韩国 Upbit 加密货币交易所因潜在的 KYC 违规行为而面临审查

韩国金融情报机构 (FIU) 发现 Upbit 存在 500,000 至 600,000 起涉嫌违反“了解你的客户”(KYC) 要求的行为

South Korea’s Financial Intelligence Unit (FIU) has uncovered a staggering 500,000 to 600,000 suspected violations of Know Your Customer (KYC) requirements at Upbit, the country’s largest cryptocurrency exchange.

韩国金融情报机构 (FIU) 发现该国最大的加密货币交易所 Upbit 存在 50 万至 60 万起涉嫌违反“了解你的客户”(KYC) 要求的行为。

The discovery comes during a meticulous review of Upbit’s business license renewal application, raising concerns about potential legal and regulatory ramifications.

这一发现是在对 Upbit 的营业执照续签申请进行仔细审查时发现的，引发了人们对潜在法律和监管后果的担忧。

Potential KYC Violations on Upbit

Upbit 潜在的 KYC 违规行为

According to sources within South Korea’s financial sector, the FIU’s findings were the result of an intensive inspection that began in late August. The violations pertain to lapses in Upbit’s customer verification processes, a crucial component of anti-money laundering (AML) and counter-terrorist financing (CTF) measures.

据韩国金融部门内部消息人士称，金融情报机构的调查结果是八月下旬开始的密集检查的结果。这些违规行为与 Upbit 客户验证流程的失误有关，而客户验证流程是反洗钱 (AML) 和反恐融资 (CTF) 措施的重要组成部分。

Examples of breaches include accounts being approved despite incomplete or blurred identification documents. According to the financial regulator, this could facilitate illicit activities such as money laundering.

违规的例子包括尽管身份证明文件不完整或模糊，但账户仍被批准。金融监管机构表示，这可能会助长洗钱等非法活动。

An official from Upbit reportedly refrained from commenting on the FIU’s ongoing review, citing confidentiality clauses. However, the exchange’s operational future hangs in the balance as financial authorities verify the validity of the flagged cases. Potential fines of up to 100 million won (approximately $75,000) per violation loom.

据报道，Upbit 的一名官员以保密条款为由，没有对金融情报机构正在进行的审查发表评论。然而，随着金融当局核实所标记案例的有效性，该交易所的运营未来仍悬而未决。每项违规行为可能面临高达 1 亿韩元（约 75,000 美元）的罚款。

This is not the first time Upbit has been scrutinized. South Korean authorities have consistently monitored the exchange due to its dominant position in the local crypto market. Of note is that it is the largest trading volume in the South Asian region.

这并不是 Upbit 第一次受到审查。由于该交易所在当地加密市场的主导地位，韩国当局一直对其进行监控。值得注意的是，这是南亚地区交易量最大的。

As BeInCrypto reported, South Korean lawmakers recently opened an investigation against Upbit. The probe centered on the monopoly structure of the virtual asset market built around the trading platform. Similarly, listings on Upbit have been known to cause significant market fluctuations, leading to questions about transparency and fair practices.

据 BeInCrypto 报道，韩国立法者最近对 Upbit 展开了调查。此次调查的重点是围绕交易平台构建的虚拟资产市场的垄断结构。同样，众所周知，Upbit 上的上市会引起重大市场波动，从而引发对透明度和公平做法的质疑。

Upbit Listings Remain Controversial

Upbit 上市仍存争议

Recently, Upbit’s move to expand the Uniswap (UNI) trading pair caused a 150% volume spike for the decentralized exchange token. Similarly, the exchange’s popularity boosted Cat in a Dogs World (MEW) to a new peak, also following trading pair expansion. Other tokens that have benefited from trading activities on Upbit include Injective (INJ) and real-world asset (RWA) token Ondo Finance (ONDO).

