印度总理推出印度储备银行成立 90 周年纪念币

总理纳伦德拉·莫迪推出了一枚特殊的 90 卢比硬币，以纪念印度储备银行 (RBI) 成立 90 周年。纯银币重约40克，正面为印度储备银行徽章，反面为阿育王柱。印度储备银行行长沙克蒂坎塔·达斯和联邦财政部长尼尔马拉·西塔拉曼出席了揭幕仪式。莫迪总理在讲话中强调了央行在印度经济增长中的作用，并强调了 UPI（统一支付接口）的受欢迎程度，每月交易量超过 120 亿卢比，使其成为全球公认的平台。

Prime Minister Unveils Commemorative Coin to Mark 90 Years of Reserve Bank of India

总理推出纪念币纪念印度储备银行成立 90 周年

On a solemn occasion, Prime Minister Narendra Modi, accompanied by Union Finance Minister Nirmala Sitharaman and Reserve Bank of India (RBI) Governor Shaktikanta Das, unveiled a special silver coin bearing the denomination of INR 90 to commemorate the bank's historic 90th anniversary.

在一个庄严的场合，纳伦德拉·莫迪总理在联邦财政部长尼尔马拉·西塔拉曼和印度储备银行 (RBI) 行长沙克蒂坎塔·达斯的陪同下，揭开了面值 90 印度卢比的特殊银币的面额，以纪念该银行历史性的 90 周年。

Coin Features and Significance

钱币特征及意义

The commemorative coin, meticulously crafted from pure silver, weighs approximately 40 grams. Its obverse side proudly displays the RBI emblem at its center, with the inscription "RBI@90" inscribed beneath. The coin's reverse side features the iconic Lion Capital of Ashoka Pillar, adorned with the national motto "Satyamev Jayate" (Truth Alone Triumphs) inscribed in Devanagari script.

该纪念币由纯银精心制作而成，重约40克。其正面中央自豪地展示了 RBI 徽章，下方刻有“RBI@90”字样。硬币的反面是标志性的阿育王柱狮头，饰有用梵文书写的国家座右铭“Satyamev Jayate”（唯有真理胜利）。

This commemorative coin serves as a tangible symbol of the Reserve Bank of India's extensive history and its remarkable achievements over the past nine decades. It is a testament to the institution's pivotal role in shaping the economic growth and stability of India.

这枚纪念币是印度储备银行悠久历史及其过去九年取得的卓越成就的有形象征。这证明了该机构在塑造印度经济增长和稳定方面发挥的关键作用。

PM Modi's Address and Highlights

莫迪总理的讲话和要点

In his address during the commemorative event, Prime Minister Modi emphasized the crucial role of the Reserve Bank of India in strengthening the nation's economic landscape. He noted that the widespread adoption of the Unified Payments Interface (UPI), with over 1200 crore monthly transactions, has propelled India to the forefront of digital payments worldwide. The UPI platform has gained international recognition, with seven countries embracing its use: Sri Lanka, Mauritius, France, United Arab Emirates, Singapore, Bhutan, and Nepal.

莫迪总理在纪念活动期间的讲话中强调了印度储备银行在加强国家经济格局方面的关键作用。他指出，统一支付接口 (UPI) 的广泛采用，每月交易量超过 120 亿卢比，推动印度走在全球数字支付的前沿。 UPI 平台已获得国际认可，有七个国家接受使用：斯里兰卡、毛里求斯、法国、阿拉伯联合酋长国、新加坡、不丹和尼泊尔。

The Prime Minister further highlighted the significant strides made in financial inclusion, particularly among women. He revealed that as of December 2023, women in India hold an impressive 56% of total Jan Dhan accounts. Over 51.25 crore bank accounts have been opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY), providing access to essential financial services for marginalized communities.

