印度總理推出印度儲備銀行成立 90 週年紀念幣

總理莫迪推出了一枚特殊的 90 盧比硬幣，以紀念印度儲備銀行 (RBI) 成立 90 週年。純銀幣重約40公克，正面為印度儲備銀行徽章，反面為阿育王柱。印度儲備銀行行長沙克蒂坎塔·達斯和聯邦財政部長尼爾馬拉·西塔拉曼出席了揭幕儀式。莫迪總理在演講中強調了央行在印度經濟成長中的作用，並強調了 UPI（統一支付介面）的受歡迎程度，每月交易量超過 120 億盧比，使其成為全球公認的平台。

Prime Minister Unveils Commemorative Coin to Mark 90 Years of Reserve Bank of India

總理推出紀念幣紀念印度儲備銀行成立 90 週年

On a solemn occasion, Prime Minister Narendra Modi, accompanied by Union Finance Minister Nirmala Sitharaman and Reserve Bank of India (RBI) Governor Shaktikanta Das, unveiled a special silver coin bearing the denomination of INR 90 to commemorate the bank's historic 90th anniversary.

在一個莊嚴的場合，莫迪總理在聯邦財政部長尼爾馬拉·西塔拉曼和印度儲備銀行(RBI) 行長沙克蒂坎塔·達斯的陪同下，揭開了面值90 印度盧比的特殊銀幣的面額，以紀念該銀行歷史性的90 週年。

Coin Features and Significance

錢幣特徵及意義

The commemorative coin, meticulously crafted from pure silver, weighs approximately 40 grams. Its obverse side proudly displays the RBI emblem at its center, with the inscription "RBI@90" inscribed beneath. The coin's reverse side features the iconic Lion Capital of Ashoka Pillar, adorned with the national motto "Satyamev Jayate" (Truth Alone Triumphs) inscribed in Devanagari script.

該紀念幣由純銀精心製作而成，重約40克。其正面中央自豪地展示了 RBI 徽章，下方刻有“RBI@90”字樣。硬幣的反面是標誌性的阿育王柱獅頭，飾有用梵文書寫的國家座右銘「Satyamev Jayate」（唯有真理勝利）。

This commemorative coin serves as a tangible symbol of the Reserve Bank of India's extensive history and its remarkable achievements over the past nine decades. It is a testament to the institution's pivotal role in shaping the economic growth and stability of India.

這枚紀念幣是印度儲備銀行悠久歷史及其過去九年取得的卓越成就的有形象徵。這證明了該機構在塑造印度經濟成長和穩定方面發揮的關鍵作用。

PM Modi's Address and Highlights

莫迪總理的演講和重點

In his address during the commemorative event, Prime Minister Modi emphasized the crucial role of the Reserve Bank of India in strengthening the nation's economic landscape. He noted that the widespread adoption of the Unified Payments Interface (UPI), with over 1200 crore monthly transactions, has propelled India to the forefront of digital payments worldwide. The UPI platform has gained international recognition, with seven countries embracing its use: Sri Lanka, Mauritius, France, United Arab Emirates, Singapore, Bhutan, and Nepal.

莫迪總理在紀念活動期間的演講中強調了印度儲備銀行在加強國家經濟格局方面的關鍵作用。他指出，統一支付介面 (UPI) 的廣泛採用，每月交易量超過 120 億盧比，推動印度走在全球數位支付的前沿。 UPI 平台已獲得國際認可，有七個國家接受使用：斯里蘭卡、毛里求斯、法國、阿拉伯聯合大公國、新加坡、不丹和尼泊爾。

The Prime Minister further highlighted the significant strides made in financial inclusion, particularly among women. He revealed that as of December 2023, women in India hold an impressive 56% of total Jan Dhan accounts. Over 51.25 crore bank accounts have been opened under the Pradhan Mantri Jan Dhan Yojana (PMJDY), providing access to essential financial services for marginalized communities.

