代幣化現實世界資產平台在 Celo 網路上推出私人信用池

由 Fasanara Capital 支持的 Untangled Finance 與 Karmen 合作在 Celo 網路上推出了第一個私人信貸池。該資金池根據盧森堡法規構建，允許合格投資者存入 USDC，並向 Karmen 提供資金，用於向法國的數位企業提供貸款。該資金池是與卡門 (Karmen) 潛在的 1 億歐元高級設施協議的一部分。私人信貸代幣化將傳統資產引入區塊鏈，以提高效率、透明度和可近性，目前鏈上私人信貸市場價值超過 6 億美元。

Tokenized Real-World Asset Platform Unveils Private Credit Pool on Celo Network

代幣化現實世界資產平台在 Celo 網路上推出私人信用池

Untangled Finance, a tokenized real-world asset (RWA) platform backed by Fasanara Capital, has launched its inaugural private credit pool on the Celo (CELO) blockchain in collaboration with French fintech lender Karmen.

Untangled Finance 是由 Fasanara Capital 支持的代幣化現實世界資產 (RWA) 平台，與法國金融科技貸款機構 Karmen 合作，在 Celo (CELO) 區塊鏈上推出了首個私人信貸池。

The private credit pool, initially capped at $6 million USDC, has been structured under Luxembourg's securitization regulations and is exclusively open to accredited investors. It provides a mechanism for investors to deposit the USDC stablecoin and allocate capital to Karmen, a specialized provider of instant loans and working capital to small and medium-sized digital businesses in France.

該私人信貸池最初上限為 600 萬美元 USDC，是根據盧森堡的證券化法規構建的，並且專門向合格投資者開放。它為投資者提供了一種存入 USDC 穩定幣並將資金分配給 Karmen 的機制，Karmen 是一家為法國中小型數位企業提供即時貸款和營運資金的專業提供者。

Institutional asset manager Fasanara Capital and The Credit Collective, a Celo community-led ecosystem development organization, have been identified as early investors in the facility.

機構資產管理公司 Fasanara Capital 和 Celo 社區主導的生態系統開發組織 The Credit Collective 已被確定為該設施的早期投資者。

The launch of the private credit pool forms part of a broader potential senior facility agreement between Untangled and Karmen valued at approximately 100 million euros ($107 million), which remains subject to finalization.

私人信貸池的啟動是 Untangled 和 Karmen 之間價值約 1 億歐元（1.07 億美元）的更廣泛的潛在高級貸款協議的一部分，該協議仍有待最終確定。

Private credit has emerged as a key focus area within the cryptocurrency industry's asset-tokenization movement, which involves bringing traditional financial instruments such as bonds, credit facilities, and funds onto the blockchain. This approach offers potential benefits including increased efficiency, enhanced transparency, expedited settlement times, and broader accessibility.

私人信貸已成為加密貨幣產業資產代幣化運動的關鍵焦點領域，其中涉及將債券、信貸便利性和基金等傳統金融工具引入區塊鏈。這種方法具有潛在的好處，包括提高效率、增強透明度、加快結算時間和更廣泛的可及性。

According to data from rwa.xyz, the on-chain private credit market has surpassed $600 million in value. However, this represents a relatively small proportion of the global private credit industry, estimated by the International Monetary Fund (IMF) at approximately $2 trillion and potentially even higher based on estimates from The Financial Times.

rwa.xyz 的數據顯示，鏈上私人信貸市場價值已超過 6 億美元。然而，這在全球私人信貸行業中所佔的比例相對較小，國際貨幣基金組織 (IMF) 估計約為 2 兆美元，根據《金融時報》的估計，這一比例可能更高。

"By bringing fintech lending onto the blockchain and utilizing innovative credit assessment models, Untangled demonstrates the transformative potential of tokenized real-world assets to democratize access to funding and optimize risk management for businesses and entrepreneurs around the world," stated Isha Varshney, Head of Ecosystem at network development organization Celo Foundation.

「透過將金融科技貸款引入區塊鏈並利用創新的信用評估模型，Untangled 展示了代幣化現實世界資產的變革潛力，使全球企業和企業家能夠民主化融資並優化風險管理，」網頁開發組織Celo 基金會的生態系統。

The launch of the private credit pool on the Celo network underscores the growing adoption of blockchain technology for real-world asset tokenization. This trend is expected to continue as the industry explores new avenues for bringing traditional financial instruments onto distributed ledger platforms.

Celo 網路上私人信用池的推出凸顯了區塊鏈技術在現實世界資產代幣化中的日益採用。隨著該行業探索將傳統金融工具引入分散式帳本平台的新途徑，這一趨勢預計將持續下去。