总理进一步强调了金融包容性，特别是女性金融包容性方面取得的重大进展。他透露，截至 2023 年 12 月，印度女性在 Jan Dhan 账户总数中所占比例高达 56%，令人印象深刻。 Pradhan Mantri Jan Dhan Yojana (PMJDY) 已开设超过 512.5 亿卢比的银行账户，为边缘化社区提供获得基本金融服务的机会。

Prime Minister Modi also recognized the transformative impact of the Pradhan Mantri Kisan Credit Cards, which have empowered over 7 crore farmers, fishermen, and cattle owners with access to affordable credit.

莫迪总理还认识到 Pradhan Mantri Kisan 信用卡的变革性影响，该信用卡使超过 7 千万农民、渔民和牛主能够获得负担得起的信贷。

Historical Perspective on the Reserve Bank of India

印度储备银行的历史视角

The Reserve Bank of India was established on April 1, 1935, in accordance with the recommendations of the Hilton Young Commission formed in 1926. The bank's inception marked a significant milestone in India's financial infrastructure, providing a central authority for monetary policy and banking regulation. The RBI Act of 1934 serves as the legal framework governing the bank's operations.

印度储备银行根据 1926 年成立的希尔顿杨委员会的建议于 1935 年 4 月 1 日成立。该银行的成立标志着印度金融基础设施的一个重要里程碑，为货币政策和银行监管提供了中央权威。 1934 年的《印度储备银行法案》是管理银行运营的法律框架。

Sir Oborne Smith held the honor of being appointed as the first Governor of the Reserve Bank. He served in this capacity from April 1, 1935, to June 30, 1937. The bank underwent nationalization on January 1, 1949, under the RBI (Transfer to Public Ownership) Act of 1948.

奥本·史密斯爵士有幸被任命为储备银行首任行长。他于 1935 年 4 月 1 日至 1937 年 6 月 30 日期间担任此职务。根据 1948 年 RBI（转为公有制）法案，该银行于 1949 年 1 月 1 日进行了国有化。

Initially headquartered in Kolkata, West Bengal, the central office of the RBI was later relocated to Mumbai, Maharashtra, in 1937.

印度储备银行的总部最初设在西孟加拉邦加尔各答，后来于 1937 年迁至马哈拉施特拉邦孟买。

Key Functions of the Reserve Bank of India

印度储备银行的主要职能

The Reserve Bank of India plays a multifaceted role in shaping the nation's financial landscape, with its primary functions encompassing:

印度储备银行在塑造国家金融格局方面发挥着多方面的作用，其主要职能包括：

• Formulating and implementing monetary policy
• Supervising and regulating financial institutions
• Issuing and managing currency
• Managing India's foreign exchange reserves

Recent Developments and Milestones

制定和实施货币政策监督和管理金融机构发行和管理货币管理印度外汇储备近期发展和里程碑

The Reserve Bank of India has consistently strived to innovate and adapt to the changing demands of the financial landscape. Recent initiatives include:

印度储备银行始终致力于创新并适应金融格局不断变化的需求。最近的举措包括：

• The release of a report in December 2023 indicating a decline in the Gross Non-Performing Asset (GPNA) ratio of scheduled commercial banks to 3.2% as of September 2023, down from 39% in March 2023.
• The launch of the centralized web portal "UDGAM" (Unclaimed Deposits-Gateway to Access Information) in January 2024 to facilitate individuals in searching for and claiming unclaimed deposits.

Conclusion

2023年12月发布的报告显示，截至2023年9月，定期商业银行的不良资产总额（GPNA）比率从2023年3月的39%下降至3.2%。集中门户网站的推出“ UDGAM”（无人认领存款-访问信息网关）于2024年1月推出，以方便个人寻找和领取无人认领存款。 结论

The unveiling of the special INR 90 coin is not merely a commemorative gesture but a testament to the enduring legacy of the Reserve Bank of India. As the nation celebrates the bank's 90th anniversary, it is a time for both reflection and anticipation, as the RBI continues to navigate the financial landscape with expertise and vision.

90 印度卢比特别硬币的推出不仅是一种纪念姿态，也是对印度储备银行不朽遗产的证明。在全国庆祝该银行成立 90 周年之际，印度央行将继续以专业知识和远见引领金融格局，这是一个反思和展望的时刻。