總理進一步強調了金融包容性，特別是女性金融包容性的重大進展。他透露，截至 2023 年 12 月，印度女性在 Jan Dhan 帳戶總數中所佔比例高達 56%，令人印象深刻。 Pradhan Mantri Jan Dhan Yojana (PMJDY) 已開設超過 512.5 億盧比的銀行帳戶，為邊緣化社區提供獲得基本金融服務的機會。

Prime Minister Modi also recognized the transformative impact of the Pradhan Mantri Kisan Credit Cards, which have empowered over 7 crore farmers, fishermen, and cattle owners with access to affordable credit.

莫迪總理也認識到 Pradhan Mantri Kisan 信用卡的變革性影響，該信用卡使超過 7 千萬農民、漁民和牛主能夠獲得負擔得起的信貸。

Historical Perspective on the Reserve Bank of India

印度儲備銀行的歷史視角

The Reserve Bank of India was established on April 1, 1935, in accordance with the recommendations of the Hilton Young Commission formed in 1926. The bank's inception marked a significant milestone in India's financial infrastructure, providing a central authority for monetary policy and banking regulation. The RBI Act of 1934 serves as the legal framework governing the bank's operations.

印度儲備銀行根據 1926 年成立的希爾頓楊委員會的建議於 1935 年 4 月 1 日成立。該銀行的成立標誌著印度金融基礎設施的一個重要里程碑，為貨幣政策和銀行監管提供了中央權威。 1934 年的《印度儲備銀行法案》是管理銀行營運的法律架構。

Sir Oborne Smith held the honor of being appointed as the first Governor of the Reserve Bank. He served in this capacity from April 1, 1935, to June 30, 1937. The bank underwent nationalization on January 1, 1949, under the RBI (Transfer to Public Ownership) Act of 1948.

奧本·史密斯爵士有幸被任命為儲備銀行首任行長。他於 1935 年 4 月 1 日至 1937 年 6 月 30 日期間擔任此職務。根據 1948 年 RBI（轉為公有製）法案，該銀行於 1949 年 1 月 1 日進行了國有化。

Initially headquartered in Kolkata, West Bengal, the central office of the RBI was later relocated to Mumbai, Maharashtra, in 1937.

印度儲備銀行的總部最初設在西孟加拉邦加爾各答，後來於 1937 年遷至馬哈拉施特拉邦孟買。

Key Functions of the Reserve Bank of India

印度儲備銀行的主要職能

The Reserve Bank of India plays a multifaceted role in shaping the nation's financial landscape, with its primary functions encompassing:

印度儲備銀行在塑造國家金融格局方面發揮多方面的作用，其主要職能包括：

• Formulating and implementing monetary policy
• Supervising and regulating financial institutions
• Issuing and managing currency
• Managing India's foreign exchange reserves

Recent Developments and Milestones

制定和實施貨幣政策監督和管理金融機構發行和管理貨幣管理印度外匯儲備近期發展和里程碑

The Reserve Bank of India has consistently strived to innovate and adapt to the changing demands of the financial landscape. Recent initiatives include:

印度儲備銀行始終致力於創新並適應金融格局不斷變化的需求。最近的舉措包括：

• The release of a report in December 2023 indicating a decline in the Gross Non-Performing Asset (GPNA) ratio of scheduled commercial banks to 3.2% as of September 2023, down from 39% in March 2023.
• The launch of the centralized web portal "UDGAM" (Unclaimed Deposits-Gateway to Access Information) in January 2024 to facilitate individuals in searching for and claiming unclaimed deposits.

Conclusion

2023年12月發布的報告顯示，截至2023年9月，定期商業銀行的不良資產總額（GPNA）比率從2023年3月的39%下降至3.2%。集中門戶網站的推出「 UDGAM」（無人認領存款-存取資訊網關）於2024年1月推出，以方便個人尋找和領取無人認領存款。結論

The unveiling of the special INR 90 coin is not merely a commemorative gesture but a testament to the enduring legacy of the Reserve Bank of India. As the nation celebrates the bank's 90th anniversary, it is a time for both reflection and anticipation, as the RBI continues to navigate the financial landscape with expertise and vision.

90 印度盧比特別硬幣的推出不僅是一種紀念姿態，也是對印度儲備銀行不朽遺產的證明。在全國慶祝該銀行成立 90 週年之際，印度央行將繼續以專業知識和遠見引領金融格局，這是一個反思和展望的時刻。