代币化现实世界资产平台在 Celo 网络上推出私人信用池

由 Fasanara Capital 支持的 Untangled Finance 与 Karmen 合作在 Celo 网络上推出了第一个私人信贷池。该资金池根据卢森堡法规构建，允许合格投资者存入 USDC，并向 Karmen 提供资金，用于向法国的数字企业提供贷款。该资金池是与卡门 (Karmen) 潜在的 1 亿欧元高级设施协议的一部分。私人信贷代币化将传统资产引入区块链，以提高效率、透明度和可访问性，目前链上私人信贷市场价值超过 6 亿美元。

Tokenized Real-World Asset Platform Unveils Private Credit Pool on Celo Network

代币化现实世界资产平台在 Celo 网络上推出私人信用池

Untangled Finance, a tokenized real-world asset (RWA) platform backed by Fasanara Capital, has launched its inaugural private credit pool on the Celo (CELO) blockchain in collaboration with French fintech lender Karmen.

Untangled Finance 是由 Fasanara Capital 支持的代币化现实世界资产 (RWA) 平台，与法国金融科技贷款机构 Karmen 合作，在 Celo (CELO) 区块链上推出了首个私人信贷池。

The private credit pool, initially capped at $6 million USDC, has been structured under Luxembourg's securitization regulations and is exclusively open to accredited investors. It provides a mechanism for investors to deposit the USDC stablecoin and allocate capital to Karmen, a specialized provider of instant loans and working capital to small and medium-sized digital businesses in France.

该私人信贷池最初上限为 600 万美元 USDC，是根据卢森堡的证券化法规构建的，并且专门向合格投资者开放。它为投资者提供了一种存入 USDC 稳定币并将资金分配给 Karmen 的机制，Karmen 是一家为法国中小型数字企业提供即时贷款和营运资金的专业提供商。

Institutional asset manager Fasanara Capital and The Credit Collective, a Celo community-led ecosystem development organization, have been identified as early investors in the facility.

机构资产管理公司 Fasanara Capital 和 Celo 社区主导的生态系统开发组织 The Credit Collective 已被确定为该设施的早期投资者。

The launch of the private credit pool forms part of a broader potential senior facility agreement between Untangled and Karmen valued at approximately 100 million euros ($107 million), which remains subject to finalization.

私人信贷池的启动是 Untangled 和 Karmen 之间价值约 1 亿欧元（1.07 亿美元）的更广泛的潜在高级贷款协议的一部分，该协议仍有待最终确定。

Private credit has emerged as a key focus area within the cryptocurrency industry's asset-tokenization movement, which involves bringing traditional financial instruments such as bonds, credit facilities, and funds onto the blockchain. This approach offers potential benefits including increased efficiency, enhanced transparency, expedited settlement times, and broader accessibility.

私人信贷已成为加密货币行业资产代币化运动的一个关键焦点领域，其中涉及将债券、信贷便利和基金等传统金融工具引入区块链。这种方法具有潜在的好处，包括提高效率、增强透明度、加快结算时间和更广泛的可及性。

According to data from rwa.xyz, the on-chain private credit market has surpassed $600 million in value. However, this represents a relatively small proportion of the global private credit industry, estimated by the International Monetary Fund (IMF) at approximately $2 trillion and potentially even higher based on estimates from The Financial Times.

rwa.xyz 的数据显示，链上私人信贷市场价值已超过 6 亿美元。然而，这在全球私人信贷行业中所占的比例相对较小，国际货币基金组织 (IMF) 估计约为 2 万亿美元，根据英国《金融时报》的估计，这一比例可能更高。

"By bringing fintech lending onto the blockchain and utilizing innovative credit assessment models, Untangled demonstrates the transformative potential of tokenized real-world assets to democratize access to funding and optimize risk management for businesses and entrepreneurs around the world," stated Isha Varshney, Head of Ecosystem at network development organization Celo Foundation.

“通过将金融科技贷款引入区块链并利用创新的信用评估模型，Untangled 展示了代币化现实世界资产的变革潜力，使全球企业和企业家能够民主化融资并优化风险管理，”网络开发组织 Celo 基金会的生态系统。

The launch of the private credit pool on the Celo network underscores the growing adoption of blockchain technology for real-world asset tokenization. This trend is expected to continue as the industry explores new avenues for bringing traditional financial instruments onto distributed ledger platforms.

Celo 网络上私人信用池的推出凸显了区块链技术在现实世界资产代币化中的日益采用。随着该行业探索将传统金融工具引入分布式账本平台的新途径，这一趋势预计将持续下去。