alone. These applications followed the passage of the “Law on Amendments to the Capital Markets Law” in July, outlining regulations for digital asset providers.

在过去的一年里，土耳其加密货币公司加大了合规力度，该国资本市场委员会 (CMB) 仅在 2024 年就收到了 47 份许可证申请。这些申请是在 7 月份《资本市场法修正案》通过后提出的，该法概述了针对数字资产提供商的法规。

Although crypto trading remains legal in Turkey, authorities have banned the use of digital assets for payments since 2021. Meanwhile, the government is reportedly contemplating a 0.03% transaction tax on crypto trades to boost national revenues. Thus far, profits from crypto trading remain untaxed, suggesting that more regulatory tweaks could be on the horizon.

尽管加密货币交易在土耳其仍然合法，但自 2021 年以来，当局已禁止使用数字资产进行支付。与此同时，据报道，政府正在考虑对加密货币交易征收 0.03% 的交易税，以增加国家收入。到目前为止，加密货币交易的利润仍未征税，这表明可能即将出现更多监管调整。

The country's regulatory overhaul echoes broader developments in Europe, where MiCA will come into force on Dec. 30, 2024. By aligning its rules with global standards, Turkey aims to protect investors, secure its financial system, and maintain its position as a major crypto market. Officials hope that clear guidelines will encourage legitimate businesses while deterring criminal elements seeking to exploit digital currencies.

该国的监管改革与欧洲更广泛的发展相呼应，MiCA 将于 2024 年 12 月 30 日生效。通过使其规则与全球标准保持一致，土耳其旨在保护投资者、确保其金融体系安全并维持其作为主要加密货币国家的地位市场。官员们希望明确的指导方针能够鼓励合法企业，同时阻止试图利用数字货币的犯罪分子。

In a separate development reflecting concerns about fraudulent ventures, Turkish authorities recently arrested OmegaPro co-founder Andreas Szakacs. A Swedish national who acquired Turkish citizenship and changed his name to Emre Avci, Szakacs denies allegations that OmegaPro orchestrated a $4 billion Ponzi scheme. Local gendarmerie seized computers and 32 cold wallets during the arrest, tracing around $160 million worth of digital assets. OmegaPro reportedly collapsed in late 2022, triggering inquiries from regulators in multiple countries.

土耳其当局最近逮捕了 OmegaPro 联合​​创始人安德烈亚斯·萨卡奇 (Andreas Szakacs)，这反映了对欺诈企业的担忧。 Szakacs 是一名获得土耳其公民身份并改名为 Emre Avci 的瑞典国民，他否认 OmegaPro 策划了价值 40 亿美元的庞氏骗局的指控。当地宪兵在逮捕过程中缴获了电脑和 32 个冷钱包，追查了价值约 1.6 亿美元的数字资产。据报道，OmegaPro 于 2022 年底倒闭，引发多个国家监管机构的调查。

With the new AML rules taking effect in early 2025, many in Turkey's crypto sphere view this as a crucial step in shoring up the integrity of an expanding market. Observers suggest that the regulations will create a safer environment for both investors and businesses, even as the government continues to refine its oversight of digital asset activities

随着新的反洗钱规则于 2025 年初生效，土耳其加密货币领域的许多人认为这是巩固不断扩大的市场完整性的关键一步。观察人士认为，尽管政府继续完善对数字资产活动的监管，但这些法规将为投资者和企业创造一个更安全的环境