土耳其推出新的反洗錢規則，針對超過 425 美元的加密貨幣轉帳

新法規借鑒了類似的全球努力，例如歐洲即將推出的加密資產市場（MiCA）框架。

Turkey has unveiled new Anti-Money Laundering (AML) regulations for crypto transactions, stipulating that users must provide identifying information for transactions exceeding 15,000 Turkish lira (around $425). These regulations aim to enhance oversight and curb illicit activities involving digital assets.

土耳其公佈了針對加密貨幣交易的新反洗錢 (AML) 法規，規定用戶必須為超過 15,000 土耳其里拉（約 425 美元）的交易提供身份資訊。這些法規旨在加強監管並遏制涉及數位資產的非法活動。

The new rules, published in the Official Gazette of the Republic of Turkey on Wednesday, come into effect on Feb. 25, 2025. Service providers are required to verify the identities of customers engaging in larger crypto transfers on this date. Transactions below the $425 threshold are exempt from this requirement.

新規則於週三在土耳其共和國官方公報上發布，將於 2025 年 2 月 25 日生效。低於 425 美元門檻的交易不受此要求的約束。

Officials say this measure is designed to prevent money laundering and terrorist financing conducted through digital assets. The move follows Chainalysis ranking Turkey as the fourth-largest crypto market globally in September 2023, with trading volumes exceeding $170 billion.

官員表示，這項措施旨在防止透過數位資產進行洗錢和恐怖分子融資。在此之前，Chainaanalysis 於 2023 年 9 月將土耳其列為全球第四大加密貨幣市場，交易量超過 1,700 億美元。

The updated law also obligates crypto companies to collect detailed information from users transferring funds from previously unregistered wallet addresses. If providers fail to obtain sufficient user data, they are empowered to label the transaction as “risky.”

更新後的法律還要求加密貨幣公司收集從以前未註冊的錢包地址轉移資金的用戶的詳細資訊。如果提供者未能獲得足夠的用戶數據，他們有權將交易標記為「有風險」。

In such cases, businesses can halt the transfer, limit the scope of future transactions, or even terminate the relationship with the user. This step aims to heighten vigilance against suspicious activities and bolster public trust in Turkey's growing digital asset sector.

在這種情況下，商家可以停止轉帳、限制未來交易的範圍，甚至終止與用戶的關係。此舉旨在提高對可疑活動的警惕，並增強公眾對土耳其不斷增長的數位資產行業的信任。

Turkey's new rules come in the wake of rising crypto adoption, with Chainalysis ranking the country as the fourth-largest crypto market globally in September 2023. Trading volumes exceeded $170 billion, underscoring the heightened significance of strict AML measures.

土耳其的新規則是在加密貨幣採用率不斷上升之後出台的，Chainaanalysis 於2023 年9 月將該國列為全球第四大加密貨幣市場。重要性。

Over the past year, Turkish crypto firms have stepped up compliance efforts, with the country’s Capital Markets Board (CMB) receiving 47 license applications in 2024 alone. These applications followed the passage of the “Law on Amendments to the Capital Markets Law” in July, outlining regulations for digital asset providers.

在過去的一年裡，土耳其加密貨幣公司加強了合規力度，該國資本市場委員會 (CMB) 僅在 2024 年就收到了 47 份許可證申請。這些申請是在 7 月《資本市場法修正案》通過後提出的，該法概述了針對數位資產提供者的法規。

Although crypto trading remains legal in Turkey, authorities have banned the use of digital assets for payments since 2021. Meanwhile, the government is reportedly contemplating a 0.03% transaction tax on crypto trades to boost national revenues. Thus far, profits from crypto trading remain untaxed, suggesting that more regulatory tweaks could be on the horizon.

儘管加密貨幣交易在土耳其仍然合法，但自 2021 年以來，當局已禁止使用數位資產進行支付。到目前為止，加密貨幣交易的利潤仍未徵稅，這表明可能即將出現更多監管調整。

The country's regulatory overhaul echoes broader developments in Europe, where MiCA will come into force on Dec. 30, 2024. By aligning its rules with global standards, Turkey aims to protect investors, secure its financial system, and maintain its position as a major crypto market. Officials hope that clear guidelines will encourage legitimate businesses while deterring criminal elements seeking to exploit digital currencies.

該國的監管改革與歐洲更廣泛的發展相呼應，MiCA 將於2024 年12 月30 日生效。作為主要加密貨幣國家的地位市場。官員們希望明確的指導方針能夠鼓勵合法企業，同時阻止試圖利用數位貨幣的犯罪分子。

In a separate development reflecting concerns about fraudulent ventures, Turkish authorities recently arrested OmegaPro co-founder Andreas Szakacs. A Swedish national who acquired Turkish citizenship and changed his name to Emre Avci, Szakacs denies allegations that OmegaPro orchestrated a $4 billion Ponzi scheme. Local gendarmerie seized computers and 32 cold wallets during the arrest, tracing around $160 million worth of digital assets. OmegaPro reportedly collapsed in late 2022, triggering inquiries from regulators in multiple countries.

土耳其當局最近逮捕了 OmegaPro 聯合創始人安德烈亞斯·薩卡奇 (Andreas Szakacs)，這反映了對詐欺企業的擔憂。 Szakacs 是一名獲得土耳其公民身份並改名為 Emre Avci 的瑞典國民，他否認 OmegaPro 策劃了價值 40 億美元的龐氏騙局的指控。當地憲兵在逮捕過程中查獲了電腦和 32 個冷錢包，追蹤了價值約 1.6 億美元的數位資產。據報道，OmegaPro 於 2022 年底倒閉，引發多個國家監管機構的調查。

With the new AML rules taking effect in early 2025, many in Turkey's crypto sphere view this as a crucial step in shoring up the integrity of an expanding market. Observers suggest that the regulations will create a safer environment for both investors and businesses, even as the government continues to refine its oversight of digital asset activities

隨著新的反洗錢規則於 2025 年初生效，土耳其加密貨幣領域的許多人認為這是鞏固不斷擴大的市場完整性的關鍵一步。觀察家認為，儘管政府繼續完善對數位資產活動的監管，但這些法規將為投資者和企業創造一個更安全的環境