最近，Upbit 扩大 Uniswap (UNI) 交易对的举措导致去中心化交易所代币的交易量激增 150%。同样，随着交易对的扩张，该交易所的受欢迎程度也将猫狗世界（MEW）推向了新的高峰。其他受益于 Upbit 交易活动的代币包括 Injective (INJ) 和现实世界资产 (RWA) 代币 Ondo Finance (ONDO)。

Nevertheless, it is impossible to ignore the prevalence of South Korean traders engaging in “pump and dump” schemes, particularly for altcoins. As noted by CryptoQuant CEO Ki Yong Ju, some traders exploit Upbit’s listings to artificially inflate token prices before selling them off, leaving other investors at a loss.

然而，我们无法忽视韩国交易者普遍参与“拉高抛售”计划，尤其是山寨币。正如 CryptoQuant 首席执行官 Ki Yong Ju 所指出的，一些交易员利用 Upbit 的上市人为抬高代币价格，然后将其出售，从而使其他投资者蒙受损失。

“Korean crypto traders love pumping & dumping altcoins, ironically,” Young Ju noted, demonstrating with a video.

“具有讽刺意味的是，韩国加密货币交易者喜欢拉高和抛售山寨币，”Young Ju 在视频中指出。

In addition, traders tend to exploit the Kimchi premium, a price gap between South Korean and overseas exchanges. While these practices are not directly linked to Upbit’s management, the exchange’s listings wield an undeniable influence on the market.

此外，交易商往往会利用泡菜溢价，即韩国和海外交易所之间的价格差距。虽然这些做法与 Upbit 的管理层没有直接关系，但该交易所的上市对市场产生了不可否认的影响。

Meanwhile, even in the face of ongoing regulatory challenges, Upbit has recently taken steps to enhance transparency and user protection. In July, the exchange issued its first public disclosure under the newly enacted Virtual Asset User Protection Act. This testified to Upbit’s financial stability, user asset holdings, and risk management practices, reflecting an effort to align with changing regulatory standards.

与此同时，即使面临持续的监管挑战，Upbit 最近也采取措施提高透明度和用户保护。 7月，该交易所根据新颁布的《虚拟资产用户保护法》首次公开披露信息。这证明了 Upbit 的财务稳定性、用户资产持有量和风险管理实践，反映了 Upbit 为适应不断变化的监管标准所做的努力。

Additionally, Upbit has made strides in global compliance. In January, it secured a Digital Payment Token Services License from Singapore’s Monetary Authority of Singapore (MAS). This milestone followed an earlier conditional approval from the same regulator. The license reflects Upbit’s commitment to regulatory adherence in international markets, even as it faces scrutiny at home.

此外，Upbit 在全球合规性方面也取得了长足进步。一月份，它获得了新加坡金融管理局（MAS）颁发的数字支付令牌服务许可证。这一里程碑是在同一监管机构早些时候有条件批准之后实现的。该许可证反映了 Upbit 对遵守国际市场监管的承诺，即使它在国内面临审查。

Notwithstanding, the FIU’s findings could have far-reaching implications for Upbit, both domestically and internationally. While the financial watchdog has yet to announce definitive conclusions, the scale of potential violations could result in hefty fines.

尽管如此，金融情报机构的调查结果可能会对 Upbit 在国内和国际上产生深远的影响。尽管金融监管机构尚未公布明确结论，但潜在违规规模可能会导致巨额罚款。

Furthermore, besides reputation damage, the case may prompt broader discussions about KYC practices and regulatory compliance across South Korea’s growing crypto sector. Upbit’s influence as a market leader makes its actions particularly significant. Beyond dominating South Korea’s trading volume, Upbit also shapes trends and token adoption rates.

此外，除了声誉受损之外，该案还可能引发有关韩国不断发展的加密行业的 KYC 实践和监管合规性的更广泛讨论。 Upbit 作为市场领导者的影响力使其行动尤为重要。除了主导韩国的交易量之外，Upbit 还塑造了趋势和代币采用率。